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More than half of New Brunswick requests on our platform are for under $5,000, and the average is about $5,700. That comes from 382 applications in the first half of 2026. Paying off bills is the most common reason, at three in ten requests, and those requests average about $4,500.
| Applicants from New Brunswick | Share |
|---|---|
| Requested $1,500 to $4,999 | 54.7% |
| Score under 560 | 26.4% |
| Score 560 to 659 | 41.6% |
| Full-time income | 60.5% |
| Pay off bills (average $4,473) | 30.1% |
Smarter Loans platform, 382 personal loan applications from New Brunswick, 1 January to 30 June 2026. Cells with fewer than 100 applications are not shown.
No. More than four in ten applicants have a fair score, between 560 and 659, and more than a quarter are under 560. Nine of the thirteen lenders consider a score under 560, and three set no minimum.
About six in ten applicants work full-time. Income minimums run from $1,000 to $2,500 a month. One of the thirteen accepts disability or pension income.
Thirteen in our network, all online. They lend $15 to $35,000. Rates start at 0% on the smallest advances and stop at the 35% federal cap. Eight pay out within 24 hours, and three within the hour. Our application reaches all thirteen and goes to the lender most likely to approve the amount and purpose you enter.
About six in ten New Brunswick requests arrive outside business hours. Tuesday is the busiest day, and ten in the morning the busiest hour.
Only a licensed lender. Every payday lender offering loans to New Brunswickers must be licensed with the Financial and Consumer Services Commission, even one that works only online. There is no exception for out-of-province companies. Check the Commission's register before you deal with one. Federal law limits the cost of a payday loan to 14% of the amount advanced.
The lenders above offer longer loans priced as an annual rate, not payday loans. Every personal lender we work with is on the personal loans in Canada page.
Reviewed by Vlad Sherbatov, Co-Founder and President, Smarter Loans, 8 October 2026. Lender terms checked August 2026. Platform figures cover applications from 1 January to 30 June 2026.
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About $5,700 on average in the first half of 2026, and more than half of New Brunswick requests were for under $5,000. Requests to pay off bills averaged about $4,500.
Thirteen lenders in our network serve New Brunswick online, lending $15 to $35,000. Eight pay out within 24 hours.
Yes. Nine of the thirteen lenders consider a score under 560, and three set no minimum. More than a quarter of New Brunswick applicants in the first half of 2026 were under 560.
Yes. Every one needs a licence, including online lenders and companies from outside the province. The Financial and Consumer Services Commission licenses them, and you can check its register.
About six in ten New Brunswick requests in the first half of 2026 arrived outside business hours. Tuesday was the busiest day.
