Articles About Debt Consolidation

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Is it time to consolidate debt?

If you’re wondering what debt consolidation is and if it’s right for you, our partners at Fairstone shared several scenarios where debt consolidation is worth looking into.

Resources for Canadian Individuals & Businesses During COVID-19

We’ve put together a helpful library of resources to help Canadian individuals and businesses through COVID-19. This post includes information about government updates, grants available and communicates numerous programs and tips to help you find the right relief package and receive benefits during this time.

Steps to Get a Personal Loan in Canada

How to Get a Personal Loan

We’ve prepared this guide to answer the most common questions we hear about personal loans. Alongside our lender comparison charts, after reading this you should have all you need to get started with your application!

Ways to Get Out of Debt Faster

How to Get Out of Debt in 7 Steps

Debt can be crippling. Perhaps you are sick of being burdened by credit card balances. Maybe everyday expenses have become overwhelming. Whatever your reason, debt repayment is possible even if challenging. It also is quite rewarding. With debts increasing every day and Canadians everywhere facing this problem, we’re here to provide some insightful information for getting out of debt smoothly, swiftly and safely.

Negotiating Credit Card Terms

Negotiating Better Credit Card Terms

Stiff competition among lenders has made negotiating better credit card terms much easier. Many cardholders do not approach their issuer to ask for a credit limit increase, fee waiver, or lower interest because they assume the terms they agreed to can never be changed. However, there is room for renegotiation. Most banks are willing to change credit card terms, but the only way to know for sure is to ask.

Differences Between Personal and Business Credit Scores

Anatomy of a Credit Score

Why is pulling a credit report the first thing lenders do when an application is filed? The credit score is one method used to measure a consumer’s creditworthiness. Credit scores range from 300 to 850. Credit reporting agencies don’t pull these numbers out of thin air. There are several financial factors that, once analyzed, are...
10 Money Myths Debunked

8.5 Common Money Myths Debunked – A Financial Exposé

It isn’t always easy to spot misinformation because of the volume of money myths going around. Therefore, there’s no greater time than the present to debunk myths that have impacted how people use credit, save money, and make investments. In no particular order, here are ten of the most popular money myths!

Bankruptcy Recovery Leads to Financial Wellness

Various circumstances lead people to the doorstep of the bankruptcy court. Some people find themselves with bad credit due to a job loss, illness, divorce or other unforeseen reason that leaves no other option besides bankruptcy. Failed business ventures result in liquidating company assets via the bankruptcy process. This article will explore bankruptcy recovery topics like Symptoms of an Impending Bankruptcy, Which Bankruptcy is Suitable, Staying Financially Healthy and more!

5 Fab Ways to Consolidate Credit Card Debt

Consolidating credit card debt involves borrowing money at a lower interest rate to pay off credit card balances. This method makes managing money easier by creating a single payment each month. The added benefit is that the high interest credit cards go to a zero balance. This can boost the cardholder’s credit score if they are left open and unused.

Avoid Popular Loan Scams Disguised as Financial Fairy Tales

Consumers who find themselves squeezed tight in a money pinch can easily become victims of popular loan scams. This article will explore some of the most common of these dastardly deeds.

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