Can you add your child to your credit card in Canada?

Can you add your child to your credit card in Canada?


Some credit card issuers will allow you to add your child as an authorized user to your credit card, even if they are under the age of majority. However in most cases, you need to be minimum 18 years old to be added as a credit card user.

If you have a teenager, you can teach them about credit building young and some of the benefits of how credit cards can help them do things like have more options renting when they are out on their own. There are some important concepts you can teach them in this, “How to build credit for your kids in Canada” blog post.

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Vlad Sherbatov

Vlad is the President and Co-Founder of Smarter Loans, Canada's original and largest loan comparison website. He is a passionate entrepreneur and business leader in the Canadian financial sector. He was selected as a 2019 Top 25 Leaders in Lending by the Canadian Lenders Association. Vlad is an author at Smarter Loans, and has been featured in publications like the Toronto Star and National Post, among others.