Many people live in constant fear of taking too much from their credit account when the bills pile up.
Do you receive income monthly but find yourself spending much more than you make? Or do you have no idea about how your money disappears every month?
Here’s what’s going on:
You are not keeping yourself accountable for your spending. This is why you live beyond your means and find yourself in debt almost every time.
One of the ways to fix this is by creating a budget and sticking with it.
It already sounds difficult, but there’s a way to create a budget that doesn’t cause you to change all your habits overnight.
Before we look into that, let’s see the reasons why you need to create a budget that works for you.