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When you need a loan, you generally have two alternatives: personal loans or credit cards. Each has its own advantages and disadvantages, and the best choice depends on your financial circumstances and goals. Credit card loans are typically easier to access; however, they are usually charged a higher interest rate. Personal loans, on the other […]
Written by:
Montana Hill
Lender Resources
Originally Published
October 15, 2025
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5 min
Top Online Loan Providers in Canada (2025)
23 Amazing Business Ideas for Moms
The Best Businesses To Start in Canada for 2026
13 Common Business Owner Titles
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When you need a loan, you generally have two alternatives: personal loans or credit cards. Each has its own advantages and disadvantages, and the best choice depends on your financial circumstances and goals. Credit card loans are typically easier to access; however, they are usually charged a higher interest rate. Personal loans, on the other […]
Montana Hill
Lender Resources
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In a high-paced financial environment, online loan providers’ acquisition in Canada is no longer a niche; it is a solution for millions of Canadians who need fast, convenient, and transparent digital lenders. Whether it’s about improving your financial standing or making a purchase, such as emergency home repairs, being able to access additional funds can […]
Montana Hill
Industry News
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Looking for a flexible way to earn on your schedule? This guide for Canadian moms breaks down 23 proven business ideas with real-world pricing, startup costs, time commitments, and first-90-day playbooks. Use the interactive Idea Matcher to find your best fit, then explore funding and next steps.
Amy Orr
Business
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From home services to B2B retainers, discover 25 profitable Canadian business ideas for 2026. Each profile includes typical launch costs, margin guidance, and where the idea works best, followed by a quick calculator to model capital, operating costs, owner hours, revenue, breakeven, and estimated business value.
Amy Orr
Business
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Not sure what to call yourself? This Canadian guide breaks down 13 common business owner titles with clear pros/cons, when to use each, and real-world signature/LinkedIn examples. Whether you run a solo shop or a growing team, learn how “Owner,” “Founder,” “President,” “CEO,” and others shape perception with banks, clients, and hires - so you can choose a title that opens doors.
Amy Orr
Business
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You need money fast. Your car needs repairs, an unexpected bill arrives, or you’re short on rent. Two options keep popping up: payday loans and lines of credit. Both promise quick access to cash, but they work very differently. One can cost you hundreds in fees within weeks. The other offers flexibility at a fraction […]
Amy Orr
Answered For You
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Understanding loan interest rates can feel like trying to solve a puzzle with missing pieces. You see advertised rates ranging from 9.99% to 34.99%, and you wonder where you’ll land. The truth is, lenders use specific criteria to determine your rate, and knowing these factors puts you in a better position to save money. Since […]
Amy Orr
Answered For You
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If you’ve ever wondered whether your credit score is high enough to qualify for a personal loan, you’re not alone. Most Canadians worry about this before applying, and for good reason. Your credit score plays a major role in whether lenders will approve your application and what interest rate you’ll pay. The good news? You […]
Amy Orr
Answered For You
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Running a business means facing financial challenges head-on. Maybe you’ve missed a few payments during a tough season, or perhaps personal credit took a hit before you even started your company. Either way, walking into a bank with a credit score under 600 usually means walking out empty-handed. Here’s the reality: bad credit doesn’t mean […]
Amy Orr
Answered For You
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Your car breaks down and needs immediate repairs. Payday isn’t for another week. Your bank account is running low, and the mechanic needs payment before you can pick up your vehicle. This is exactly when payday loans start looking tempting. At Smarter Loans, we’ve helped over 2 million Canadians find financing since 2016. We’ve seen […]
Amy Orr
Answered For You
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The loan application seemed perfect. Too perfect, actually. And that’s exactly the problem. When you’re looking for Canada loans, whether to cover an emergency expense or consolidate debt, scammers know you’re vulnerable. They count on urgency clouding your judgment. At Smarter Loans, we’ve helped over 2 million Canadians since 2016, and we’ve seen every trick […]
Amy Orr
Answered For You
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Multiple credit card bills arrive every month. Each has a different due date, minimum payment, and interest rate. You’re making payments but barely touching the principal balances. When we started Smarter Loans in 2016, we noticed this pattern across Canada’s lending landscape. Too many Canadians were stuck paying high interest rates on multiple debts while […]
Amy Orr
Answered For You
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Last month, I watched a friend lose sleep over a simple question: should she use her equipment as collateral for a better interest rate, or play it safe with an unsecured loan? Her restaurant needed $75,000 for renovations, and the wrong choice could cost her thousands. This scenario plays out daily across Canada. Business owners […]
Amy Orr
Answered For You
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Ready to give notice? Use these 12 copy-ready retirement letter templates tailored for Canadian workplaces. Each sample includes professional wording, transition tips, and quick actions to copy, download as a Word file, or save to PDF.
