If you want to be smart with your money, there are certain actions you can take to help you save more, spend less, and create additional income. Here are the smartest actions you can take to properly manage your finances:
In this article, you will find key information about current mortgage rate trends in Canada. The Bank of Canada (BoC) target rate, which is linked to variable mortgage rates, is at its lowest right now, so don’t expect any further drops! BOC has made a commitment to keep key rates low until the economy begins to recover. Many forecasters are predicting economic recovery will not gain pace until 2022 / 2023.
Do you want to fund a business? Or is there an emergency that you need a personal loan for? Finding a lending institution that will ‘surely’ give you a loan is not easy. Some companies advertise guaranteed approval personal loans, expecting you to take advantage of them for your funding. But, there’s more to these types of loans than you know. Here, we’ll be taking a better look at guaranteed approval personal loans and see if you should be getting them or not.
While it is tough to find the time, let alone the motivation to budget, some apps have been curated to address all the basic budgeting needs. Tired of wondering where your hard-earned money is going? You need a budgeting app.
Under Canada’s income tax act (ITA), income tax covers personal, corporation, business, and trust income. The Canada Revenue Agency (CRA) determines income tax due by multiplying the taxable income by the applicable tax rates.
As consumers turn to the internet for online shopping, video conferencing, and managing transactions online, there is a high possibility of falling victim to cybercrime. Luckily, you can protect yourself from online fraud by taking certain actions.
One of the key resolutions to make for 2021 should include changing how you spend, save, and invest, especially since you have several budget apps from which to choose. The following information provides further details about the top budget apps for 2021.
Choosing the smartest loans for you means understanding your options, the debt landscape in Canada, and how the different factors at play can influence your choices. So let’s do that!
MyMarble aims to help people take control of their budgeting, spending, and credit score to achieve financial prosperity. It aims to help them gain financial literacy skills and feel empowered to manage their personal finances.