Buying a home is an exciting and often overwhelming process. The pace is fast, and no matter if you are looking for a new home or refinancing your current mortgage, the paperwork is sometimes daunting. We thought it was time to simplify and provide you with the official, unofficial Canadian mortgage document checklist.
Although we should note that this is not an exhaustive list, and depending on your current situation, a lender may ask for more documents or less. However, this list will give you a starting point on what most, if not all, lenders will ask to see when you are looking to secure a new mortgage.
Many of these documents will be the same for those looking to remortgage, but you may not have as much documentation for the collection as those looking to secure a new mortgage.