Smarter Loans – Quick and Easy Personal Loans and Business Loans in Newfoundland.

Believe us when we say bad credit will not affect you from getting the personal loan or business loan you need. We work with dozens of high quality lenders in Newfoundland who look at much more than your credit score, and are able to offer personal and business loans within just a few days of applying. Even bad credit loans in Newfoundland can be easily achieved by using one of the highly reviewed providers below.

Choose one of the lenders below to learn more about them, read reviews and get started. Alternatively you can apply for a loan right here and let us connect you with the most suitable provider in Newfoundland. It’s that simple!

array(7) { [0]=> array(10) { ["term_title"]=> string(14) "Magical Credit" ["term_name"]=> string(14) "magical-credit" ["term_id"]=> string(2) "27" ["file_name"]=> string(36) "549f54b49398e7585015954ff33bb8e6.png" ["amount"]=> string(14) "$500 - $10,000" ["rate"]=> string(11) "23% - 59.7%" ["terms"]=> string(13) "6 - 24 Months" ["apply_title"]=> string(9) "Apply Now" ["apply_url"]=> string(102) "http://www.magicalcredit.ca/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(9) "Borrowell" ["term_name"]=> string(9) "borrowell" ["term_id"]=> string(1) "7" ["file_name"]=> string(36) "555d1eb4813a62d09ca73479e0c0fb0c.png" ["amount"]=> string(16) "$1,000 - $35,000" ["rate"]=> string(12) "5.6% - 25.5%" ["terms"]=> string(12) "36-60 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(57) "https://www.borrowell.com/personal-loans/?id=smarterloans" ["bundle"]=> string(1) "2" } [2]=> array(10) { ["term_title"]=> string(16) "Cashco Financial" ["term_name"]=> string(16) "cashco-financial" ["term_id"]=> string(2) "92" ["file_name"]=> string(36) "a3d5b1e223d2c9422bfa2c0181efaa58.png" ["amount"]=> string(13) "$250 - $7,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(13) "6 - 60 Months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(126) "https://cashcofinancial.com/online-loan-application/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [3]=> array(10) { ["term_title"]=> string(12) "Captain Cash" ["term_name"]=> string(12) "captain-cash" ["term_id"]=> string(2) "96" ["file_name"]=> string(36) "b422b9d39ee7d5ce584a073a263a61a8.png" ["amount"]=> string(11) "$500 - $750" ["rate"]=> string(10) "28% to 32%" ["terms"]=> string(7) "90 days" ["apply_title"]=> string(0) "" ["apply_url"]=> string(97) "https://captaincash.ca?/utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [4]=> array(10) { ["term_title"]=> string(13) "easyfinancial" ["term_name"]=> string(13) "easyfinancial" ["term_id"]=> string(1) "6" ["file_name"]=> string(36) "4988bfcb8f1434000ffdaf3810c0320f.png" ["amount"]=> string(14) "$500-$15,000 " ["rate"]=> string(17) "29.99% - 46.96% " ["terms"]=> string(13) "9-60 months " ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [5]=> array(10) { ["term_title"]=> string(16) "Affirm Financial" ["term_name"]=> string(16) "affirm-financial" ["term_id"]=> string(2) "18" ["file_name"]=> string(36) "da7fe7e56a2591c3c92b6b1c994349c2.png" ["amount"]=> string(13) "$300 - $7,500" ["rate"]=> string(13) "29.9% - 39.9%" ["terms"]=> string(13) "6 - 60 months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [6]=> array(10) { ["term_title"]=> string(9) "MoneyMart" ["term_name"]=> string(9) "moneymart" ["term_id"]=> string(2) "24" ["file_name"]=> string(36) "c1d8717882259d63dae9e7aab62d0069.png" ["amount"]=> string(13) "$500 - $5,000" ["rate"]=> string(5) "59.9%" ["terms"]=> string(14) "12 - 36 months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
approved $500 - $10,000 23% - 59.7%
6 - 24 Months Apply Now
approved $1,000 - $35,000 5.6% - 25.5%
36-60 months Apply now
approved $250 - $7,000 Varies
6 - 60 Months Apply now
$500 - $750 28% to 32%
90 days Apply now
approved $500-$15,000 29.99% - 46.96%
9-60 months
$300 - $7,500 29.9% - 39.9%
6 - 60 months
$500 - $5,000 59.9%
12 - 36 months
