Smarter Loans – The Smart Way to Get a Personal and Business Loans In Ontario.

Financial stress can be tough on anyone, and it doesn’t help that getting a personal or business loan from a bank can be so difficult. But don’t worry, you are not alone.

Smarter Loans directory offers you a selection of only the most reputable, best reviewed providers of personal loans and business loans in Ontario. You can apply in a few minutes, get instant approval and cash in just a few days. Whether you need a personal loan or a business loan, even a bad credit loan in Ontario, you’ll find the right Ontario lender here.

Choose from a list below or fill out a quick form here so we can connect you with the most suitable loan provider in Ontario.

array(9) { [0]=> array(10) { ["term_title"]=> string(14) "Magical Credit" ["term_name"]=> string(14) "magical-credit" ["term_id"]=> string(2) "27" ["file_name"]=> string(36) "549f54b49398e7585015954ff33bb8e6.png" ["amount"]=> string(14) "$500 - $10,000" ["rate"]=> string(11) "23% - 59.7%" ["terms"]=> string(13) "6 - 24 Months" ["apply_title"]=> string(9) "Apply Now" ["apply_url"]=> string(102) "http://www.magicalcredit.ca/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(9) "Borrowell" ["term_name"]=> string(9) "borrowell" ["term_id"]=> string(1) "7" ["file_name"]=> string(36) "555d1eb4813a62d09ca73479e0c0fb0c.png" ["amount"]=> string(16) "$1,000 - $35,000" ["rate"]=> string(12) "5.6% - 25.5%" ["terms"]=> string(14) "36 - 60 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(57) "https://www.borrowell.com/personal-loans/?id=smarterloans" ["bundle"]=> string(1) "2" } [2]=> array(10) { ["term_title"]=> string(16) "Cashco Financial" ["term_name"]=> string(16) "cashco-financial" ["term_id"]=> string(2) "92" ["file_name"]=> string(36) "a3d5b1e223d2c9422bfa2c0181efaa58.png" ["amount"]=> string(13) "$250 - $7,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(13) "6 - 60 Months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(126) "https://cashcofinancial.com/online-loan-application/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [3]=> array(10) { ["term_title"]=> string(14) "Alpine Credits" ["term_name"]=> string(14) "alpine-credits" ["term_id"]=> string(2) "40" ["file_name"]=> string(36) "17c552af496b18a8b53a633570ce99d7.png" ["amount"]=> string(15) "$1,000 - $5,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> string(0) "" ["apply_url"]=> string(108) "http://alpinecredits.ca/apply-now/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [4]=> array(10) { ["term_title"]=> string(12) "Captain Cash" ["term_name"]=> string(12) "captain-cash" ["term_id"]=> string(2) "96" ["file_name"]=> string(36) "b422b9d39ee7d5ce584a073a263a61a8.png" ["amount"]=> string(11) "$500 - $750" ["rate"]=> string(9) "28% - 32%" ["terms"]=> string(7) "90 days" ["apply_title"]=> string(0) "" ["apply_url"]=> string(97) "https://captaincash.ca?/utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [5]=> array(10) { ["term_title"]=> string(13) "easyfinancial" ["term_name"]=> string(13) "easyfinancial" ["term_id"]=> string(1) "6" ["file_name"]=> string(36) "4988bfcb8f1434000ffdaf3810c0320f.png" ["amount"]=> string(16) "$500 - $15,000 " ["rate"]=> string(17) "29.99% - 46.96% " ["terms"]=> string(15) "9 - 60 months " ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [6]=> array(10) { ["term_title"]=> string(4) "Mogo" ["term_name"]=> string(4) "mogo" ["term_id"]=> string(1) "8" ["file_name"]=> string(36) "49e83a66b9efb72e197b2cf47f30da6f.png" ["amount"]=> string(14) "$100 - $35,000" ["rate"]=> string(12) "5.9% - 39.9%" ["terms"]=> string(14) "12 - 60 months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [7]=> array(10) { ["term_title"]=> string(16) "Affirm Financial" ["term_name"]=> string(16) "affirm-financial" ["term_id"]=> string(2) "18" ["file_name"]=> string(36) "da7fe7e56a2591c3c92b6b1c994349c2.png" ["amount"]=> string(13) "$300 - $7,500" ["rate"]=> string(13) "29.9% - 39.9%" ["terms"]=> string(13) "6 - 60 months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [8]=> array(10) { ["term_title"]=> string(9) "MoneyMart" ["term_name"]=> string(9) "moneymart" ["term_id"]=> string(2) "24" ["file_name"]=> string(36) "c1d8717882259d63dae9e7aab62d0069.png" ["amount"]=> string(13) "$500 - $5,000" ["rate"]=> string(5) "59.9%" ["terms"]=> string(14) "12 - 36 months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
approved $500 - $10,000 23% - 59.7%
6 - 24 Months Apply Now
approved $1,000 - $35,000 5.6% - 25.5%
36 - 60 months Apply now
approved $250 - $7,000 Varies
6 - 60 Months Apply now
$1,000 - $5,000 Varies
Varies Apply now
$500 - $750 28% - 32%
90 days Apply now
approved $500 - $15,000 29.99% - 46.96%
9 - 60 months
$100 - $35,000 5.9% - 39.9%
12 - 60 months
$300 - $7,500 29.9% - 39.9%
6 - 60 months
$500 - $5,000 59.9%
12 - 36 months
array(7) { [0]=> array(10) { ["term_title"]=> string(9) "Evolocity" ["term_name"]=> string(9) "evolocity" ["term_id"]=> string(2) "13" ["file_name"]=> string(36) "6a3f3522089d42b7e4878fd5876b5fd1.png" ["amount"]=> string(18) "$10,000 - $300,000" ["rate"]=> string(17) "Starting at 6.99%" ["terms"]=> string(13) "4 - 18 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(48) "http://go.evolocity.ca/l/209542/2017-06-05/5s5y2" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(9) "Borrowell" ["term_name"]=> string(9) "borrowell" ["term_id"]=> string(1) "7" ["file_name"]=> string(36) "555d1eb4813a62d09ca73479e0c0fb0c.png" ["amount"]=> string(18) "$1,000 - $35,000 " ["rate"]=> string(12) "5.6% - 25.5%" ["terms"]=> string(16) "36 - 60 months " ["apply_title"]=> string(0) "" ["apply_url"]=> string(77) "https://www.borrowell.com/personal-loans/small-business-loan/?id=smarterloans" ["bundle"]=> string(1) "2" } [2]=> array(10) { ["term_title"]=> string(15) "Company Capital" ["term_name"]=> string(15) "company-capital" ["term_id"]=> string(1) "9" ["file_name"]=> string(36) "15f23b89452a9b9966d853d96b99674f.png" ["amount"]=> string(17) "$5,000 - $100,000" ["rate"]=> string(17) "Starting at 6.87%" ["terms"]=> string(13) "3 - 18 months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [3]=> array(10) { ["term_title"]=> string(16) "Thinking Capital" ["term_name"]=> string(16) "thinking-capital" ["term_id"]=> string(2) "11" ["file_name"]=> string(36) "bb136d48105896fcbf7fd84fbe58e042.png" ["amount"]=> string(17) "$5,000 - $300,000" ["rate"]=> string(17) "Starting at 7.99%" ["terms"]=> string(13) "6 - 12 Months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [4]=> array(10) { ["term_title"]=> string(24) "Merchant Advance Capital" ["term_name"]=> string(24) "merchant-advance-capital" ["term_id"]=> string(2) "15" ["file_name"]=> string(36) "3a2a9ea4f6a7587e03bc461f9ca3e6ab.png" ["amount"]=> string(17) "$5,000 - $500,000" ["rate"]=> string(15) "12.99% - 39.99%" ["terms"]=> string(13) "6 - 18 Months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [5]=> array(10) { ["term_title"]=> string(12) "Lending