Articles About Personal Loans

Steps to Get a Personal Loan in Canada

How to Get a Personal Loan

We’ve prepared this guide to answer the most common questions we hear about personal loans. Alongside our lender comparison charts, after reading this you should have all you need to get started with your application!

How to Improve Your Credit Score in Canada

How to Improve Your Credit Score: Step by Step Guide

Every Canadian has a credit score, but most of us have a pretty foggy understanding of what they mean and how they work. Despite this veil of secrecy, there are a number of simple best practices you can employ to improve your credit score over time. If you follow these tips, you’ll be well on your way to a stable financial future!

GoDay Offers Speedy Online Payday Loans For Canadians In a Hurry

The Toronto-based payday lender, which has been offering Canadians speedy loans since 2012, has built a reputation for providing safe and reliable loans in a hurry.

Canada Child Benefit Loan Applications

CCB assistance is received in the form of a monthly tax-free payment to parents of minor children. Because the benefit is paid on a regular basis (monthly), it is considered qualified income which can be used in an application for a personal loan. In fact, due to popular demand, there is an abundance of loan products exclusively geared to child tax benefit recipients.

Lending Mate Guarantor Loans Smarter Loans

Why Canada’s only guarantor loan provider is exploding in popularity

Guarantor loans are exploding in popularity as the country’s only provider of the unique alternative loan type, Lending Mate, continues its national expansion. 

Personal Loans

How To Increase Your Personal Loan Eligibility?

A personal loan is a flexible loan that enables you to receive a lump sum that you can spend towards whatever purpose you deem fit. Personal loans can be used for a diverse range of needs, such as debt consolidation or refinancing, big events like weddings, hospital and medical expenses, property purchases, and basically any...
Installment Loans Alternatives

What Are Alternatives To Installment Loans?

Essentially, an installment loan involves the repayment of the amount you have borrowed (plus any interest that accumulates over time) in a series of ‘installments’, i.e. regular payments of a set amount on a set schedule.   Uses for installment loans include:   Vehicle loans to buy a car, truck, motorcycle, or other vehicle Mortgages…

How ConsumerCapital Offers Services Well Beyond Its Years

ConsumerCapital may be relatively new in the Canadian alternative lending ecosystem, but the company is already focused on establishing long-lasting relationships with its customers.

Top Benefits of Personal Loans

7 Benefits of Personal Loans

A personal loan is a type of loan that lets you borrow money for reasons other than business, or property purchases. These loans are unsecured loans, which means the value will not be secured against a collateral. Instead, your lender will rely solely on their knowledge of your ability to pay off your loan. That’s…

Equity Loan for Home Renovation

Home Equity Loan For Home Renovation

Leaky ceilings, a flooding basement, and faulty insulation – the stuff of a homeowner’s nightmares. But while these problems are fully repairable, very few Canadians have the funds to pay for them. A 2015 report issued by BMO stated that nearly one third of the working population in Canada have less than $10,000 in savings….