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Merchant Cash Advance Canada - Smarter Loans

Merchant Cash Advance – All You Need to Know About MCAs

Leveraging the funds built upon credit merchant accounts is one of the many ways in which a business might have access to some cash for capital when needed. Read the full story at Smarter Loans.

Payday Loans for Holidays

Winter holidays are expensive. Let’s assume you are reading this because you’re thinking about looking into payday loans in Canada. If this is you, count yourself among the tens of thousands of Canadians who probably need money in a pinch to cover unexpected expenses in a hurry.

Peer to Peer Lending in Canada - Smarter Loans

Peer to Peer Lending in Canada

Peer to peer (or P2P) lending in Canada is the financial fit for borrowers in need of cash for any number of reasons. Read all about P2P lending at Smarter Loans.

Car Loans - Smarter Loans

How to Get a Car Loan with Bad Credit

When you need to buy a car and your credit is less than perfect, you still have options. Even if the major banks won’t offer you a loan, you can still get credit.

How to get a home mortgage with bad credit - Smarter Loans

How to Get a Home Mortgage Loan with Bad Credit

For many years it wasn’t possible to get a mortgage with bad credit, but that’s changed. Mainstream lenders no longer dominate the mortgage market and even people with bad credit can now find mortgages to buy a home.

How to qualify for a business loan - Smarter Loans

How to Qualify for a Business Loan

  If you’ve looked into securing a business loan at all, you’ll understand that qualifying is a process. You’re going to need a great business plan, a decent credit score, and knowledge of the criteria of the institutions you plan to apply to. In many cases, you must already be in business and generating sales…

Magical Credit Helps Canadians Break the Payday Loan Cycle

Those who have taken out a payday loan know how easy it is to get into a cycle of debt, and how difficult it is to break free. Magical Credit helps Canadians break the vicious payday loan cycle by offering a much more affordable and convenient option.

How to fund a startup

How To Fund A Business Startup

Starting up a new business can seem like a fairly daunting task—there’s a lot that goes into getting it just right. Once you’ve got the idea and the business plan, it’s time to figure out where the money you’re going to need to get started will come from. The process of finding funding can be…

What is a Line of Credit - Smarter Loans

What Is A Line Of Credit?

A line of credit is a flexible loan for a predetermined amount. You use it more like a credit card and don’t start to pay payments or interest until you decide to use the credit available to you. Once you tap into the funds, you pay monthly payments. You can use as much or as…

What is a Payday Loan

What Is A Payday Loan?

If you find yourself in a tight spot between paychecks, a payday loan may be a good solution but be extremely careful – it is easy to get sucked into something called a ‘payday loan cycle’ – at it can be vicious. These loans will spot you a little cash for the short term (1-2…