Loop" ["term_name"]=> string(12) "lending-loop" ["term_id"]=> string(2) "94" ["file_name"]=> string(36) "342098a6dc27d57bc497e9f7d0e66a9e.png" ["amount"]=> string(17) "$5,000 - $500,000" ["rate"]=> string(16) "Starting at 5.9%" ["terms"]=> string(13) "3 - 60 Months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [6]=> array(10) { ["term_title"]=> string(11) "FundThrough" ["term_name"]=> string(11) "fundthrough" ["term_id"]=> string(2) "93" ["file_name"]=> string(36) "5b4d3312575f193a5c62cae401482c1c.png" ["amount"]=> string(16) "Up to $5,000,000" ["rate"]=> string(10) "0.5% - 12%" ["terms"]=> string(12) "1 - 24 weeks" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
approved $10,000 - $300,000 Starting at 6.99%
4 - 18 months Apply now
approved $1,000 - $35,000 5.6% - 25.5%
36 - 60 months Apply now
approved $5,000 - $100,000 Starting at 6.87%
3 - 18 months
approved $5,000 - $300,000 Starting at 7.99%
6 - 12 Months
$5,000 - $500,000 12.99% - 39.99%
6 - 18 Months
approved $5,000 - $500,000 Starting at 5.9%
3 - 60 Months
Up to $5,000,000 0.5% - 12%
1 - 24 weeks
array(6) { [0]=> array(10) { ["term_title"]=> string(39) "Dominion Lending Centres Edge Financial" ["term_name"]=> string(39) "dominion-lending-centres-edge-financial" ["term_id"]=> string(3) "151" ["file_name"]=> string(36) "30996b4f56813c65b8eb7b7419ec0e8d.jpg" ["amount"]=> string(10) "Any Amount" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> string(0) "" ["apply_url"]=> string(90) "https://www.gtamortgagepros.com/apply-now/?utm_source=SmarterLoans&utm_medium=SmarterLoans" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(22) "Matrix Mortgage Global" ["term_name"]=> string(22) "matrix-mortgage-global" ["term_id"]=> string(2) "61" ["file_name"]=> string(36) "04b4e035d5e1bf48a63fe3a10eaf8e5a.png" ["amount"]=> string(6) "Varies" ["rate"]=> string(17) "Starting at 2.79%" ["terms"]=> string(8) "Varies " ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [2]=> array(10) { ["term_title"]=> string(6) "Centum" ["term_name"]=> string(6) "centum" ["term_id"]=> string(2) "56" ["file_name"]=> string(36) "47f0456c905c528694772275a259448f.jpg" ["amount"]=> string(19) "$50,000 - Unlimited" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [3]=> array(10) { ["term_title"]=> string(24) "Dominion Lending Centres" ["term_name"]=> string(24) "dominion-lending-centres" ["term_id"]=> string(2) "29" ["file_name"]=> string(36) "135640068310796a1c6c36899404cfaa.png" ["amount"]=> string(20) "$50,000 - $1,000,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(19) "6 months - 10 years" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [4]=> array(10) { ["term_title"]=> string(19) "True North Mortgage" ["term_name"]=> string(19) "true-north-mortgage" ["term_id"]=> string(2) "39" ["file_name"]=> string(36) "d109073b88f6b73157ac8f2afd181b47.png" ["amount"]=> string(19) "$50,000 - Unlimited" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [5]=> array(10) { ["term_title"]=> string(14) "Capital Direct" ["term_name"]=> string(14) "capital-direct" ["term_id"]=> string(2) "41" ["file_name"]=> string(36) "6f1ebbf1231f0cdda0dee92d7a8b4694.png" ["amount"]=> string(19) "$10,000 - $1,500,00" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
Any Amount Varies
Varies Apply now
Varies Starting at 2.79%
Varies
$50,000 - Unlimited Varies
Varies
$50,000 - $1,000,000 Varies
6 months - 10 years
$50,000 - Unlimited Varies
Varies
$10,000 - $1,500,00 Varies
Varies
