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Canada Savings Bonds Explained

Savings bonds are a popular choice to go with for those who want to gift someone with a financial gain that grows with time. For decades this used to be one of the easiest ways to grow some of your cash and cash out later when it matures. However, since 2017; savings bonds have really died down. Find out even more about these Canada Savings Bonds, what they are, why they are now gone, and how you might be able to cash yours in if you’re still holding onto them.

Personal Loan Rates to Expect in Canada 2022

With many types of personal loans and lenders, you can choose which ones work the best for you based on the specifics they’re offering. Consider how much you need to borrow, what the lenders are offering, and whether you qualify for the loans through the lenders depending on their requirements. Learn more about the rates to expect for these personal loans in Canada.

Using Other Currencies in Canada

Since there is a law in place in Canada about using foreign currencies throughout the country; this is something that you want to keep in mind before traveling to the country. If you are looking to travel, then you want to make sure you’re set to go with the right currency to pay for the trip and all you are going to do while there.

Canadian Home Equity Line of Credit: Know More

A home equity line of credit is a form of credit that is secured through the use of your home. The lender holds your home as assurance that you will pay back the money you borrow against the value of your home. There is a lot that goes into these home equity lines of credit though. It is important to learn more when choosing this type of home loan to go with.

What Does It Cost to Raise a Child in Canada?

The cost of parenting is expensive. While Canadians can take advantage of parental incentives, such as maternity leave and parental leave, they also get a shock when they start spending money on formula, diapers, baby gear, and accessories. Moreover, the costs climb over time, with the major expenses assumed when a child is 15 to 17 years old. The following information will give you more details about the costs assumed by Canadians who raise children in Canada.

Canadian Auto Loan Rates Expected in 2022

Investing in a vehicle is a great thing to do, and if you can get a low interest rate on the vehicle; you’ll be in a better position because of it. Learning more about the available interest rates, as well as types of vehicle loans is going to help you make a more informed decision on where to obtain the financing from and what to look out for. Learn more about the interest rates of vehicle loans and what to expect in the coming year 2022.

A Mortgage Gift Letter: When Do You Need One?

One way to keep the financing low in Canada is to use a mortgage gift letter to buy a home. To make full use of the letter, you need to follow some basic rules to proceed with financing.

Where Does My Credit Score Need to Be for a Personal Loan?

We’ve compiled all of the information you need to find out if you qualify for a personal loan based on the credit profile that you have. Not just that, but you can learn more about the other requirements you might have to meet in order to qualify for the personal loan that you’re looking to obtain.

How to Get Money from the Canadian Government

While getting free money sounds a bit scammy, the money from the Canadian government takes away the stigma. Both federal and provincial governments offer cash incentives, whether you need money for education or for upgrading the energy efficiency in your home. Unclaimed money also awaits taxpayers who do not know they have the funds available. You just need to know where to look. Here are some of the top ways you can receive government money.

Canada Small Business Financing Loans vs. Merchant Cash Advances

In this post, we’ll compare Canada Small Business Financing Loans (CSBFLs) to merchant cash advances (MCAs) to help you understand the differences between these two popular but very different funding options.