Vlad Sherbatov

Vlad is the President and Co-Founder of Smarter Loans, Canada's original and largest loan comparison website. He is a passionate entrepreneur and business leader in the Canadian financial sector. He was selected as a 2019 Top 25 Leaders in Lending by the Canadian Lenders Association. Vlad is an author at Smarter Loans, and has been featured in publications like the Toronto Star and National Post, among others.

Articles by Vlad Sherbatov

What credit score do I need for a $3,000 loan?

Smarter Loans can connect you with over 20 lenders that share their eligibility requirements before you apply for a $3,000 loan. Learn what’s a good credit score and if your credit score will determine your loan approval.

Are business loans cheap?

There are a multitude of variables that will alter your business loan cost and fees. Find out how to get a business loan and what will change how much it costs, etc.

Are Proceeds From a Reverse Mortgage Taxable?

Watch this 1 minute video to learn whether the proceeds from a reverse mortgage are taxable or not.

Can you add your child to your credit card in Canada?

Find out if there’s an age requirement for children to use a parent’s credit card.

Can you spend a personal loan on anything?

Yes, you can spend a personal loan on anything, especially an unsecured personal loan, that you have taken out. Here are some common uses for personal loans.

What is the best way to borrow money against your home?

Here are the most popular ways to borrow money against your home equity in Canada.

How long does it take to get a small business loan?

You can obtain a business loan in Canada in as little as 24-48 hours if you have all your documents prepared and meet all the eligibility requirements.

Canada Emergency Business Account (CEBA)

Canada Emergency Business Account (CEBA) provides business owners with interest-free loans of up to $40,000 and a chance to have $10,000 of it forgiven. The program was introduced by the Canadian government as a relief measure for COVID-19. This article will help business owners understand how the program works, who is eligible, and how to apply for a CEBA loan.