Who are we?

Lending Mate has been operating in Canada since 2017 providing loans to Canadian residents who were being left out by other mainstream lenders. Although we’re new in Canada, our sister companies have been lending around the world since 2005, and to date, we’ve lent over $1BN globally. Not heard of a guarantor lender before? Carry on reading for more information.

An old-fashioned idea

Back in the good old day’s banks worked on relationships and trust. If you wanted a loan your local bank would often simply ask for someone who trusted you to guarantee it. Then things changed, computer credit scores took over and millions of people were left out in the cold because their score didn’t fit. We knew what it was like to be rejected so we built the old-fashioned guarantor loan company that we would want to borrow from.

Decisions made by real people

We don‘t just let computers decide if you can borrow. It doesn’t matter if you have bad credit or are self-employed – the most important thing for us is that you have a friend or family member who trusts you enough to guarantee to make repayments if you don’t, and that you can afford to repay the loan. Before we pay out any guarantor loans, we have a chat over the phone with both you and your guarantor to ensure we’re all on the same page. We base our decisions on simple common sense.

No fees ever

When times get tough the last thing you need is someone making money from your problems. We NEVER charge for late payments, letters, early settlement or anything else.