Loans in Ottawa, Ontario

Trying to find the right lender in Ottawa can be a pretty overwhelming process, there are thousands of institutions around the city that promise fast loans and easy approval. As such a big center of commerce, there are thousands of options to look into. But the most obvious options may not be the best solution for you. These days there are alternative lenders out there that offer more options than the traditional lender, and may work better for you. At Smarter Loans we understand that you’re looking to get approved quickly, and our pre-vetted list of online lenders is the perfect place to find the right online loan in Ottawa for your situation. In fact, you can even apply for a loan and get approved directly from our site! If you’re in Ottawa and looking for the right loan, know that at Smarter Loans you will only be working with trustworthy loan providers that have been approved by our team. Get started by choosing a lender below, or apply online here and we’ll help you get connected.

array(9) { [0]=> array(10) { ["term_title"]=> string(14) "Magical Credit" ["term_name"]=> string(14) "magical-credit" ["term_id"]=> string(2) "27" ["file_name"]=> string(36) "549f54b49398e7585015954ff33bb8e6.png" ["amount"]=> string(14) "$500 - $10,000" ["rate"]=> string(11) "23% - 59.7%" ["terms"]=> string(13) "6 - 24 Months" ["apply_title"]=> string(9) "Apply Now" ["apply_url"]=> string(102) "http://www.magicalcredit.ca/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(9) "Borrowell" ["term_name"]=> string(9) "borrowell" ["term_id"]=> string(1) "7" ["file_name"]=> string(36) "555d1eb4813a62d09ca73479e0c0fb0c.png" ["amount"]=> string(16) "$1,000 - $35,000" ["rate"]=> string(12) "5.6% - 25.5%" ["terms"]=> string(12) "36-60 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(57) "https://www.borrowell.com/personal-loans/?id=smarterloans" ["bundle"]=> string(1) "2" } [2]=> array(10) { ["term_title"]=> string(16) "Cashco Financial" ["term_name"]=> string(16) "cashco-financial" ["term_id"]=> string(2) "92" ["file_name"]=> string(36) "a3d5b1e223d2c9422bfa2c0181efaa58.png" ["amount"]=> string(13) "$250 - $7,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(13) "6 - 60 Months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(126) "https://cashcofinancial.com/online-loan-application/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [3]=> array(10) { ["term_title"]=> string(14) "Alpine Credits" ["term_name"]=> string(14) "alpine-credits" ["term_id"]=> string(2) "40" ["file_name"]=> string(36) "17c552af496b18a8b53a633570ce99d7.png" ["amount"]=> string(15) "$1,000 - $5,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> string(0) "" ["apply_url"]=> string(108) "http://alpinecredits.ca/apply-now/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [4]=> array(10) { ["term_title"]=> string(12) "Captain Cash" ["term_name"]=> string(12) "captain-cash" ["term_id"]=> string(2) "96" ["file_name"]=> string(36) "b422b9d39ee7d5ce584a073a263a61a8.png" ["amount"]=> string(11) "$500 - $750" ["rate"]=> string(10) "28% to 32%" ["terms"]=> string(7) "90 days" ["apply_title"]=> string(0) "" ["apply_url"]=> string(97) "https://captaincash.ca?/utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [5]=> array(10) { ["term_title"]=> string(13) "easyfinancial" ["term_name"]=> string(13) "easyfinancial" ["term_id"]=> string(1) "6" ["file_name"]=> string(36) "4988bfcb8f1434000ffdaf3810c0320f.png" ["amount"]=> string(14) "$500-$15,000 " ["rate"]=> string(17) "29.99% - 46.96% " ["terms"]=> string(13) "9-60 months " ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [6]=> array(10) { ["term_title"]=> string(4) "Mogo" ["term_name"]=> string(4) "mogo" ["term_id"]=> string(1) "8" ["file_name"]=> string(36) "49e83a66b9efb72e197b2cf47f30da6f.png" ["amount"]=> string(14) "$100 - $35,000" ["rate"]=> string(12) "5.9% - 39.9%" ["terms"]=> string(14) "12 - 60 months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [7]=> array(10) { ["term_title"]=> string(16) "Affirm Financial" ["term_name"]=> string(16) "affirm-financial" ["term_id"]=> string(2) "18" ["file_name"]=> string(36) "da7fe7e56a2591c3c92b6b1c994349c2.png" ["amount"]=> string(13) "$300 - $7,500" ["rate"]=> string(13) "29.9% - 39.9%" ["terms"]=> string(13) "6 - 60 months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [8]=> array(10) { ["term_title"]=> string(9) "MoneyMart" ["term_name"]=> string(9) "moneymart" ["term_id"]=> string(2) "24" ["file_name"]=> string(36) "c1d8717882259d63dae9e7aab62d0069.png" ["amount"]=> string(13) "$500 - $5,000" ["rate"]=> string(5) "59.9%" ["terms"]=> string(14) "12 - 36 months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
approved $500 - $10,000 23% - 59.7%
6 - 24 Months Apply Now
approved $1,000 - $35,000 5.6% - 25.5%
36-60 months Apply now
approved $250 - $7,000 Varies
6 - 60 Months Apply now
$1,000 - $5,000 Varies
Varies Apply now
$500 - $750 28% to 32%
90 days Apply now
approved $500-$15,000 29.99% - 46.96%
9-60 months
$100 - $35,000 5.9% - 39.9%
12 - 60 months
$300 - $7,500 29.9% - 39.9%
6 - 60 months
$500 - $5,000 59.9%
12 - 36 months
array(7) { [0]=> array(10) { ["term_title"]=> string(16) "Thinking Capital" ["term_name"]=> string(16) "thinking-capital" ["term_id"]=> string(2) "11" ["file_name"]=> string(36) "bb136d48105896fcbf7fd84fbe58e042.png" ["amount"]=> string(17) "$5,000 - $300,000" ["rate"]=> string(17) "Starting at 7.99%" ["terms"]=> string(11) "6-12 Months" ["apply_title"]=> string(9) "Apply Now" ["apply_url"]=> string(113) "https://app.thinkingcapital.ca/apply/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans#/" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(12) "Lending Loop" ["term_name"]=> string(12) "lending-loop" ["term_id"]=> string(2) "94" ["file_name"]=> string(36) "342098a6dc27d57bc497e9f7d0e66a9e.png" ["amount"]=> string(17) "$5,000 - $500,000" ["rate"]=> string(16) "Starting at 5.9%" ["terms"]=> string(13) "3 - 60 Months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [2]=> array(10) { ["term_title"]=> string(15) "Company Capital" ["term_name"]=> string(15) "company-capital" ["term_id"]=> string(1) "9" ["file_name"]=> string(36) "15f23b89452a9b9966d853d96b99674f.png" ["amount"]=> string(17) "$5,000 - $100,000" ["rate"]=> string(17) "Starting at 6.87%" ["terms"]=> string(13) "3 - 18 months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [3]=> array(10) { ["term_title"]=> string(24) "Merchant Advance Capital" ["term_name"]=> string(24) "merchant-advance-capital" ["term_id"]=> string(2) "15" ["file_name"]=> string(36) "3a2a9ea4f6a7587e03bc461f9ca3e6ab.png" ["amount"]=> string(17) "$5,000 - $500,000" ["rate"]=> string(15) "12.99% - 39.99%" ["terms"]=> string(13) "6 - 18 Months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [4]=> array(10) { ["term_title"]=> string(9) "Evolocity" ["term_name"]=> string(9) "evolocity" ["term_id"]=> string(2) "13" ["file_name"]=> string(36) "6a3f3522089d42b7e4878fd5876b5fd1.png" ["amount"]=> string(18) "$10,000 - $300,000" ["rate"]=> string(17) "Starting at 6.99%" ["terms"]=> string(11) "4-18 months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [5]=> array(10) { ["term_title"]=> string(11) "FundThrough" ["term_name"]=> string(11) "fundthrough" ["term_id"]=> string(2) "93" ["file_name"]=> string(36) "5b4d3312575f193a5c62cae401482c1c.png" ["amount"]=> string(16) "Up to $5,000,000" ["rate"]=> string(10) "0.5% - 12%" ["terms"]=> string(12) "1 - 24 weeks" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [6]=> array(10) { ["term_title"]=> string(9) "Borrowell" ["term_name"]=> string(9) "borrowell" ["term_id"]=> string(1) "7" ["file_name"]=> string(36) "555d1eb4813a62d09ca73479e0c0fb0c.png" ["amount"]=> string(18) "$1,000 - $35,000 " ["rate"]=> string(12) "5.6% - 25.5%" ["terms"]=> string(14) "36-60 months " ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
