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Home › Car Loans in Saskatchewan

Car Loans in Saskatchewan

One application. 3 lenders from our 50+ network. Funded in 24 to 48 hours.

3 lenders in our network serve Saskatchewan. Borrow $5,000 to $200,000 at 6.93 to 35% APR, with funding as fast as 48 hours. Every lender is subject to the 35% federal rate cap. Rates reviewed August 2026.

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Amount: AnyCredit: Any Province: Any Sort: Recommended
★★★★★ 5.0 (2)
Amount
$5,000 - $75,000
Rate (APR)
6.99 - 35% APR
Terms
12 - 96 months
Funding
48 hours
Apply Now View profile
Best for Buyers with poor credit who want the widest published rate transparency · Auto loan
★★★★★ 4.4 (5)
Amount
$10,000 - $75,000
Rate
From 7.99% APR
Terms
12 - 96 months
Funding
48 hours
Apply Now View profile
Best for Buyers with poor credit who want a mid-range vehicle and broad provincial coverage · Auto loan
★★★★★ 4.6 (7)
Amount
$7,500 - $200,000
Rate
From 6.93% APR
Terms
96 months
Funding
48 hours
Apply Now View profile
Best for Buyers with poor credit financing a higher-value vehicle over the longest available term · Auto loan
NATIONAL BORROWING SNAPSHOT · H1 2026
Across Canada, requests average $18,250.
Source: Smarter Loans platform data, H1 2026 · Full Saskatchewan data in the Lending Demand Index
SASKATCHEWAN USED VEHICLE TAX
Dealer6% PST plus 5% GST
Private6% PST, with an exemption available for some personal and farm-use purchases
NoteConfirm the current exemption threshold with the province; on a mid-priced used vehicle the difference is several hundred dollars.
ConfidenceVERIFIED-MULTI
Verified against the provincial revenue authority, August 2026. Tax is paid at purchase or registration and can usually be financed.

Common questions

Do I pay PST on a used car in Saskatchewan?

A dealership purchase is 11% (6% PST plus 5% GST). Private used vehicle purchases for personal or farm use may be exempt from the 6% PST depending on the current threshold, which is worth confirming with the province before you budget, because on a $15,000 vehicle the difference is $900.

One application. 3 lenders. Apply Now