Smarter Loans Staff

The Smarter Loans Staff is made up of writers, researchers, journalists, business leaders and industry experts who carefully research, analyze and produce Canada's highest quality content when it comes to money matters, on behalf of Smarter Loans. While we cannot possibly name every person involved in the process, we collectively credit them as Smarter Loans Writing Staff. Our work has been featured in the Toronto Star, National Post and many other publications. Today, Smarter Loans is recognized in Canada as the go-to destination for financial education, and was named the "GPS of Fintech Lending" by the Toronto Star in 2019.

Articles by Smarter Loans Staff

emergency loans - smarter loans

How to Get an Emergency Loan

Each day, thousands of people suddenly face a financial crisis that forces them to look for emergency loans. It is very stressful to get broadsided by a serious situation in which money is needed immediately but no ready cash is available.

minority business loans - smarter loans

Business Loans for Minorities

Finding Minority Business Loans in Canada Canada is a country known for its diverse population and multiple cultures. This has a positive impact on the country when it comes to living, entertainment, education, and business. Minority owned-businesses are widely accepted and welcomed in Canada.  Because of this, the government offers several ways to assist minority…

installment loans - smarter loans

What Is An Installment Loan?

Installment Loans Unveiled Any loans that include a contract of repayment of the amount borrowed (plus interest), to be paid with a set number of payments on a schedule, are considered as installment loans. Installment loans can be for as little as a couple months up to 30 years, depending on the amount and type…

business credit cards - smarter loans

Business Credit Cards

Get the Best Use Out of Business Credit Cards Most business owners have run into sudden unexpected expenses and could use business credit cards to tide them over. Equipment malfunctions, an abrupt rise orders to be filled, or any number of crises can send daily operations into a tailspin. Fortunately, business credit cards and other…

second mortgages - smarter loans

How Do Second Mortgages Work?

Second Mortgages in Canada Anyone who has bought a home knows the complicated process of getting a home mortgage to finance the purchase. Assuming all has gone as planned, the homeowner has been living peacefully in the house, making payments on time and building equity. These scenarios are suited for second mortgages, if the homeowner…

Mortgages in Canada - Smarter Loans

Mortgages in Canada – All You Need to Know

If you are contemplating becoming a new owner of an apartment, townhouse, condominium, or a house you are not alone. Get all the answers you need on Canadian mortgages here at Smarter Loans.

Business Line of Credit in Canada - Smarter Loans

What is a Business Line of Credit?

There are several very valid reasons for a company to open a business line of credit, since there is always a need to keep operations running smoothly no matter the nature of the business.

Home Equity Loans Canada - Smarter Loans

Home Equity Loans

Home equity loans are another way for homeowners to gain access to money based on the equity they have built in their property. Learn all about home equity loans here.

how to repair credit - smarter loans

How to Repair Bad Credit

How to Repair Bad Credit If you’ve received more credit rejection letters than you care to think about, don’t despair. Tons of information on how to repair bad credit is at your fingertips. You can start now by using the tools that millions of other people utilize and turn your credit rating around too. All…

Debt Consolidation Canada - Smarter Loans

Debt Consolidation Do’s and Don’ts

Learn about debt consolidation in Canada and when its best to use debt consolidation. Benefits, frequently asked questions and pros and cons. Get the answers here.