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Top Strategies For Home Buyers Looking To Find The Best Mortgage

Unless you are fortunate enough to have cash to buy your home, getting the right property is only half the problem. The other half is in knowing the best type of mortgage to choose. This is why it is essential to pay attention to know the top strategies for home buyers looking to find the best mortgage.

mortgage refinancing

6 Tips to Help You Refinance Your Mortgage for a Better Rate

When you’re dealing with large amounts of money involved in owning a home, even the smallest rate difference can save you a lot. We have put together the tips that can help you save big if you choose to refinance your mortgage to take advantage of the lowest rates.

What Renovations Increase the Value of Your Home & Why its Wise to do Them

There are certain renovations that can offer more value than others. If you’re selling your home, you will want to know what renovation efforts are going to be worth the most to potential home buyers. Some renos may be expensive without adding that much value, causing you to sell at a loss.
We’ll walk you through the factors to consider when it comes to home renovations.

Tax Benefits of Owning a Home

Buying a home has many benefits. While it’s probably one of the biggest purchases you’ll ever make, there are advantages that can save you money in the long run. There are deductibles and tax benefits you can take advantage of as a homeowner. It’s important to understand these benefits so you can figure out what kind of financial advantages that owning your home can offer you.

How To Get a Business Loan with No Collateral

Business loans without collateral are often referred to as “unsecured financing”, but this term isn’t technically accurate. Most business loans without collateral are secured by some kind of asset. Keep reading to learn more about these options, as well as what funding options are available to businesses with no collateral. But first, let’s take a closer look at what “collateral” actually means.

Can I Sell My House When I Have a Home Equity Loan?

If you have a home equity loan or line of credit like many Canadian homeowners, you may be wondering whether you can still sell your house. The short answer to that question is: yes, you can. The bigger question is: should you?

Using Your Home Equity To Buy Another House

When it comes to real estate markets, it is vital to have easy access to funding while buying another home. If you are wondering whether you can use your equity to purchase another house, then you’ll find the answer here. Home equity loans can be very low, and can also be a convenient way to facilitate your home purchase.

When Auto Refinancing Makes Sense

As we come out of one of the longest low-interest points in our history, the question of when to refinance an auto loan is good. We are still seeing low-interest record rates, and with inflation on the rise, many Canadians are looking at options to lower their monthly bills. So, we thought it was time to take a deep dive and look at when auto loan refinancing makes sense and when it is best to wait.

How to Use a Home Equity Loan for an Investment Property

There are varying reasons that a homeowner will choose to take out a home equity loan. It may be to purchase another property or it could be used for improvements. Another loan type is a HELOC, which is a line of credit secured by your home. You can withdraw funds whenever you need them so it offers a bit more freedom than a home. We’ll give you more insight on how to use your home equity loan to buy an investment property.

Best Robo Advisors in Canada: Reviewing the Benefits of Using a Hybrid Approach

You can find some of the best robo advisors in Canada, as Canadians like to use today’s technology to stay ahead with their investments. So, from which companies should you seek guidance? Let’s review three of the best robo advisors – companies that offer a hybrid model when investing.