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installment loans - smarter loans

What Is An Installment Loan?

Installment Loans Unveiled Any loans that include a contract of repayment of the amount borrowed (plus interest), to be paid with a set number of payments on a schedule, are considered as installment loans. Installment loans can be for as little as a couple months up to 30 years, depending on the amount and type…

installment loans explained by magical credit

Installment Loans Explained by Magical Credit

More and more Canadians are turning to installment loans as high-interest payday loans continue to build a bad rap in the alternative financing world. In this feature, Magical Credit explains installment loans, a better alternative to the familiar payday loan.

business credit cards - smarter loans

Business Credit Cards

Get the Best Use Out of Business Credit Cards Most business owners have run into sudden unexpected expenses and could use business credit cards to tide them over. Equipment malfunctions, an abrupt rise orders to be filled, or any number of crises can send daily operations into a tailspin. Fortunately, business credit cards and other…

second mortgages - smarter loans

How Do Second Mortgages Work?

Second Mortgages in Canada Anyone who has bought a home knows the complicated process of getting a home mortgage to finance the purchase. Assuming all has gone as planned, the homeowner has been living peacefully in the house, making payments on time and building equity. These scenarios are suited for second mortgages, if the homeowner…

Mortgages in Canada - Smarter Loans

Mortgages in Canada – All You Need to Know

If you are contemplating becoming a new owner of an apartment, townhouse, condominium, or a house you are not alone. Get all the answers you need on Canadian mortgages here at Smarter Loans.

Business Line of Credit in Canada - Smarter Loans

What is a Business Line of Credit?

There are several very valid reasons for a company to open a business line of credit, since there is always a need to keep operations running smoothly no matter the nature of the business.

Home Equity Loans Canada - Smarter Loans

Home Equity Loans

Home equity loans are another way for homeowners to gain access to money based on the equity they have built in their property. Learn all about home equity loans here.

how to repair credit - smarter loans

How to Repair Bad Credit

How to Repair Bad Credit If you’ve received more credit rejection letters than you care to think about, don’t despair. Tons of information on how to repair bad credit is at your fingertips. You can start now by using the tools that millions of other people utilize and turn your credit rating around too. All…

Debt Consolidation Canada - Smarter Loans

Debt Consolidation Do’s and Don’ts

Learn about debt consolidation in Canada and when its best to use debt consolidation. Benefits, frequently asked questions and pros and cons. Get the answers here.

Smarter Loans - Magical Credit

Magical Credit Makes the Hectic Holiday Season a Little Easier

Unlike other Canadian lenders, Magical Credit does not make applicants jump through an unsightly amount of hoops in order to be approved for a simple quick cash loan. When it comes to the holiday season, this difference is paramount for consumers with apparent bad credit.