Lending Mate

Avg. Rating: 4.8 (6 reviews)

Who are we?

Lending Mate has been operating in Canada since 2017 providing loans to Canadian residents who were being left out by other mainstream lenders. Although we’re new in Canada, our sister companies have been lending around the world since 2005, and to date, we’ve lent over $1BN globally. Not heard of a guarantor lender before? Carry on reading for more information.

An old-fashioned idea

Back in the good old day’s banks worked on relationships and trust. If you wanted a loan your local bank would often simply ask for someone who trusted you to guarantee it. Then things changed, computer credit scores took over and millions of people were left out in the cold because their score didn’t fit. We knew what it was like to be rejected so we built the old-fashioned guarantor loan company that we would want to borrow from.

Decisions made by real people

We don‘t just let computers decide if you can borrow. It doesn’t matter if you have bad credit or are self-employed – the most important thing for us is that you have a friend or family member who trusts you enough to guarantee to make repayments if you don’t, and that you can afford to repay the loan. Before we pay out any guarantor loans, we have a chat over the phone with both you and your guarantor to ensure we’re all on the same page. We base our decisions on simple common sense.

No fees ever

When times get tough the last thing you need is someone making money from your problems. We NEVER charge for late payments, letters, early settlement or anything else.

  • LOANS OFFERED: Guarantor Personal Loans, Instalment Loans, Debt Consolidation
Visit site and apply


hello@lendingmate.ca Suite 1508, 180 Dundas ST West, Toronto, Ontario, M5G 1Z8
Call Center: Monday to Friday 9.00-18.00 EST
Support Offered:
  • Email Support
  • Call Center
Availability: Ontario, British Columbia

Products Offered

Below are all the products offered by this company.

Conditions & Rates

Interest rate43% Amount $2,000 – $10,000 Term12 – 60 Months

Eligibility & Documents

Who is eligible

  • Canadian citizen or permanent resident
  • Must of age in your province
  • To apply for a Lending Mate loan, both the borrower and guarantor will need to fill in a short application form. Below you can find some of the documents which may be needed during the application process:

What you need to provide

  • Borrower
    • Government issued ID
    • Bank statements (if required)
  • Guarantor
    • Government issued ID
    • Bank statements (if required)
    • Proof of home ownership documents (if applicable)

Repayment & Issuance

How fast can you get the money Within 48 hours Funding method Direct Deposit How does repayment work Monthly payments from bank account

Articles About Lending Mate

By Jared Lindzon

Jared Lindzon is an experienced journalist, writer and public speaker. He specializes in Business, Technology, Lending and FinTech industries in Canada and abroad. Jared is a regular contributor to Smarter Loans and top tier publications around the World, including Fortune Magazine, Fast Company, the Guardian, Rolling Stone, the Globe and Mail, and many more.

Lending Mate Reviews

Avg. Rating: 4.8 (6 reviews)
Excellent Service

If you are able to get a guarantor for your loan, Lending Mate will get approved and funded fast and easy. I highly recommend!

Jason B.
Big Help

You helped me when I needed it most. Thank you Lending Mate

Corinna M.
Great Service

Great customer service. Reliable and very professional. Thank you very much

Webster Z.
The Best Loan Company

Lending Mate is the right company to turn to when you are at the end of the tunnel. The staff is extremely friendly and helpful. We got a loan from hassle free. Our repayment plan is very easy and less stressful. I highly recommend Lending Mate 100%.

Dolorita McKie
After paying off my first loan

After paying off my first loan, LendingMate allowed me to re-borrow in an instant. There were no hassles. Everything went smoothly.

via. Trustpilot

Got approved

I had a tough time getting approved for a loan before I got connected with Lending Mate. My credit isn't great but they were able to find me a guarantor and I got a loan for $2,500 to repair my truck. Satisfied with my experience.


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