Smarter Loans Staff

The Smarter Loans Staff is made up of writers, researchers, journalists, business leaders and industry experts who carefully research, analyze and produce Canada's highest quality content when it comes to money matters, on behalf of Smarter Loans. While we cannot possibly name every person involved in the process, we collectively credit them as Smarter Loans Writing Staff. Our work has been featured in the Toronto Star, National Post and many other publications. Today, Smarter Loans is recognized in Canada as the go-to destination for financial education, and was named the "GPS of Fintech Lending" by the Toronto Star in 2019.

Articles by Smarter Loans Staff

How to fund a startup

How To Fund A Business Startup

Starting up a new business can seem like a fairly daunting task—there’s a lot that goes into getting it just right. Once you’ve got the idea and the business plan, it’s time to figure out where the money you’re going to need to get started will come from. The process of finding funding can be…

What is a Line of Credit - Smarter Loans

What Is A Line Of Credit?

A line of credit is a flexible loan for a predetermined amount. You use it more like a credit card and don’t start to pay payments or interest until you decide to use the credit available to you. Once you tap into the funds, you pay monthly payments. You can use as much or as…

What is a Payday Loan

What Is A Payday Loan?

If you find yourself in a tight spot between paychecks, a payday loan may be a good solution but be extremely careful – it is easy to get sucked into something called a ‘payday loan cycle’ – at it can be vicious. These loans will spot you a little cash for the short term (1-2…

What is a personal loan

What Is A Personal Loan?

If you find yourself in a situation where you’re a little short on cash, taking out a personal loan might be the perfect solution to help keep you on your feet in the short term. Personal loans are perfect if you’re looking to start a home improvement project, paying off a large overdue bill, or…