approved $5,000 - $300,000 Starting at 7.99%
6-12 Months Apply Now
approved $5,000 - $500,000 Starting at 5.9%
3 - 60 Months
approved $5,000 - $100,000 Starting at 6.87%
3 - 18 months
$5,000 - $500,000 12.99% - 39.99%
6 - 18 Months
approved $10,000 - $300,000 Starting at 6.99%
4-18 months
Up to $5,000,000 0.5% - 12%
1 - 24 weeks
approved $1,000 - $35,000 5.6% - 25.5%
36-60 months
array(6) { [0]=> array(10) { ["term_title"]=> string(39) "Dominion Lending Centres Edge Financial" ["term_name"]=> string(39) "dominion-lending-centres-edge-financial" ["term_id"]=> string(3) "151" ["file_name"]=> string(36) "30996b4f56813c65b8eb7b7419ec0e8d.jpg" ["amount"]=> string(10) "Any Amount" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> string(0) "" ["apply_url"]=> string(90) "https://www.gtamortgagepros.com/apply-now/?utm_source=SmarterLoans&utm_medium=SmarterLoans" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(22) "Matrix Mortgage Global" ["term_name"]=> string(22) "matrix-mortgage-global" ["term_id"]=> string(2) "61" ["file_name"]=> string(36) "04b4e035d5e1bf48a63fe3a10eaf8e5a.png" ["amount"]=> string(6) "Varies" ["rate"]=> string(17) "Starting at 2.79%" ["terms"]=> string(8) "Varies " ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [2]=> array(10) { ["term_title"]=> string(6) "Centum" ["term_name"]=> string(6) "centum" ["term_id"]=> string(2) "56" ["file_name"]=> string(36) "47f0456c905c528694772275a259448f.jpg" ["amount"]=> string(19) "$50,000 - Unlimited" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [3]=> array(10) { ["term_title"]=> string(24) "Dominion Lending Centres" ["term_name"]=> string(24) "dominion-lending-centres" ["term_id"]=> string(2) "29" ["file_name"]=> string(36) "135640068310796a1c6c36899404cfaa.png" ["amount"]=> string(20) "$50,000 - $1,000,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(19) "6 months - 10 years" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [4]=> array(10) { ["term_title"]=> string(19) "True North Mortgage" ["term_name"]=> string(19) "true-north-mortgage" ["term_id"]=> string(2) "39" ["file_name"]=> string(36) "d109073b88f6b73157ac8f2afd181b47.png" ["amount"]=> string(19) "$50,000 - Unlimited" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [5]=> array(10) { ["term_title"]=> string(14) "Capital Direct" ["term_name"]=> string(14) "capital-direct" ["term_id"]=> string(2) "41" ["file_name"]=> string(36) "6f1ebbf1231f0cdda0dee92d7a8b4694.png" ["amount"]=> string(19) "$10,000 - $1,500,00" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
Any Amount Varies
Varies Apply now
Varies Starting at 2.79%
Varies
$50,000 - Unlimited Varies
Varies
$50,000 - $1,000,000 Varies
6 months - 10 years
$50,000 - Unlimited Varies
Varies
$10,000 - $1,500,00 Varies
Varies