array(5) { [0]=> array(10) { ["term_title"]=> string(11) "Carloans411" ["term_name"]=> string(11) "carloans411" ["term_id"]=> string(2) "43" ["file_name"]=> string(36) "2706159e332a8ed90ca69c7024ac4b29.png" ["amount"]=> string(16) "$5,000 - $40,000" ["rate"]=> string(16) "Starting at 2.9%" ["terms"]=> string(14) "12 - 72 Months" ["apply_title"]=> string(9) "Apply Now" ["apply_url"]=> string(80) "https://carloans411.ca/quick-approval?affiliate_id=79&utm_source=Smarter%20Loans" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(13) "Canada Drives" ["term_name"]=> string(13) "canada-drives" ["term_id"]=> string(2) "22" ["file_name"]=> string(36) "61edf766bb0c12370d33f3d285d1a532.png" ["amount"]=> string(16) "$1,000 - $50,000" ["rate"]=> string(8) "Variable" ["terms"]=> string(8) "Variable" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [2]=> array(10) { ["term_title"]=> string(20) "Credit River Capital" ["term_name"]=> string(20) "credit-river-capital" ["term_id"]=> string(2) "72" ["file_name"]=> string(36) "e2b4b42d8f680fda85a92cd5bb0412f1.png" ["amount"]=> string(16) "$1,000 - $50,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [3]=> array(10) { ["term_title"]=> string(15) "Prefera Finance" ["term_name"]=> string(15) "prefera-finance" ["term_id"]=> string(2) "79" ["file_name"]=> string(36) "94ddec5c78410a73f1efcb8f8988542e.png" ["amount"]=> string(16) "$2,000 - $50,000" ["rate"]=> string(15) "10.95% - 32.95%" ["terms"]=> string(15) "12 - 120 months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [4]=> array(10) { ["term_title"]=> string(19) "Canada Auto Finance" ["term_name"]=> string(19) "canada-auto-finance" ["term_id"]=> string(2) "57" ["file_name"]=> string(36) "a8c25a62dce0d1b4530f9e45f62a5d3a.png" ["amount"]=> string(16) "$1,000 - $45,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
$5,000 - $40,000 Starting at 2.9%
12 - 72 Months Apply Now
$1,000 - $50,000 Variable
Variable
$1,000 - $50,000 Varies
Varies
$2,000 - $50,000 10.95% - 32.95%
12 - 120 months
$1,000 - $45,000 Varies
Varies
array(2) { [0]=> array(10) { ["term_title"]=> string(15) "Polaris Leasing" ["term_name"]=> string(15) "polaris-leasing" ["term_id"]=> string(2) "75" ["file_name"]=> string(36) "fc130c5b8c7e72927f162b1902cfe833.jpg" ["amount"]=> string(14) "Up to $500,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> string(0) "" ["apply_url"]=> string(111) "https://polarisleasing.com/apply-now/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(16) "National Leasing" ["term_name"]=> string(16) "national-leasing" ["term_id"]=> string(3) "104" ["file_name"]=> string(36) "0bc2761e63512e7fc00db6c600cf7a40.jpg" ["amount"]=> string(14) "Up to $500,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
Up to $500,000 Varies
Varies Apply now
Up to $500,000 Varies
Varies
array(1) { [0]=> array(10) { ["term_title"]=> string(22) "Health Smart Financial" ["term_name"]=> string(12) "health-smart" ["term_id"]=> string(3) "150" ["file_name"]=> string(36) "f8b6115280e4a709151e2d1b4755ee5d.png" ["amount"]=> string(14) "$300 - $25,000" ["rate"]=> string(14) "Starting at 0%" ["terms"]=> string(13) "3 - 60 Months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(149) "https://app.healthsmartfinancial.com/ApplyNow.aspx?uniqueID=4T8RwKSLzqvV3sFG3wg7BA%3D%3D&Name=NVG9JqMsk3BHBEpmMHTY5A%3D%3D&utm_source=Smarter%20Loans" ["bundle"]=> string(1) "2" } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
$300 - $25,000 Starting at 0%
3 - 60 Months Apply now

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