array(7) { [0]=> array(10) { ["term_title"]=> string(16) "Thinking Capital" ["term_name"]=> string(16) "thinking-capital" ["term_id"]=> string(2) "11" ["file_name"]=> string(36) "bb136d48105896fcbf7fd84fbe58e042.png" ["amount"]=> string(17) "$5,000 - $300,000" ["rate"]=> string(17) "Starting at 7.99%" ["terms"]=> string(11) "6-12 Months" ["apply_title"]=> string(9) "Apply Now" ["apply_url"]=> string(113) "https://app.thinkingcapital.ca/apply/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans#/" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(12) "Lending Loop" ["term_name"]=> string(12) "lending-loop" ["term_id"]=> string(2) "94" ["file_name"]=> string(36) "342098a6dc27d57bc497e9f7d0e66a9e.png" ["amount"]=> string(17) "$5,000 - $500,000" ["rate"]=> string(16) "Starting at 5.9%" ["terms"]=> string(13) "3 - 60 Months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [2]=> array(10) { ["term_title"]=> string(15) "Company Capital" ["term_name"]=> string(15) "company-capital" ["term_id"]=> string(1) "9" ["file_name"]=> string(36) "15f23b89452a9b9966d853d96b99674f.png" ["amount"]=> string(17) "$5,000 - $100,000" ["rate"]=> string(17) "Starting at 6.87%" ["terms"]=> string(13) "3 - 18 months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [3]=> array(10) { ["term_title"]=> string(24) "Merchant Advance Capital" ["term_name"]=> string(24) "merchant-advance-capital" ["term_id"]=> string(2) "15" ["file_name"]=> string(36) "3a2a9ea4f6a7587e03bc461f9ca3e6ab.png" ["amount"]=> string(17) "$5,000 - $500,000" ["rate"]=> string(15) "12.99% - 39.99%" ["terms"]=> string(13) "6 - 18 Months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [4]=> array(10) { ["term_title"]=> string(9) "Evolocity" ["term_name"]=> string(9) "evolocity" ["term_id"]=> string(2) "13" ["file_name"]=> string(36) "6a3f3522089d42b7e4878fd5876b5fd1.png" ["amount"]=> string(18) "$10,000 - $300,000" ["rate"]=> string(17) "Starting at 6.99%" ["terms"]=> string(11) "4-18 months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [5]=> array(10) { ["term_title"]=> string(11) "FundThrough" ["term_name"]=> string(11) "fundthrough" ["term_id"]=> string(2) "93" ["file_name"]=> string(36) "5b4d3312575f193a5c62cae401482c1c.png" ["amount"]=> string(16) "Up to $5,000,000" ["rate"]=> string(10) "0.5% - 12%" ["terms"]=> string(12) "1 - 24 weeks" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [6]=> array(10) { ["term_title"]=> string(9) "Borrowell" ["term_name"]=> string(9) "borrowell" ["term_id"]=> string(1) "7" ["file_name"]=> string(36) "555d1eb4813a62d09ca73479e0c0fb0c.png" ["amount"]=> string(18) "$1,000 - $35,000 " ["rate"]=> string(12) "5.6% - 25.5%" ["terms"]=> string(14) "36-60 months " ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
approved $5,000 - $300,000 Starting at 7.99%
6-12 Months Apply Now
approved $5,000 - $500,000 Starting at 5.9%
3 - 60 Months
approved $5,000 - $100,000 Starting at 6.87%
3 - 18 months
$5,000 - $500,000 12.99% - 39.99%
6 - 18 Months
approved $10,000 - $300,000 Starting at 6.99%
4-18 months
Up to $5,000,000 0.5% - 12%
1 - 24 weeks
approved $1,000 - $35,000 5.6% - 25.5%
36-60 months
array(3) { [0]=> array(10) { ["term_title"]=> string(6) "Centum" ["term_name"]=> string(6) "centum" ["term_id"]=> string(2) "56" ["file_name"]=> string(36) "47f0456c905c528694772275a259448f.jpg" ["amount"]=> string(19) "$50,000 - Unlimited" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [1]=> array(10) { ["term_title"]=> string(24) "Dominion Lending Centres" ["term_name"]=> string(24) "dominion-lending-centres" ["term_id"]=> string(2) "29" ["file_name"]=> string(36) "135640068310796a1c6c36899404cfaa.png" ["amount"]=> string(20) "$50,000 - $1,000,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(19) "6 months - 10 years" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [2]=> array(10) { ["term_title"]=> string(19) "True North Mortgage" ["term_name"]=> string(19) "true-north-mortgage" ["term_id"]=> string(2) "39" ["file_name"]=> string(36) "d109073b88f6b73157ac8f2afd181b47.png" ["amount"]=> string(19) "$50,000 - Unlimited" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
$50,000 - Unlimited Varies
Varies
$50,000 - $1,000,000 Varies
6 months - 10 years
$50,000 - Unlimited Varies
Varies
