Articles About Debt Consolidation

Guaranteed Approval Personal Loans – What Do They Mean

Do you want to fund a business? Or is there an emergency that you need a personal loan for? Finding a lending institution that will ‘surely’ give you a loan is not easy. Some companies advertise guaranteed approval personal loans, expecting you to take advantage of them for your funding. But, there’s more to these types of loans than you know. Here, we’ll be taking a better look at guaranteed approval personal loans and see if you should be getting them or not.

Reviewing Top Financial Apps for Budgeting in 2021

While it is tough to find the time, let alone the motivation to budget, some apps have been curated to address all the basic budgeting needs. Tired of wondering where your hard-earned money is going? You need a budgeting app.

How to protect yourself from online financial fraud

As consumers turn to the internet for online shopping, video conferencing, and managing transactions online, there is a high possibility of falling victim to cybercrime. Luckily, you can protect yourself from online fraud by taking certain actions.

How to get relief from debt and improve your credit

When debt is incurred, you are essentially borrowing money from your future income and therefore reducing your future standard of living. By minimizing the amount of debt that you owe, you will be better able to save for the future and will ensure that you are able to provide all of the necessities for both yourself and your family.

header image for debt consolidation post by fairstone

Is it time to consolidate debt?

If you’re wondering what debt consolidation is and if it’s right for you, our partners at Fairstone shared several scenarios where debt consolidation is worth looking into.

Resources for Canadian Individuals & Businesses During COVID-19

We’ve put together a helpful library of resources to help Canadian individuals and businesses through COVID-19. This post includes information about government updates, grants available and communicates numerous programs and tips to help you find the right relief package and receive benefits during this time.

Steps to Get a Personal Loan in Canada

How to Get a Personal Loan

We’ve prepared this guide to answer the most common questions we hear about personal loans. Alongside our lender comparison charts, after reading this you should have all you need to get started with your application!

Ways to Get Out of Debt Faster

How to Get Out of Debt in 7 Steps

Debt can be crippling. Perhaps you are sick of being burdened by credit card balances. Maybe everyday expenses have become overwhelming. Whatever your reason, debt repayment is possible even if challenging. It also is quite rewarding. With debts increasing every day and Canadians everywhere facing this problem, we’re here to provide some insightful information for getting out of debt smoothly, swiftly and safely.

Negotiating Credit Card Terms

Negotiating Better Credit Card Terms

Stiff competition among lenders has made negotiating better credit card terms much easier. Many cardholders do not approach their issuer to ask for a credit limit increase, fee waiver, or lower interest because they assume the terms they agreed to can never be changed. However, there is room for renegotiation. Most banks are willing to change credit card terms, but the only way to know for sure is to ask.

Differences Between Personal and Business Credit Scores

Anatomy of a Credit Score

Why is pulling a credit report the first thing lenders do when an application is filed? The credit score is one method used to measure a consumer’s creditworthiness. Credit scores range from 300 to 850. Credit reporting agencies don’t pull these numbers out of thin air. There are several financial factors that, once analyzed, are...
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