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35% APR under the federal criminal rate, fees included. New Brunswick's Cost of Credit Disclosure and Payday Loans Act adds the requirement that every cost be disclosed in writing before you sign, enforced by FCNB, which also publishes its licensee lists.
New Brunswick caps payday loans at 30% of your most recent pay stub's net pay, one of only two provinces that strict, so a $2,000 paycheque limits you to about $600. The instalment lenders on this page are not bound by that limit and assess your full income instead, which for amounts above a few hundred dollars usually makes them both the larger and the cheaper option.
Yes. Most of the lenders serving New Brunswick accept fair or poor credit, and approve without a credit check, funding by e-Transfer the same day in most cases.
