Loans in Toronto, Ontario

Toronto is a beautiful city and one of the financial centers of the World. It’s no surprise that there are many loan options in the city, regardless of what you are looking for. Aside from the big 5 banks, there are many alternative loan providers of in Toronto. A traditional loan may be difficult to get approved for, and it can take weeks to get the money in your account. At Smarter Loans, our goal is to present you with the best options for personal and business loans in Toronto. We understand that you are looking for a fast loan, so all the lenders on this site have been qualified by our panel of experts as trustworthy and credible providers of online loans in Toronto. If you ever considered taking out a payday loan in Toronto, you may find a much better alternative among the lenders below, since many of them offer bad credit loans at much better rate than a payday lender. Select one of the lenders below to get started, or apply online here and we will connect you with the most suitable lender.

array(4) { [0]=> array(10) { ["term_title"]=> string(14) "Magical Credit" ["term_name"]=> string(14) "magical-credit" ["term_id"]=> string(2) "27" ["file_name"]=> string(36) "549f54b49398e7585015954ff33bb8e6.png" ["amount"]=> string(14) "$500 - $10,000" ["rate"]=> string(11) "23% - 59.7%" ["terms"]=> string(13) "6 - 24 Months" ["apply_title"]=> string(9) "Apply Now" ["apply_url"]=> string(102) "http://www.magicalcredit.ca/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(8) "Ferratum" ["term_name"]=> string(8) "ferratum" ["term_id"]=> string(3) "170" ["file_name"]=> string(36) "f1040be8f23a31a20841be0258204fa4.png" ["amount"]=> string(13) "$100 - $1,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(12) "30 - 62 Days" ["apply_title"]=> string(0) "" ["apply_url"]=> string(105) "https://www.ferratum.ca/?k=SMRTRLN&utm_source=SmarterLoans&utm_medium=affiliate&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [2]=> array(10) { ["term_title"]=> string(9) "Borrowell" ["term_name"]=> string(9) "borrowell" ["term_id"]=> string(1) "7" ["file_name"]=> string(36) "555d1eb4813a62d09ca73479e0c0fb0c.png" ["amount"]=> string(16) "$1,000 - $35,000" ["rate"]=> string(12) "5.6% - 25.5%" ["terms"]=> string(14) "36 - 60 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(57) "https://www.borrowell.com/personal-loans/?id=smarterloans" ["bundle"]=> string(1) "2" } [3]=> array(10) { ["term_title"]=> string(16) "Cashco Financial" ["term_name"]=> string(16) "cashco-financial" ["term_id"]=> string(2) "92" ["file_name"]=> string(36) "a3d5b1e223d2c9422bfa2c0181efaa58.png" ["amount"]=> string(13) "$250 - $7,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(13) "6 - 60 Months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(126) "https://cashcofinancial.com/online-loan-application/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
approved $500 - $10,000 23% - 59.7%
6 - 24 Months Apply Now
approved $100 - $1,000 Varies
30 - 62 Days Apply now
approved $1,000 - $35,000 5.6% - 25.5%
36 - 60 months Apply now
approved $250 - $7,000 Varies
6 - 60 Months Apply now
array(5) { [0]=> array(10) { ["term_title"]=> string(15) "Company Capital" ["term_name"]=> string(15) "company-capital" ["term_id"]=> string(1) "9" ["file_name"]=> string(36) "15f23b89452a9b9966d853d96b99674f.png" ["amount"]=> string(17) "$5,000 - $100,000" ["rate"]=> string(17) "Starting at 6.87%" ["terms"]=> string(13) "3 - 18 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(92) "https://www.companycapital.ca/pos-calculate/?utm_source=SmarterLoans&utm_medium=SmarterLoans" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(7) "On-Deck" ["term_name"]=> string(7) "on-deck" ["term_id"]=> string(2) "12" ["file_name"]=> string(36) "9e810fd1cfe37061f829dea99b83ca64.png" ["amount"]=> string(15) "$5,000-$250,000" ["rate"]=> string(15) "Starting at 14%" ["terms"]=> string(11) "6-24 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(80) "https://online.ondeck.com/en-CA/?utm_source=SmarterLoans&utm_medium=SmarterLoans" ["bundle"]=> string(1) "2" } [2]=> array(10) { ["term_title"]=> string(9) "Lendified" ["term_name"]=> string(9) "lendified" ["term_id"]=> string(2) "14" ["file_name"]=> string(36) "51edbd2fc59c80f33d18f850aea11117.png" ["amount"]=> string(17) "$5,000 - $150,000" ["rate"]=> string(8) "8% - 18%" ["terms"]=> string(13) "6 - 24 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(100) "https://www.lendified.com/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [3]=> array(10) { ["term_title"]=> string(9) "Evolocity" ["term_name"]=> string(9) "evolocity" ["term_id"]=> string(2) "13" ["file_name"]=> string(36) "6a3f3522089d42b7e4878fd5876b5fd1.png" ["amount"]=> string(18) "$10,000 - $300,000" ["rate"]=> string(17) "Starting at 6.99%" ["terms"]=> string(13) "4 - 18 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(48) "http://go.evolocity.ca/l/209542/2017-06-05/5s5y2" ["bundle"]=> string(1) "2" } [4]=> array(10) { ["term_title"]=> string(9) "Borrowell" ["term_name"]=> string(9) "borrowell" ["term_id"]=> string(1) "7" ["file_name"]=> string(36) "555d1eb4813a62d09ca73479e0c0fb0c.png" ["amount"]=> string(18) "$1,000 - $35,000 " ["rate"]=> string(12) "5.6% - 25.5%" ["terms"]=> string(16) "36 - 60 months " ["apply_title"]=> string(0) "" ["apply_url"]=> string(77) "https://www.borrowell.com/personal-loans/small-business-loan/?id=smarterloans" ["bundle"]=> string(1) "2" } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
