Learning Center

Do I Need a Home Appraisal for a HELOC?

A home appraisal estimates how much your home is worth. Find out if a home appraisal is needed in order to get a home equity loan or home equity line of credit in this blog post.

The Bank of Canada Interest Rate and How It Impacts Canadians Now and Looking Into the Next Few Years

Interest rates with the Bank of Canada tell a tale of how the economy in Canada is doing. As interest rates rise, consumerism falls so there’s a major impact on Canadians in general. To get the full scope, it’s important to understand the influence of the Bank of Canada. It’s a crown corporation and the main bank of Canada and is responsible for putting together Canada’s monetary policy.

How Law Firms Can Use Merchant Cash Advances to Fuel Growth

There are no restrictions on how merchant cash advance funding can be used, so law firms can use MCAs however they see fit. In this post, we’ll explore 7 ways law firms can use merchant cash advance funding to fuel their growth.

Do Banks And Lenders Check What You Spend Your Loan On?

It’s important to know the conditions of a loan before finalizing your application, and this includes whether what you spend your loan on will be visible by the lender in the bank or not. Find out in this blog post!

Prime Rates Canada and Their History

It’s expected that the Bank of Canada’s target overnight rate will reach at least 2.00% by the end of 2022. As a result, Canadian bank prime rates will likely be at least 4.20% by the end of the year. Looking back at the decades before now, there have certainly been some higher interest rates based on economic problems. History shows us that things are ever changing and what we’re experiencing now with Prime rates isn’t permanent. Learn more!

Where can I get a fast business loan?

Compare business loan options and offers online from this website we recommend if you’re seeking to obtain business financing.

What is the monthly payment on a $30,000 loan?

Use our online calculator that lets you alter the interest rate, term length, etc. to determine various $30,000 loan repayments.

What is the maximum amount for a business loan?

Most small business owners that use Smarter Loans for help in connecting with lenders are able to secure financing for hundreds of thousands of dollars. We share more details in this post to determine the various loans we help people achieve.

What is the fastest loan to get approved for?

There are some loans available that don’t require any credit checks and will send you your loan funds in 24 hours. Find out which loan is the easiest, fastest and best for you.

What is the cost of a $10,000 loan?

You can expect to pay around $83.33 per month if you have a $10,000 loan with a 10% annual interest rate, but this is an interest calculation. We share how to determine your monthly payment on the type and amount of loan you’re seeking with our business loan calculator here!