Articles About Credit Cards

7 Secrets for Mastering Your Finances Like A Pro in College

College is a confusing period of life, and it is quite easy to get carried away. While we do not suggest having fun, practicing a little financial restraint could go a long way in your financial success as adults. Here are some simple financial tips that will keep you ahead financially.

Prepaid Debit Card Do’s and Don’ts

Prepaid debit cards are currently a staple in the financial sector, especially since more than 2 billion people are without bank accounts. Low credit scores mean credit card denials or, even worse, credit cards with abysmally high interest rates. That’s where prepaid cards come to the rescue.

Tips on How to Improve your Credit Score – Part 2

We will now focus on what exactly we can do to either maintain our good credit score or get out of a bad situation. Note that not all debt is created equally, and precedence should be given to those debts that will have a hefty effect on you and which will cost you more to haul.

The Credit Card Rewards Game

Gone are the days when just carrying a credit card was enough to satisfy consumers. Customer appreciation incentives have advanced far past giving out toasters and calendars. There’s now a “what have you done for me lately” mentality among people who pack plastic in their wallets to buy goods and services. Credit card companies are in constant competition to reel in customers, which translates into greater profits with each new card issued.

Credit Cards Guide – How Credit Cards Really Work

A credit card is an unsecured revolving line of credit in the form of a plastic card that is used to purchase goods, services, and to draw cash advances. Credit card statements are sent every month; the cardholder must make a minimum payment by the due date. Although these facts seem simple enough, how credit cards work includes other issues that can make them an expensive and complicated form of credit if not used properly.

Ways to Use Credit Cards Wisely

Credit cards come with advantages and disadvantages just like all other forms of credit such as bank loans, mortgages, and personal loans. Having a credit card was primarily a sign of status many decades ago. Today, it can be a necessity in some circumstances in addition to the convenience of its use.

Prepaid Debit vs. Credit

You like the convenience of online shopping but don’t have a credit card? Or maybe you have a credit card but don’t like using it to make online purchases. Not to worry. Prepaid debit cards are a great alternative and, in many ways, even preferable to using credit cards online.

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