Amy Orr
Business
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Protect your brand the right way. This Canada-focused guide walks you through searches, Nice classes, filing, fees for 2025/26, expected timelines to first examination, and what to do if objections or opposition arise. Includes province-by-province tips and an interactive estimator so you can forecast costs before you file.
Amy Orr
Business
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Tariffs are raising the cost of doing business in Canada. This article shows where the pressure lands (by sector), how much may pass through to prices, and the concrete actions owners can take now -from supplier diversification and origin documentation to pricing strategy and cash-flow planning - backed by current data and policy timelines.
Amy Orr
Business
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Surveys suggest well over half of workers do some kind of extra earning, from gig platforms to e-commerce. Below are 27 ideas with Canadian notes on pricing, compliance, and practical steps to land clients.
Amy Orr
Business
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Finding the right online loan provider can feel overwhelming, especially with so many options available in 2025. Online lenders offer speed, convenience, and often fewer eligibility hurdles than traditional banks, making them an attractive option for many Canadians. Plan your repayment strategy using our debt payoff calculator. But not all providers are created equal; interest […]
Amy Orr
Personal Finance
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When unexpected expenses hit, knowing how to access funds responsibly is crucial for Canadians. Personal loans and credit cards are two common options, but each works differently and carries its own advantages and risks. Choosing the right one can help you cover urgent costs without creating long-term financial stress. Personal loans provide a lump sum […]
Amy Orr
Personal Finance
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Payday loans might feel like a quick fix when cash is tight, but for many Canadian entrepreneurs, they can create more financial stress than relief. High fees and short repayment windows often make them risky for small business owners trying to stay ahead. The good news is that in 2025, you have better, safer alternatives […]
Amy Orr
Personal Finance
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Understanding your loan options can feel overwhelming, especially as a small business owner in Canada. With so many options, personal loans, business loans, lines of credit, government programs, and online lenders, it’s important to understand what’s available and how each one works. Choosing the right type of financing can help your business grow, manage cash […]
Amy Orr
Personal Finance
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Running a small business in Canada means your personal and business finances sometimes overlap. Maybe you need quick cash for an unexpected expense, to consolidate debt, or to cover a big purchase. That’s where personal loans can come in; they’re flexible, easier to access than some business loans, and can help bridge financial gaps. But […]
Amy Orr
Personal Finance
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Getting approved for a Canadian business loan can feel overwhelming at first, but with the right preparation, it becomes much more manageable. Lenders want to see that your business is reliable, financially stable, and capable of repayment. The encouraging news is that qualifying doesn’t require perfect credit; it’s more about presenting your financial story in […]
Amy Orr
Business
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If you’re a Canadian entrepreneur, finding the right financing can be a game-changer for your business. The right business loan gives you the flexibility to grow without unnecessary stress, and with so many options out there, it’s easy to feel overwhelmed. In this article, we’ll walk you through the top business loans available to Canadian […]
Amy Orr
Business
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Running a small business in Canada isn’t easy; you’re juggling cash flow, expenses, and sometimes unexpected bills. When money gets tight, payday loans can look like a quick fix. They’re easy to get, but they come with high costs that can put even more strain on your business. So let’s take a look at how […]
Amy Orr
Personal Finance
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A Clear Guide to Business Financing Options Across Canada Starting or growing a business in Canada takes more than a great idea; you’ll need a fair bit of money, too. Canada provides a wide range of financing opportunities for entrepreneurs at every stage. But with so many programs and lenders to sort through, it can […]
Amy Orr
Business
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Fast Cash When Banks Say “No” — What Canadians Need to Know About “Guaranteed” Payday Loans If you’ve been turned down by banks or traditional lenders, the idea of a “guaranteed payday loan no matter what” can sound like a lifeline, especially when you’re facing an emergency and need cash fast. These types of loans […]
Amy Orr
Personal Finance
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Everything You Need to Know About Using Collateral to Secure a Loan and Improve Your Chances of Approval When you need a loan, your credit score can be a major roadblock. That’s where secured loans come in handy. Secured loans vary from unsecured loans, which rely heavily on your credit history. A secured personal loan […]
Amy Orr
Personal Finance
