Learning Center

Can you add your child to your credit card in Canada?

Find out if there’s an age requirement for children to use a parent’s credit card.

What is inflation and what does it mean for the average Canadian?

With inflation near a 40 year high in Canada, I’m sure you’ve felt the pain when you went to the grocery store or filled up your car like a lot of Canadians. Let’s look at what inflation is and what it means for the average Canadian.

Can you spend a personal loan on anything?

Yes, you can spend a personal loan on anything, especially an unsecured personal loan, that you have taken out. Here are some common uses for personal loans.

What is a recession and what does it mean for the average Canadian?

We often hear that a recession is coming. You may be wondering, why do we worry about recessions so much? Let’s gain a better understanding of recessions by looking at what a recession is and what does it mean for the average Canadian.

US Investment Property Financing for Canadians

Better still, so far as the US government is concerned, there are no restrictions for Canadian citizens wanting to purchase real estate in America. With that in mind, here’s what you should know about buying and financing an investment property in the US.

Canadian mortgage market: rising interest rates and what that means for consumers

After flat and falling interest rates for many years, 2022 has been the year of rising interest rates. We saw prime rates go up for the first time in almost 4 years. Fixed rates are going up as well.
Let’s look at what rising interest rates means for consumer in the Canadian mortgage market.

What is the best way to borrow money against your home?

Here are the most popular ways to borrow money against your home equity in Canada.

How long does it take to get a small business loan?

You can obtain a business loan in Canada in as little as 24-48 hours if you have all your documents prepared and meet all the eligibility requirements.

How to build credit for your kids in Canada

During college years, this is the best time to get your kids started on the process of building credit. Once they graduate, credit generally makes getting started easier. Even if they get a good job, it’s going to be at least one year before banks and landlords take them seriously as a responsible adult. There are some things you can do to help them start the process.

What You Should Know About Getting a Mortgage When You’re Self-Employed

When you’re self-employed, dealing with fluctuations in your income can be tough. What’s even tougher in some cases however, is trying to get a mortgage without a regular paycheque. Here’s what you need to know about getting a mortgage in Canada when you’re self-employed.