array(5) { [0]=> array(10) { ["term_title"]=> string(15) "Prefera Finance" ["term_name"]=> string(15) "prefera-finance" ["term_id"]=> string(2) "79" ["file_name"]=> string(36) "94ddec5c78410a73f1efcb8f8988542e.png" ["amount"]=> string(16) "$2,000 - $50,000" ["rate"]=> string(15) "10.95% - 32.95%" ["terms"]=> string(15) "12 - 120 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(75) "https://preferafinance.com/?utm_source=SmarterLoans&utm_medium=SmarterLoans" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(11) "Carloans411" ["term_name"]=> string(11) "carloans411" ["term_id"]=> string(2) "43" ["file_name"]=> string(36) "2706159e332a8ed90ca69c7024ac4b29.png" ["amount"]=> string(16) "$5,000 - $40,000" ["rate"]=> string(16) "Starting at 2.9%" ["terms"]=> string(14) "12 - 72 Months" ["apply_title"]=> string(9) "Apply Now" ["apply_url"]=> string(80) "https://carloans411.ca/quick-approval?affiliate_id=79&utm_source=Smarter%20Loans" ["bundle"]=> string(1) "2" } [2]=> array(10) { ["term_title"]=> string(13) "Canada Drives" ["term_name"]=> string(13) "canada-drives" ["term_id"]=> string(2) "22" ["file_name"]=> string(36) "61edf766bb0c12370d33f3d285d1a532.png" ["amount"]=> string(16) "$1,000 - $50,000" ["rate"]=> string(8) "Variable" ["terms"]=> string(8) "Variable" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [3]=> array(10) { ["term_title"]=> string(19) "Canada Auto Finance" ["term_name"]=> string(19) "canada-auto-finance" ["term_id"]=> string(2) "57" ["file_name"]=> string(36) "a8c25a62dce0d1b4530f9e45f62a5d3a.png" ["amount"]=> string(16) "$1,000 - $45,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> string(9) "Apply Now" ["apply_url"]=> string(67) "https://www.canadaautofinance.ca/apply/?skin=caf_bl2&affid=ap002349" ["bundle"]=> string(1) "2" } [4]=> array(10) { ["term_title"]=> string(20) "Credit River Capital" ["term_name"]=> string(20) "credit-river-capital" ["term_id"]=> string(2) "72" ["file_name"]=> string(36) "e2b4b42d8f680fda85a92cd5bb0412f1.png" ["amount"]=> string(16) "$1,000 - $50,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
$2,000 - $50,000 10.95% - 32.95%
12 - 120 months Apply now
$5,000 - $40,000 Starting at 2.9%
12 - 72 Months Apply Now
$1,000 - $50,000 Variable
Variable
$1,000 - $45,000 Varies
Varies Apply Now
$1,000 - $50,000 Varies
Varies
array(2) { [0]=> array(10) { ["term_title"]=> string(24) "Merchant Advance Capital" ["term_name"]=> string(24) "merchant-advance-capital" ["term_id"]=> string(2) "15" ["file_name"]=> string(36) "3a2a9ea4f6a7587e03bc461f9ca3e6ab.png" ["amount"]=> string(17) "$5,000 - $500,000" ["rate"]=> string(18) "Starting at 12.99%" ["terms"]=> string(14) "12 - 60 Months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [1]=> array(10) { ["term_title"]=> string(12) "Lending Loop" ["term_name"]=> string(12) "lending-loop" ["term_id"]=> string(2) "94" ["file_name"]=> string(36) "342098a6dc27d57bc497e9f7d0e66a9e.png" ["amount"]=> string(17) "$5,000 - $500,000" ["rate"]=> string(16) "Starting at 5.9%" ["terms"]=> string(13) "3 - 60 Months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
$5,000 - $500,000 Starting at 12.99%
12 - 60 Months
approved $5,000 - $500,000 Starting at 5.9%
3 - 60 Months
array(1) { [0]=> array(10) { ["term_title"]=> string(22) "Health Smart Financial" ["term_name"]=> string(12) "health-smart" ["term_id"]=> string(3) "150" ["file_name"]=> string(36) "f8b6115280e4a709151e2d1b4755ee5d.png" ["amount"]=> string(14) "$300 - $25,000" ["rate"]=> string(14) "Starting at 0%" ["terms"]=> string(13) "3 - 60 Months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(149) "https://app.healthsmartfinancial.com/ApplyNow.aspx?uniqueID=4T8RwKSLzqvV3sFG3wg7BA%3D%3D&Name=NVG9JqMsk3BHBEpmMHTY5A%3D%3D&utm_source=Smarter%20Loans" ["bundle"]=> string(1) "2" } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
$300 - $25,000 Starting at 0%
3 - 60 Months Apply now

Smarter Loans works with only the most reputable and highly reviewed personal and business loan providers all over Canada. Find a lender in Ontario, Alberta, British Columbia, Manitoba, Saskatchewan, Nova Scotia, Quebec, New Brunswick, PEI, Yukon, Northwest Territories and Nunavut.

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