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Quick & Reliable Options for Canadians Needing Fast Cash, Even with Poor Credit Let’s face it, life can throw curveballs when we least expect them. Whether it’s an unexpected car repair, a medical bill, or just making ends meet, financial stress hits hard, especially if your credit score isn’t perfect. If you’re dealing with bad […]
Amy Orr
Personal Finance
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Understanding Bank Drafts: A Secure Way to Transfer Funds A draft in a bank is a type of payment instrument, kind of like a check, but a bit more secure. It’s also called a bank draft or demand draft. Basically, it’s a written order from one bank telling another bank to pay a specific amount […]
Amy Orr
Personal Finance
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A Simple Guide to How It Works, When to Use It, and What to Watch Out For Wondering how much line of credit you can get? Well, you’re definitely not the only one. But how much you qualify for isn’t the same for everyone; it depends on a mix of things like your income, credit […]
Amy Orr
Personal Finance
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How It Works, When to Use It, and What to Watch Out For When it comes to borrowing money, a line of credit can be one of the most flexible options out there, but it’s also one of the most misunderstood. But what exactly is it? How is it different from a loan or a […]
Amy Orr
Answered For You
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Exploring Your Financing Options as an International Student in Canada Studying in Canada as an international student is an exciting opportunity, but let’s face it, it can also be expensive. Between tuition fees, housing, textbooks, and day-to-day living costs, it’s no surprise that many students find themselves looking for financial help. That’s where student loans […]
Amy Orr
Personal Finance
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Exploring Fast Loan Options Across Canada Sometimes life throws you a curveball, such as a surprise bill, urgent car repair, or unexpected business expense, and you need cash fast. That’s where instant loan options come in handy. Fast loans are very accessible in Canada, but not all fast loans are created equal. Some come with […]
Amy Orr
Personal Finance
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How Your Credit Score Changes Over Time: A Look at Averages by Age Group Credit scores tend to change as people move through different life stages, and your age can play a big role in how your score evolves. On average, younger adults tend to have lower scores simply because they haven’t had as much […]
Amy Orr
Credit Scores
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Understanding What a 700 Credit Score Means for Your Financial Health and Borrowing Power “Is 700 a good credit score?” Well, your credit score plays a big role in everything from getting approved for a personal loan to locking in a lower interest rate. So, where does a 700 score land you? The short answer: […]
Amy Orr
Credit Scores
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Understanding What the Numbers Really Mean, and How They Impact Your Financial Opportunities Ever wonder what counts as a “good” credit score, especially when it comes to Equifax credit scores? Well, Equifax, one of the major credit bureaus, uses a scoring system that typically ranges from 300 to 850. But where you land on that […]
Amy Orr
Credit Scores
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Understanding Your Equifax Credit Score and How It Affects Your Financial Health If you’ve ever applied for a personal loan, credit card, or even tried renting an apartment, you’ve probably heard about credit scores, and one name that often comes up is Equifax. But what exactly is an Equifax credit score, and why does it […]
Amy Orr
Credit Scores
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A Look at Canada’s Top Banks Offering Competitive Mortgage Rates and Reliable Home Financing Finding the right mortgage lender is one of the biggest steps in the home-buying journey, and in Canada, you’ve got plenty of solid options. The country’s top banks offer a mix of competitive rates, flexible terms, and helpful tools that can […]
Amy Orr
Buying a Home
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How Inventory-Based Financing Helps Canadian Businesses Access Capital Without Sacrificing Equity If you’ve been exploring business financing options lately, you’ve likely come across the term “IBV loan” and wondered, “What exactly is that?” Don’t worry, you’re not alone. IBV stands for Inventory-Based Financing, and it’s a type of loan that’s designed for small businesses and […]
Amy Orr
Answered For You
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Understanding the Numbers That Identify Your Financial Institution Have you ever been asked for your bank code and found yourself unsure what that actually means? Don’t worry, you’re not alone. Bank codes can seem like just another string of confusing numbers, but they play an important role in terms of how money moves between accounts […]
Amy Orr
Answered For You
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A Step-by-Step Guide to Updating Your Social Insurance Number Without Leaving Home If you’ve recently changed your name, your citizenship status, or noticed an error on your Social Insurance Number (SIN) record, you might be wondering how to get it all sorted, without having to stand in a long lineup at Service Canada. The good […]
Amy Orr
Answered For You
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Exploring How Technology Is Redefining the Way We Bank Every Day Have you ever wondered what makes a bank “digital”? It’s a term that gets thrown around a lot, but what does it actually mean for you as a customer? In a world where we can order dinner, hail a ride, and stream movies with […]
