What Does It Cost to Raise a Child in Canada?
The cost of parenting is expensive. While Canadians can take advantage of parental incentives, such as maternity leave and parental leave, they also get a shock when they start spending money on formula, diapers, baby gear, and accessories. Moreover, the costs climb over time, with the major expenses assumed when a child is 15 to 17 years old. The following information will give you more details about the costs assumed by Canadians who raise children in Canada.
Canadian Auto Loan Rates Expected in 2022
Investing in a vehicle is a great thing to do, and if you can get a low interest rate on the vehicle; you’ll be in a better position because of it. Learning more about the available interest rates, as well as types of vehicle loans is going to help you make a more informed decision on where to obtain the financing from and what to look out for. Learn more about the interest rates of vehicle loans and what to expect in the coming year 2022.
A Mortgage Gift Letter: When Do You Need One?
One way to keep the financing low in Canada is to use a mortgage gift letter to buy a home. To make full use of the letter, you need to follow some basic rules to proceed with financing.
QuickBooks – Accounting Software for Small Business
As a small business owner, keeping track of your finances effectively can mean the difference between success and failure. QuickBooks is one of the best, most comprehensive accounting software programs available on the market. The intuitive design of QuickBooks is well suited to both small businesses and growing businesses alike.
Wealthsimple – Investment Solutions for Everyone
Wealthsimple provides customers with intelligent, easy ways to invest, without charging high fees or requiring account minimums like most investment management companies do. Cutting edge technologies and diversified portfolios facilitate the best possible returns on investment. Everything about Wealthsimple is clear and straightforward; a core value of the business is gaining trust through transparency.
Questrade – Investing Made Easy
Opened in 1999, Questrade is still one of Canada’s fastest growing brokerages with the reputation for being the best discount brokerage in the country. With Questrade you can utilize a wide array of different accounts such as RRSPs, TFSAs, RESPs or Cash accounts.
Foxquilt – Smarter Business Insurance
Finding the right business insurance can be a challenge. At Foxquilt, a leading Insurance Technology Company, insurance is a service, and as such, they are committed to the needs of each and every client. Foxquilt’s team of insurance experts works to get you the right insurance for your business at a better price. Not only can the professionals at Foxquilt help you find the insurance you need for your business, they can also assist with your home and auto insurance as well.
Shopify Review
Since 2006, Shopify has been one of Canada’s leading platforms in assisting businesses in starting up an online company or moving their company online. More and more customers are turning to online shopping to fulfill their needs due to the convenience of 24/7 accessibility and the ease of being able to shop from the comfort of your own home while having your purchases delivered directly to your door. This rapidly increasing trend has created a need for a skilled and experienced platform that can assist vendors in all areas of online retail.
Zensurance – Insurance for your small business
Every business owner should have business insurance. Zensurance is an online insurance brokerage determined to help small business owners find the right insurance for them, including general liability insurance, errors and omissions insurance and commercial property insurance.
Fairstone Review
Fairstone is an experienced leader in the Canadian financial market and has been providing their services for close to 100 years. They are Canada’s number one, non-bank solution for loans and other financial needs and also strive to have a strong community presence.
Car Loans Canada Review
Each year, across the country, over 2 million Canadians purchase a new car and many of these people require a loan in order to do so. Car Loans Canada is a specialist in the automotive loan industry and has been providing its customers with both financial support as well as much needed information on the process of buying a car.
MoneyGram – Global Money Transfer Services
If you need to transfer money quickly, MoneyGram may just be the right choice for you. As a global leader in international person-to-person and digital money transfers, MoneyGram is trusted by millions of people all over the world. Their reputable service is available in two hundred countries around the globe.
TransferWise – Transfer Money Online Review
Sending money abroad can often be expensive and difficult, but it doesn’t have to be. TransferWise is an online account that allows people to send and receive money internationally. Available in 71 countries, they are a trusted, secure, and regulated currency exchange provider.
Breezeful Review
Each year across Canada over half a million homes are purchased and many of these purchasers will require a mortgage in order to finance these homes. That’s where Breezeful comes in. Breezeful is an online mortgage broker that works throughout Canada and the United States and helps to match up clients with potential lenders.
Lending Mate Review
Lending Mate is a lending institution that operates in both the provinces of Ontario and British Columbia. Lending Mate is different from many of the lenders that we see in the Canadian Marketplace as they don’t rely on online credit checks or computerized application approvals. Their process works on the applicant providing a guarantor that will vouch for them and the applications are reviewed by a real person who then approves or denies the loan, based on the information that has been gathered.
Tangerine Review
Tangerine is an online bank that has been serving Canadians since 1997, first as ING Direct and then switching to Tangerine in 2013. As with any Canadian bank, they offer a wide range of different financial services, the only difference being that they operate completely online and do not have any brick and mortar stores.
Thinking Capital Review
If you are a small to medium sized Canadian run business and are seeking solutions to your financial problems, Thinking Capital has the experience and expertise to assist you.
Money Mart Review
Requiring a loan is a commonplace occurrence among most Canadians at some point in our lives. Money Mart, which was founded in Canada in 1982 offers a wide variety of different services to help their customers meet their short-term financial obligations. They are a reputable company with over 700 locations that can be found all across North America and are registered with the Better Business Bureau.
Cash Money Review
If you require a safe and reputable way to obtain extra money, Cash Money can provide you with the services that you seek. With multiple locations all across the country, Cash Money has been in business for nearly thirty years and has served over a million Canadians. They offer convenient and flexible options that can meet many of your financial needs and specialize in helping their customers in times of financial emergencies and shortages.
Merchant Growth Review
Merchant Growth is a rapidly growing Canadian financing company that caters specifically to small businesses across the country. They provide loans and financing to a wide variety of different industries, from manufacturing to e-commerce and everything in between. With multiple different financing plans to suit each individual business need, Merchant Growth can help your business with renovations, staffing, inventory, technology and anything else that you need to help your business thrive.
EQ Bank – A Digital Banking Experience
Banking shouldn’t be stressful. At EQ Bank, you can save more of your money. EQ Bank provides Canadians with a digital banking experience. Earn up to 30 times more interest than with a traditional bank.
Getting into investing has never been easier thanks to these platforms
Investing is putting your money into assets to get profits in the future. You could be doing this to save for your child’s education, retirement, or increase tax efficiency among other things. At first, investing may seem pretty difficult and confusing, because you might not know where to put your money, and you don’t want to lose it. However, some Canadian investment firms make investing easier than you know. We’ve compiled a list of 9 of these firms to help you invest easily. Click on any of the companies to learn more and start investing.
2020 Canada Tax Filing Deadline
The date to circle on your calendar is April 30th, 2020. For most Canadians, that’s the deadline to file your taxes for the 2019 fiscal year. In this post, we’ll be breaking down all the basics you need to know like what the deadlines are for personal, self-employment and corporate tax filings, what the penalties are for not filing your taxes on time and more!
How to Get a Personal Loan
We’ve prepared this guide to answer the most common questions we hear about personal loans. Alongside our lender comparison charts, after reading this you should have all you need to get started with your application!
How to Improve Your Credit Score: Step by Step Guide
Every Canadian has a credit score, but most of us have a pretty foggy understanding of what they mean and how they work. Despite this veil of secrecy, there are a number of simple best practices you can employ to improve your credit score over time. If you follow these tips, you’ll be well on your way to a stable financial future!