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Difference between prime mortgage lenders and private lenders

When buying a new home or commercial real estate property, individuals and businesses use mortgage loans instead of making a single upfront payment. When taking a mortgage loan, borrowers can choose between a mortgage lender and a private lender. A mortgage lender can either be a prime mortgage lender or a subprime mortgage lender, depending on the borrower’s credit score.

The ultimate toolkit for anyone who runs a website

Most businesses display their services on the internet. This is where your target audience easily finds you and the services you offer. Setting up a website on your own may seem a bit difficult or even impossible because you have no coding or design knowledge. But, there are various companies with tools that allow you to design your website in a few minutes with no prior knowledge required. Below, we’ve listed the 10 best website service providers in Canada. Click on any tool you like to learn more and start using them.

Getting into investing has never been easier thanks to these platforms

Investing is putting your money into assets to get profits in the future. You could be doing this to save for your child’s education, retirement, or increase tax efficiency among other things. At first, investing may seem pretty difficult and confusing, because you might not know where to put your money, and you don’t want to lose it. However, some Canadian investment firms make investing easier than you know. We’ve compiled a list of 9 of these firms to help you invest easily. Click on any of the companies to learn more and start investing.

Canada Immigration for Entrepreneurs – The Startup Visa Program in 2021 for High Caliber Entrepreneurs

Canada has emerged as a top destination for immigrants, particularly entrepreneurs in recent years. Government initiatives like the Startup Visa program actively encourage talented and driven individuals to consider setting up their business in Canada. That is just the icing on the proverbial cake – Canada also has a lot going for it elsewhere making it a top destination for immigrants.

How to Buy Insurance Online

Purchasing insurance is one of the most important things that you can do to help protect yourself and your loved ones. Insurance is available to help cover you in all aspects of your life and it ensures that you are protected if the unexpected happens. Without proper and comprehensive insurance policies, you and your family may endure unnecessary financial hardships if disaster strikes.

How to Start Trading Stocks Online

Quick Links What are stocks? What are the benefits of investing in stocks? How do I know which I should invest in? Who can help me if I’m not comfortable making an investment decision myself? Frequently asked questions about trading stocks online What are stocks? Stocks are a partial ownership in a fraction of a...

Simplify Bookkeeping With These Awesome Tools

There are so many accounting tools available online, that it becomes difficult to know the best ones to pick. Choosing a good one will ensure that your business stays on track, as you adjust activities based on profits or losses. Here, we’ve compiled a list of the best accounting tools to use for your business.

Reviewing Top Financial Apps for Budgeting in 2021

While it is tough to find the time, let alone the motivation to budget, some apps have been curated to address all the basic budgeting needs. Tired of wondering where your hard-earned money is going? You need a budgeting app.

Income Tax Rates and Brackets in Canada 2021

Under Canada’s income tax act (ITA), income tax covers personal, corporation, business, and trust income. The Canada Revenue Agency (CRA) determines income tax due by multiplying the taxable income by the applicable tax rates.

What Type of Business Insurance Do I Need?

What you choose in business insurance protection depends on the type of business you operate. Therefore, business insurance packages cover various types of business needs. The following information will help you make a more informed decision when choosing business-based insurance products and packages.