approved $5,000 - $100,000 Starting at 6.87%
3 - 18 months Apply now
approved $5,000-$250,000 Starting at 14%
6-24 months Apply now
$5,000 - $150,000 8% - 18%
6 - 24 months Apply now
approved $10,000 - $300,000 Starting at 6.99%
4 - 18 months Apply now
approved $1,000 - $35,000 5.6% - 25.5%
36 - 60 months Apply now
array(6) { [0]=> array(10) { ["term_title"]=> string(39) "Dominion Lending Centres Edge Financial" ["term_name"]=> string(39) "dominion-lending-centres-edge-financial" ["term_id"]=> string(3) "151" ["file_name"]=> string(36) "30996b4f56813c65b8eb7b7419ec0e8d.jpg" ["amount"]=> string(10) "Any Amount" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [1]=> array(10) { ["term_title"]=> string(22) "Matrix Mortgage Global" ["term_name"]=> string(22) "matrix-mortgage-global" ["term_id"]=> string(2) "61" ["file_name"]=> string(36) "04b4e035d5e1bf48a63fe3a10eaf8e5a.png" ["amount"]=> string(6) "Varies" ["rate"]=> string(17) "Starting at 2.79%" ["terms"]=> string(8) "Varies " ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [2]=> array(10) { ["term_title"]=> string(6) "Centum" ["term_name"]=> string(6) "centum" ["term_id"]=> string(2) "56" ["file_name"]=> string(36) "47f0456c905c528694772275a259448f.jpg" ["amount"]=> string(19) "$50,000 - Unlimited" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [3]=> array(10) { ["term_title"]=> string(24) "Dominion Lending Centres" ["term_name"]=> string(24) "dominion-lending-centres" ["term_id"]=> string(2) "29" ["file_name"]=> string(36) "135640068310796a1c6c36899404cfaa.png" ["amount"]=> string(20) "$50,000 - $1,000,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(19) "6 months - 10 years" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [4]=> array(10) { ["term_title"]=> string(19) "True North Mortgage" ["term_name"]=> string(19) "true-north-mortgage" ["term_id"]=> string(2) "39" ["file_name"]=> string(36) "d109073b88f6b73157ac8f2afd181b47.png" ["amount"]=> string(19) "$50,000 - Unlimited" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [5]=> array(10) { ["term_title"]=> string(14) "Capital Direct" ["term_name"]=> string(14) "capital-direct" ["term_id"]=> string(2) "41" ["file_name"]=> string(36) "6f1ebbf1231f0cdda0dee92d7a8b4694.png" ["amount"]=> string(19) "$10,000 - $1,500,00" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
Any Amount Varies
Varies
Varies Starting at 2.79%
Varies
$50,000 - Unlimited Varies
Varies
$50,000 - $1,000,000 Varies
6 months - 10 years
$50,000 - Unlimited Varies
Varies
$10,000 - $1,500,00 Varies
Varies
array(2) { [0]=> array(10) { ["term_title"]=> string(11) "Carloans411" ["term_name"]=> string(11) "carloans411" ["term_id"]=> string(2) "43" ["file_name"]=> string(36) "2706159e332a8ed90ca69c7024ac4b29.png" ["amount"]=> string(16) "$5,000 - $40,000" ["rate"]=> string(16) "Starting at 2.9%" ["terms"]=> string(14) "12 - 72 Months" ["apply_title"]=> string(9) "Apply Now" ["apply_url"]=> string(80) "https://carloans411.ca/quick-approval?affiliate_id=79&utm_source=Smarter%20Loans" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(10) "Fetch Auto" ["term_name"]=> string(10) "fetch-auto" ["term_id"]=> string(3) "204" ["file_name"]=> string(36) "8e6f8fc91cb4ae5560a2cab7810aba57.png" ["amount"]=> string(14) "$500 - $60,000" ["rate"]=> string(12) "4.9% - 32.9%" ["terms"]=> string(14) "12 - 96 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(98) "https://landing.fetchauto.ca/private-sale-financing/?utm_source=smarter-loans&utm_medium=affiliate" ["bundle"]=> string(1) "2" } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
$5,000 - $40,000 Starting at 2.9%
12 - 72 Months Apply Now
$500 - $60,000 4.9% - 32.9%
12 - 96 months Apply now
array(2) { [0]=> array(10) { ["term_title"]=> string(15) "Polaris Leasing" ["term_name"]=> string(15) "polaris-leasing" ["term_id"]=> string(2) "75" ["file_name"]=> string(36) "fc130c5b8c7e72927f162b1902cfe833.jpg" ["amount"]=> string(14) "Up to $500,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> string(0) "" ["apply_url"]=> string(111) "https://polarisleasing.com/apply-now/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(16) "National Leasing" ["term_name"]=> string(16) "national-leasing" ["term_id"]=> string(3) "104" ["file_name"]=> string(36) "0bc2761e63512e7fc00db6c600cf7a40.jpg" ["amount"]=> string(14) "Up to $500,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
Up to $500,000 Varies
Varies Apply now
Up to $500,000 Varies
Varies
array(1) { [0]=> array(10) { ["term_title"]=> string(22) "Health Smart Financial" ["term_name"]=> string(12) "health-smart" ["term_id"]=> string(3) "150" ["file_name"]=> string(36) "f8b6115280e4a709151e2d1b4755ee5d.png" ["amount"]=> string(14) "$300 - $25,000" ["rate"]=> string(14) "Starting at 0%" ["terms"]=> string(13) "3 - 60 Months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
$300 - $25,000 Starting at 0%
3 - 60 Months

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