Amy Orr
Answered For You
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The Top Digital Banks That Offer No-Fee Accounts, Easy Mobile Access, And Serious Savings Banking in Canada has come a long way, and online banks are leading the charge. With no physical branches to maintain, digital-first institutions pass the savings on to you, meaning lower fees, better interest rates, and a smoother banking experience overall. […]
Amy Orr
Answered For You
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Compare the top chequing accounts in Canada to find the perfect fit for your everyday banking needs If you want to manage your chequing account much more effectively, having the right chequing account can make all the difference. But with so many banks and credit unions offering similar services, it can be hard to know […]
Amy Orr
Answered For You
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Rebuild and Strengthen Your Credit with These Top Canadian Credit Builder Loan Options If your credit score needs a boost, credit builder loans can be a great way to turn things around, and luckily, Canada has some solid options to choose from. These loans are designed specifically to help you build or rebuild credit, even […]
Amy Orr
Answered For You
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Discover the Top-Rated Lender Canadians Trust for Fast, Flexible, and Reliable Loans It is imperative to choose the right loan company when looking to borrow money. The right company can make all the difference, no matter what you need the funds for. With that being said, lenders like Fairstone, and Spring Financial are leading the […]
Amy Orr
Answered For You
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Looking for a hassle-free loan? These Canadian banks offer some of the easiest approval processes—no stress, no hoops to jump through. If you’ve ever applied for a loan, you know the process can feel overwhelming. Between credit checks, paperwork, and waiting for an answer, it’s easy to feel stuck, especially if your credit isn’t perfect. […]
Amy Orr
Answered For You
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Compare top-rated online lenders in Canada to find the best loan for your needs. Looking for a quick, reliable way to borrow money online in Canada? You’re in the right place. Online loans are a flexible and fast solution, no matter what you need the funds for. But with so many lenders out there, how […]
Amy Orr
Personal Finance
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Looking for a mortgage in Canada can feel like navigating a snowy back road with no GPS and a car that only kind of starts. The choices between big banks, credit unions, and private lenders are endless but unclear. That’s where mortgage brokers come in, helping you cut through the noise and find a path […]
Amy Orr
Answered For You
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Whether opening your first checking account, shopping for a mortgage, or looking to grow your savings, choosing the right financial institution in Canada is an essential step toward reaching your money goals. But with dozens of options, ranging from the Big Six banks to local credit unions and digital disruptors, where do you start? This […]
Amy Orr
Personal Finance
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Your Month-by-Month Guide to Alberta’s Assured Income for the Severely Handicapped (AISH) Payments If you or someone you know relies on Alberta’s Assured Income for the Severely Handicapped (AISH) program, staying on top of payment dates is a great way to budget your monthly expenses. AISH provides financial and health-related assistance to eligible Albertans with […]
Amy Orr
Answered For You
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Everything You Need To Know About Manitoba’s Minimum Wage We are currently in a time of high inflation, which has proven that minimum wage is certainly not liveable. The good news? Manitoba is looking to increase the minimum wage to help combat the consequences of inflation much like other provinces. As of March 2025, Manitoba’s […]
Amy Orr
Personal Finance
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So far in 2025, Alberta’s minimum wage remains at $15.00 per hour, a rate in place since 2018. For students under 18, a lower wage of $13.00 per hour applies for the first 28 hours per week during the school term, with regular rates applying beyond that limit. While some provinces adjust their minimum wage […]
Amy Orr
Answered For You
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It’s important to keep track of payment dates throughout the year, especially if you’re on ODSP, which stands for the Ontario Disability Support Program. Essentially, ODSP is financial assistance for those who cannot work because of their disability. This way, you can stay on top of your expenses without falling behind. In 2025, ODSP payments […]
Amy Orr
Answered For You
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When you’re thinking about taking out a loan, it’s easy to focus on the big numbers, like how much you’re approved for, what the monthly payments will be, and how long it’ll take to pay it back. But before you commit to anything, there’s one number you need to get really clear on: your take-home pay. […]
Amy Orr
Answered For You
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If you’ve ever checked your CIBC bank account or credit card statement and noticed a transaction labeled “Credit Memo,” you might have wondered what it means. Understanding financial terms can be difficult, so let’s dig into the details. What is a credit memo from CIBC? The short answer is that a credit memo is a refund, adjustment, or correction […]
