Top 6 Farm & Agriculture Equipment Brands in Canada 2020
We’ve listed out the top six Canadian farming and agriculture equipment brands for the upcoming year so you know who to keep an eye on and what you can expect from each in 2020.
Top 6 Semi-Truck Brands in Canada 2020
The trucking industry has come a long way in the last few decades, with new technology and other advancements. Let’s take a look at the top six commercial truck manufacturers in Canada and North America, as well as some of the changes we can expect to see in 2020.
Ownr, The Easiest Way to Register a Business in Canada
Ownr helps by giving business owners peace-of-mind and a process to follow, allowing them to quickly and affordably register a business.
How to supercharge your investment portfolio with robo-advisors
Technology-driven asset management companies are redefining the wealth management industry. The term “robo-advisors” is no longer an alien term, with more and more people joining the automated-investing bandwagon. Since their inception in 2008, robo advisors have come a long way from being a financial advisor’s tool to the preferred method of investing among regular investors.
Canadian Mortgage Stress Test FAQs
On January 1, 2018 the Canadian government applied new guidelines to the Mortgage Stress Test (MST). Basic requirements were already in place for borrowers who put less than a 20% down payment on their home mortgage loan. With the new test guidelines, all conventional mortgage loan borrowers became subject to the new revisions regardless of the down payment amount. The changes included a number of other stringent rules for federally governed lenders to approve mortgages.
8.5 Common Money Myths Debunked – A Financial Exposé
It isn’t always easy to spot misinformation because of the volume of money myths going around. Therefore, there’s no greater time than the present to debunk myths that have impacted how people use credit, save money, and make investments. In no particular order, here are ten of the most popular money myths!
Chequing vs Savings Account
Bank accounts are the gateway to an endless array of financial services, including investments. But which type of account provides the best advantages and benefits? Ask yourself purposeful questions like the above and read this blog post about checking and savings accounts to learn more about how to spend, save and safeguard your hard-earned money!
Ways to Avoid CMHC Insurance Fees
For a large of number of Canadian homeowners, a portion of their monthly mortgage payment goes toward a mandatory CMHC (Canada Mortgage and Housing Corporation) fee. It is automatically added to the payment to cover mortgage default insurance. The result is an increase in the amount due every month. But there are creative ways to lower or avoid CMHC insurance for those who are required to have it in place.
What is the Prime Rate?
The cost of credit is not exactly free, yet borrowers do save tons of money with prime interest rate loans. We’ve researched predictors of changes in prime rates and share that information to help you make sound financial decisions that will cost you the least money.
How to Find a Legitimate Loan Lender
Every year, millions of consumers fall victim to lender fraud in some form or another. The fight to find a legitimate lender is a real concern to potential home buyers, students, and other borrowers. But with the abundance of information and resources available, more consumers are obtaining fair financing one legitimate loan at a time.