IOU Financial is a leading online lender specialized in helping small businesses with healthy cash flow. Typical customers include medical and dental practices, grocery and retail stores, restaurant and hotel franchisees and e-commerce companies. IOU Financial provides a unique approach to lending through an advanced, automated application and approval system. This accurately assesses applicants’ financial realities, with an emphasis on day-to-day cash flow trends, and makes small business loans of up to $150,000 to qualified applicants in only 24-48 hours. Speed and transparency make IOU Financial a trusted alternative to banks.
IOU Financial is a member of the Canadian Lenders Association:
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- TIME IN BUSINESS: Since 2008
- # OF CUSTOMERS: Over 8,500
- TOTAL FUNDED: Over $600M
- LOANS OFFERED: Unsecured Term Loans, Line of Credit, Merchant Cash Advance, Invoice Factoring, Secured