Credit cards come with advantages and disadvantages just like all other forms of credit such as bank loans, mortgages, and personal loans. Having a credit card was primarily a sign of status many decades ago. Today, it can be a necessity in some circumstances in addition to the convenience of its use.
You like the convenience of online shopping but don’t have a credit card? Or maybe you have a credit card but don’t like using it to make online purchases. Not to worry. Prepaid debit cards are a great alternative and, in many ways, even preferable to using credit cards online.