Moves Financial Review 2026Apply Now Check if I Qualify ↓
Written and analysed by Smarter Loans Editorial Team · Reviewed by Vlad Sherbatov
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Four questions checked against Moves Financial's published criteria, per product. No application started.
Moves lends to gig workers on gig data: rideshare or courier income in the last 90 days, verified by connecting the platform account itself.
Income has to have arrived from a rideshare or food courier platform within the last 90 days, and it is proven by connecting the gig account rather than by uploading documents.
Living in Ontario, British Columbia or Alberta is the residency test. A courier account earning steadily in a fourth province does not bring its owner inside the gate.
3 reviews from borrowers who used Moves Financial. Reviews are moderated; lenders cannot remove them.
The application process at Moves Financial was really simple and the good thing is that they pull up the bank accounts so you don't have to deposit the white check and all those application forms, filling out, scanning, all that stuff. It was really, really easy in a few steps it automatically pull up my bank account and everything and that's how I get the money back in my account, so it was really a nice process, I was really happy.
At Moves, it's very simple like 2-3 clicks and you get a loan so I tried it out and it worked seamlessly well.
The way you guys provide assistance, and you guys are fast to respond by e-mail. It's really a flexible way for us to pay, and very reasonable and affordable way for us to pay back the money. Thank you Moves Financial!
Moves is a financial services platform for independent “gig” workers, offering loans between $500 and $2,500.
Gig workers and freelancers are often overlooked or ineligible for products offered by traditional financial institutions. This rapidly expanding demographic needs modern financial products designed to support them on their paths to career fulfillment. Moves Financial aims to accomplish this mission by offering loans up to $2,500 specifically for gig workers and freelancers.
Typical Moves Financial customers are individuals who earn income from rideshare or food courier platforms such as Uber, Lyft, DoorDash and Uber Eats, or an online freelancing marketplace such as Upwork and Hyr.
Yes. Moves Financial has partnered with leading brands used by gig workers to offer fast and safe financial services backed by modern technology.
Moves Financial currently offers loans from $500 and up to $2,500.
Moves Financial loan interest rates are between 19.57% and 25.27% APR.
The term length on a Moves Financial loan is between 13 and 26 weeks.
No. Moves has partnered with Plaid (Visa) and all vendors that use it have to be thoroughly vetted. Plaid is read-only, does not give us access to your financial credentials, and is protected with enterprise-grade encryption services. By doing this, we can instantly qualify you for a loan without asking for any bank statements, proof of address, credit score, or even proof of income.
Moves Financial is currently available to residents of Ontario, British Columbia and Alberta.
Moves Financial is headquartered in Toronto, Ontario, at 129 Spadina Avenue.