Amy Orr
Answered For You
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If you’ve ever checked your bank account and noticed a deposit labeled Canada RIT, you might have wondered what it is. The short answer? Canada RIT (Refund Income Tax) is a direct deposit from the Canada Revenue Agency (CRA), and it means you’re getting a tax refund. However, there’s more to it than just free money showing […]
Amy Orr
Answered For You
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If you live or work in Canada, your Social Insurance Number (SIN) is one of the most important pieces of identification you have. It’s more than just a random set of digits; it’s the key to accessing government benefits, paying taxes, and even applying for loans. But what exactly is a SIN, and why does it matter […]
Amy Orr
Answered For You
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Whether you’re switching to a better rewards program, reducing your credit cards, or just closing an account you no longer need, canceling a CIBC credit card is a straightforward process. However, there are a few things you should know before you do it. Canceling a credit card the right way can help protect your credit score and […]
Amy Orr
Answered For You
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Introduction to Carbon Tax Rebate As climate change continues to be one of the most pressing issues confronting our planet, various countries have implemented strategies to mitigate its effects. In Canada, the government has adopted the carbon tax system as a primary measure to reduce greenhouse gas emissions. Central to this system is the climate […]
Amy Orr
Answered For You
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Navigating the Path to a $3,000 Loan in Canada Whether you need a quick financial boost for an emergency, home repairs, or unexpected expenses, securing a $3,000 loan in Canada can be a straightforward process when you know where to look. Understanding your options, from traditional banks to alternative lenders, can make the process smoother […]
Amy Orr
Personal Finance
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The Frustration of Delayed E-Transfers In today’s digital age, e-transfers have become a go-to method for quick and seamless money transactions. However, there are instances when your transfer seems to take an eternity. If you’ve ever asked yourself, “Why is my e-transfer taking so long?” you are not alone. While e-transfers are typically processed within […]
Amy Orr
Answered For You
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In recent years, buy now, pay later services like Afterpay have gained immense popularity. These services allow consumers to split their purchases into manageable installment payments. However, potential users often find themselves asking an important question: Does Afterpay affect credit score? This blog post aims to shed light on this query, alongside important considerations that […]
Amy Orr
Credit Scores
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A Guide To Ontario Works And Payment Dates For The Year 2025 If you are one of the thousands of Ontarians relying on Ontario Works to support yourself, staying updated on payment dates is crucial for planning your monthly expenses. Ontario Works provides essential assistance for individuals and families who are struggling with financial challenges, […]
Amy Orr
Answered For You
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How Credit Scores Vary Across Provinces and What They Mean Credit scores are an essential part of personal finance, and can influence everything from loan approvals to your interest rates. In Canada, your credit score is 3 digits, which helps lenders see your financial health and responsibility. But what does the average credit score look […]
Amy Orr
Credit Scores
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A Brief Guide To How Many Dimes You Can Get Into A Single Roll If you’ve ever wondered about the specifics of rolling dimes, you’re not alone. Dimes are the smallest of all the Canadian coins and they’re worth $0.10. Counting them is very simple, especially when they are rolled. For dimes, each roll contains […]
Amy Orr
Answered For You
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Your Complete Guide to Canada PRO Deposit Dates for 2025 If you’re here, you may be wondering what Canada PRO payments are. Well, they are payments issued for programs such as the Ontario Trillium Benefit (OTB) and the Alberta Child and Family Benefit (ACFB). These deposits are there to provide essential financial support to help […]
Amy Orr
Answered For You
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Everything You Need To Know About Student Loan Forgiveness In Canada Student loan forgiveness is a fantastic tool that is meant to relieve the struggles of students and provide a chance to reset their financial future. A lot of Canada’s loan forgiveness programs are targeted at specific professions, such as healthcare workers, teachers, and those […]
Amy Orr
Answered For You
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Understanding the Key Differences Between Bank Drafts and Certified Cheques Believe it or not, there is a difference between bank drafts and certified cheques. They’re both popular options, often used for large transactions or when a guarantee of funds is required. While they serve similar purposes, the two have some key differences. If you need […]
Amy Orr
Answered For You
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A Brief Guide To How Many Nickels You Can Get Into A Single Roll Have you ever wondered how many nickels are in a roll? It might seem like such a small detail, but it’s surprisingly handy to know; especially if you’re organizing loose change, prepping for a trip to the bank, or managing your […]