array(5) { [0]=> array(10) { ["term_title"]=> string(15) "Prefera Finance" ["term_name"]=> string(15) "prefera-finance" ["term_id"]=> string(2) "79" ["file_name"]=> string(36) "94ddec5c78410a73f1efcb8f8988542e.png" ["amount"]=> string(16) "$2,000 - $50,000" ["rate"]=> string(15) "10.95% - 32.95%" ["terms"]=> string(15) "12 - 120 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(75) "https://preferafinance.com/?utm_source=SmarterLoans&utm_medium=SmarterLoans" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(11) "Carloans411" ["term_name"]=> string(11) "carloans411" ["term_id"]=> string(2) "43" ["file_name"]=> string(36) "2706159e332a8ed90ca69c7024ac4b29.png" ["amount"]=> string(16) "$5,000 - $40,000" ["rate"]=> string(16) "Starting at 2.9%" ["terms"]=> string(14) "12 - 72 Months" ["apply_title"]=> string(9) "Apply Now" ["apply_url"]=> string(80) "https://carloans411.ca/quick-approval?affiliate_id=79&utm_source=Smarter%20Loans" ["bundle"]=> string(1) "2" } [2]=> array(10) { ["term_title"]=> string(13) "Canada Drives" ["term_name"]=> string(13) "canada-drives" ["term_id"]=> string(2) "22" ["file_name"]=> string(36) "61edf766bb0c12370d33f3d285d1a532.png" ["amount"]=> string(16) "$1,000 - $50,000" ["rate"]=> string(8) "Variable" ["terms"]=> string(8) "Variable" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [3]=> array(10) { ["term_title"]=> string(19) "Canada Auto Finance" ["term_name"]=> string(19) "canada-auto-finance" ["term_id"]=> string(2) "57" ["file_name"]=> string(36) "a8c25a62dce0d1b4530f9e45f62a5d3a.png" ["amount"]=> string(16) "$1,000 - $45,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> string(9) "Apply Now" ["apply_url"]=> string(67) "https://www.canadaautofinance.ca/apply/?skin=caf_bl2&affid=ap002349" ["bundle"]=> string(1) "2" } [4]=> array(10) { ["term_title"]=> string(20) "Credit River Capital" ["term_name"]=> string(20) "credit-river-capital" ["term_id"]=> string(2) "72" ["file_name"]=> string(36) "e2b4b42d8f680fda85a92cd5bb0412f1.png" ["amount"]=> string(16) "$1,000 - $50,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
$2,000 - $50,000 10.95% - 32.95%
12 - 120 months Apply now
$5,000 - $40,000 Starting at 2.9%
12 - 72 Months Apply Now
$1,000 - $50,000 Variable
Variable
$1,000 - $45,000 Varies
Varies Apply Now
$1,000 - $50,000 Varies
Varies
array(2) { [0]=> array(10) { ["term_title"]=> string(24) "Merchant Advance Capital" ["term_name"]=> string(24) "merchant-advance-capital" ["term_id"]=> string(2) "15" ["file_name"]=> string(36) "3a2a9ea4f6a7587e03bc461f9ca3e6ab.png" ["amount"]=> string(17) "$5,000 - $500,000" ["rate"]=> string(18) "Starting at 12.99%" ["terms"]=> string(14) "12 - 60 Months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [1]=> array(10) { ["term_title"]=> string(12) "Lending Loop" ["term_name"]=> string(12) "lending-loop" ["term_id"]=> string(2) "94" ["file_name"]=> string(36) "342098a6dc27d57bc497e9f7d0e66a9e.png" ["amount"]=> string(17) "$5,000 - $500,000" ["rate"]=> string(16) "Starting at 5.9%" ["terms"]=> string(13) "3 - 60 Months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
$5,000 - $500,000 Starting at 12.99%
12 - 60 Months
approved $5,000 - $500,000 Starting at 5.9%
3 - 60 Months
array(1) { [0]=> array(10) { ["term_title"]=> string(22) "Health Smart Financial" ["term_name"]=> string(12) "health-smart" ["term_id"]=> string(3) "150" ["file_name"]=> string(36) "f8b6115280e4a709151e2d1b4755ee5d.png" ["amount"]=> string(14) "$300 - $25,000" ["rate"]=> string(14) "Starting at 0%" ["terms"]=> string(13) "3 - 60 Months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(149) "https://app.healthsmartfinancial.com/ApplyNow.aspx?uniqueID=4T8RwKSLzqvV3sFG3wg7BA%3D%3D&Name=NVG9JqMsk3BHBEpmMHTY5A%3D%3D&utm_source=Smarter%20Loans" ["bundle"]=> string(1) "2" } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
$300 - $25,000 Starting at 0%
3 - 60 Months Apply now

Elite Trusted Lenders

These companies are recognized for their excellent service, product offering and financial literacy education for all Canadians.