Smarter Loans Staff

The Smarter Loans Staff is made up of writers, researchers, journalists, business leaders and industry experts who carefully research, analyze and produce Canada's highest quality content when it comes to money matters, on behalf of Smarter Loans. While we cannot possibly name every person involved in the process, we collectively credit them as Smarter Loans Writing Staff. Our work has been featured in the Toronto Star, National Post and many other publications. Today, Smarter Loans is recognized in Canada as the go-to destination for financial education, and was named the "GPS of Fintech Lending" by the Toronto Star in 2019.

Articles by Smarter Loans Staff

how to repair credit - smarter loans

How to Repair Bad Credit

How to Repair Bad Credit If you’ve received more credit rejection letters than you care to think about, don’t despair. Tons of information on how to repair bad credit is at your fingertips. You can start now by using the tools that millions of other people utilize and turn your credit rating around too. All…

Debt Consolidation Canada - Smarter Loans

Debt Consolidation Do’s and Don’ts

Learn about debt consolidation in Canada and when its best to use debt consolidation. Benefits, frequently asked questions and pros and cons. Get the answers here.

Merchant Cash Advance Canada - Smarter Loans

Merchant Cash Advance – All You Need to Know About MCAs

Leveraging the funds built upon credit merchant accounts is one of the many ways in which a business might have access to some cash for capital when needed. Read the full story at Smarter Loans.

Payday Loans for Holidays

Winter holidays are expensive. Let’s assume you are reading this because you’re thinking about looking into payday loans in Canada. If this is you, count yourself among the tens of thousands of Canadians who probably need money in a pinch to cover unexpected expenses in a hurry.

Peer to Peer Lending in Canada - Smarter Loans

Peer to Peer Lending in Canada

Peer to peer (or P2P) lending in Canada is the financial fit for borrowers in need of cash for any number of reasons. Read all about P2P lending at Smarter Loans.

Car Loans - Smarter Loans

How to Get a Car Loan with Bad Credit

When you need to buy a car and your credit is less than perfect, you still have options. Even if the major banks won’t offer you a loan, you can still get credit.

How to get a home mortgage with bad credit - Smarter Loans

How to Get a Home Mortgage Loan with Bad Credit

For many years it wasn’t possible to get a mortgage with bad credit, but that’s changed. Mainstream lenders no longer dominate the mortgage market and even people with bad credit can now find mortgages to buy a home.

How to qualify for a business loan - Smarter Loans

How to Qualify for a Business Loan

  If you’ve looked into securing a business loan at all, you’ll understand that qualifying is a process. You’re going to need a great business plan, a decent credit score, and knowledge of the criteria of the institutions you plan to apply to. In many cases, you must already be in business and generating sales…

How to fund a startup

How To Fund A Business Startup

Starting up a new business can seem like a fairly daunting task—there’s a lot that goes into getting it just right. Once you’ve got the idea and the business plan, it’s time to figure out where the money you’re going to need to get started will come from. The process of finding funding can be…

What is a Line of Credit - Smarter Loans

What Is A Line Of Credit?

A line of credit is a flexible loan for a predetermined amount. You use it more like a credit card and don’t start to pay payments or interest until you decide to use the credit available to you. Once you tap into the funds, you pay monthly payments. You can use as much or as…