Amy Orr
Answered For You
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A Simple Guide To Rolling Your Quarters If you’ve ever wondered how many quarters are in a roll, you’re not alone. When counting quarters, sorting them into rolls is essential for quicker counting and easy storage. In Canada, a roll of quarters contains 40 coins, usually totaling $10 in value. Rolls are a convenient way […]
Amy Orr
Answered For You
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A Guide To Canada’s Working Days, Per Province Canada is a country with a diverse range of holidays and the amount of working days in a year is directly reflected by the province you live in. There are a total of 365 days each year but most Canadians only work around 250 of them on […]
Amy Orr
Answered For You
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Amidst the rising interest rates in Canada, homeowners, especially those with large loans like mortgages, are facing financial concerns. The unexpected hikes have resulted in higher monthly payments, posing challenges to stay in their homes. However, there are solutions to ease the burden during this economic climate. For eligible homeowners, a reverse mortgage offers a viable option, allowing them to eliminate mortgage payments and securely remain in their homes.
Loraine Couturier
Buying a Home
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If you're a lender, you know how tough it can be to stand out in a crowded market. That's why it's crucial to optimize your listing on Smarter Loans, the leading loan comparison platform. By strategically creating a robust profile and incorporating video and media, you can differentiate yourself from the competition and attract more customers. Our article offers valuable tips and strategies to help you optimize your listing and reduce costs, so you can stay ahead in the game.
Vlad Sherbatov
Industry News
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A fundamental section of your tax return to complete accurately is Line 10100 (formerly specified as 101), which deals with your employment income. Let's take a look at the details to help you navigate your way around the form.
Loraine Couturier
Personal Finance
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When you use a business bank account, it can help the business you run build its own credit profile, which can be useful down the road. So how easy is it to open a business account? We’ll go through the process and help you understand how much the fees are for every given business bank account.
Loraine Couturier
Business
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As one of the most popular vehicle types out there, there are numerous options for all lifestyles. We’ve created this list so you have an idea about what SUV’s stand out in their class.
Loraine Couturier
Vehicles
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If you’re currently living in one of the areas in Canada that are inflated, you may want to consider looking for a new place. There are plenty of affordable towns and cities in Canada to get in on owning a home. There are some mortgages you may not currently be able to access because you don’t qualify. If you have the freedom to move, you may want to consider it. There are a lot of Canadians that are working remotely now. If you don’t need to live in one of the expensive cities like Vancouver or Toronto, it's a great opportunity to explore this incredible country.
Loraine Couturier
Buying a Home
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The technology of real estate has made great progress, making it easier than ever to house hunt while navigating complex home equity loans applications. Here’s our list of the 10 best real estate apps available to Canadians.
Loraine Couturier
Buying a Home
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If you live in Canada and are an investor, you can benefit from the dividend tax rate. Why is this exactly? A dividend stock in Canada will share the tax burden with the company you’re investing in. If the company performs well financially because of the money you invested, you get to keep the stock and any future dividend returns. Not only that but you pay less tax on dividend income.
Loraine Couturier
Personal Finance
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When you’re going through college, you want to save every penny you can. Having a bank account that doesn’t have huge costs attached to it is one of the perks of being a student. The bank knows that someday, you’ll be potentially looking for loans because you’re making good money. So low-cost bank accounts for students are to their benefit. Here are competitive offers that might make your life easier while you’re focused on your studies.
Loraine Couturier
Personal Finance
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During college years, this is the best time to get your kids started on the process of building credit. Once they graduate, credit generally makes getting started easier. Even if they get a good job, it’s going to be at least one year before banks and landlords take them seriously as a responsible adult. There are some things you can do to help them start the process.
Loraine Couturier
Credit Scores
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Most landlords and rental companies check the credit scores of potential tenants as part of their application process. But is there a minimum credit score requirement for renting an apartment in Canada? Here’s what you need to know about credit scores and renting in 2022.
Amy Orr
Credit Scores
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If you have a home equity loan or line of credit like many Canadian homeowners, you may be wondering whether you can still sell your house. The short answer to that question is: yes, you can. The bigger question is: should you?
Leanne Armstrong
Buying a Home
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Most Canadians have at least 1 bank account which they use to save money or to achieve other purposes. You don’t find so many people holding cash anymore. Huge transactions are made via a debit or credit card. Although banking is essential, many Canadians don’t enjoy keeping their money in traditional banks because of the fees involved. So, to help you make better choices with banking and increase your returns, we’ll be looking at Canada’s most popular digital bank accounts for keeping your money safe and increasing your earnings. Click on any of the banks to explore their full profile and start banking.
Jake Victor
Personal Finance
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Every business owner should have business insurance. Zensurance is an online insurance brokerage determined to help small business owners find the right insurance for them, including general liability insurance, errors and omissions insurance and commercial property insurance.
Amy Orr
Company Reviews
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Requiring a loan is a commonplace occurrence among most Canadians at some point in our lives. Money Mart, which was founded in Canada in 1982 offers a wide variety of different services to help their customers meet their short-term financial obligations. They are a reputable company with over 700 locations that can be found all across North America and are registered with the Better Business Bureau.
Amy Orr
Personal Finance
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“Our mission is to offer alternative financing in the merchant cash advance space,” explains co-founder Adam Benaroch. “Our underwriting guidelines are not based on credit
Jared Lindzon
Business
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Today, Eastern Loans offers personal loans of between $500 and $1,000 to Canadians based anywhere other than Quebec and Saskatchewan, with competitive rates that differ between provinces.
Jared Lindzon
Personal Finance
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All of the solutions in this article will offer cloud-based payroll systems with automatic tax filing features. The best payroll software for small businesses is comprehensive but uncomplicated. Let’s dive into some of the best payroll software for small businesses and examine the situations where each one might be the best fit.
Ryan Bozeman
Business
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In this article, we’ll break down some of the best vehicle fleet management systems that are available today. We’ll dive into the features provided by each and cover some of the downsides that users of the software reference in their reviews to give you a complete picture.
Ryan Bozeman
Vehicles
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For those looking for a new daily driver or off-road companion, here is a list of the top 14 SUV brands in Canada for the 2020 model year. What sets these vehicles apart from the rest?
Holly Welles
Vehicles
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Across the globe, banks have specific and unique designations – names, numbers, monikers that precisely identify the institution and its place within the financial industry. This is the case in Canada where bank institution numbers work to distinguish banks from one another. Here is a listing of institution numbers (in easy-to-find alphabetical order) for the ten largest Canadian banks.
Marissa Anwar
Personal Finance
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In this article, we’ll break down the best iPad POS systems for small businesses. We’ll analyze what each option does right, what each does wrong, and make recommendations regarding what types of businesses might find each most useful.
Ryan Bozeman
Business
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We’ve listed out the top six Canadian farming and agriculture equipment brands for the upcoming year so you know who to keep an eye on and what you can expect from each in 2024.
Holly Welles
Business
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The trucking industry has come a long way in the last few decades, with new technology and other advancements. Let's take a look at the top six commercial truck manufacturers in Canada and North America, as well as some of the changes we can expect to see in 2024.
Holly Welles
Vehicles
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For a large of number of Canadian homeowners, a portion of their monthly mortgage payment goes toward a mandatory CMHC (Canada Mortgage and Housing Corporation) fee. It is automatically added to the payment to cover mortgage default insurance. The result is an increase in the amount due every month. But there are creative ways to lower or avoid CMHC insurance for those who are required to have it in place.
Jenna West
Buying a Home
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CCB assistance is received in the form of a monthly tax-free payment to parents of minor children. Because the benefit is paid on a regular basis (monthly), it is considered qualified income which can be used in an application for a personal loan. In fact, due to popular demand, there is an abundance of loan products exclusively geared to child tax benefit recipients.
Sheila Kay
Personal Finance
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Get the Best Use Out of Business Credit Cards Most business owners have run into sudden unexpected expenses and could use business credit cards to tide them over. Equipment malfunctions, an abrupt rise orders to be filled, or any number of crises can send daily operations into a tailspin. Fortunately, business credit cards and other […]
Amy Orr
Business
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