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Semi Truck Loans & Financing Alberta

Last Updated: February 26, 2025
Written by: Amy Orr
Reviewed by: Jenna West

Alberta is home to one of the largest trucking industries in the country. Those looking to break in usually do so with their own truck. The most popular invested truck are semi-trucks due to their ability to loan different types of trailers as well as their smaller footprint. To invest in one, you can choose to save up for one or just apply towards some form of financing. If you do decide to go with the financing route, you should consider applying towards our providers at Smarter Loans. Over the years, we have built up a roster of some of the most reliable semi-truck loan providers in Alberta while maintaining a certain level of speed. Therefore, applicants that utilize our services are able to pick up their new semi-truck within the same week as they applied.

Regardless of your credit history, there will be a provider in our list that would be eager to serve you. On top of that, it’s so easy to apply.

Unlock the road to your dreams with our transformative bad credit truck loans, turning obstacles into opportunities and paving the way for your success.

With just a computer and Internet access, you can secure financing for your new semi-truck. To start using our services, you would have to either apply directly to one of our providers or pre-apply at Smarter Loans. When pre-applying, your application will be reviewed by a team member where they can step in and start looking for semi-truck loan providers that suit your needs.

Underneath these paragraphs is a list of semi-truck loan providers in Alberta that we work with. Click on the “Apply Now” button next to the provider you wish to work with. If you are having difficulty picking a provider, just pre-apply to Smarter Loans instead. Like we said earlier, an expert will be assigned to application to maximize your chances of being matched with a provider.

Explore flexible and affordable truck loans for turning trucking ambitions into road-conquering realities. Apply now to accelerate your path towards owning the perfect rig!

Company
Amount
Interest Rate
Reviews
Terms
$5,000+
Varies
12 - 120 Months
$10,000-$1.5M
Starting at 7.99%
3-24 months
$5,000 - $500,000
Varies
4 - 12 months
$15,000 - $1 Million
Starting at 8%
3 - 24 Months
$5,000 - $500,000
Starting at 7.99%
6 - 24 Months
$5,000 - $50M
Starting at 7%
5 - 96 months
$2,500 - Unlimited
Starting at 3.9% - 34.9%
3 - 240 Months
$2500 to $5 million
Varies
18 - 84 months
Company
Amount
Interest Rate
Reviews
Terms
$500 - $35,000
9.99% - 35%
9 - 84 Months
Up to $20,000
29.78% - 34.95%
36 months
$1,000 - $5,000
19.9% - 45.9%
12 - 36 months
$500 - $1,000
Varies
3 - 6 months
$20-$350
0%
N/A
$1,000 – $15,000
19.9% - 34.9%
Line of Credit
$150-$1000
30.4% APR
30 Days
$500 - $15,000
29.99% - 47.72%
12 - 60 Months
$100 - $1,500
Varies
2 months
$300 - $20,000
Varies
12 - 60 Months
Company
Amount
Interest Rate
Reviews
Terms
$5,000 - $500k
Varies
6 -12 months
$5,000-$300,000
Starting at 7.99%
Fixed, 4-18 months
$10,000-$1.5M
Starting at 7.99%
3-24 months
$5,000 - $500,000
Varies
4 - 12 months
$15,000 - $1 Million
Starting at 8%
3 - 24 Months
$5000 - $800,000
Starting at 7.99%
6 - 24 Months
$5,000 - $500,000
Starting at 7.99%
6 - 24 Months
$5,000 - $2,000,000
Starting at 7.99%
2-36 months
$5,000 - $50M
Starting at 7%
5 - 96 months
$5,000 - $500,000
Starting at 9.99%
2 Months - 2 years
$500 to $300,000
Starting at 8.39%
2, 3, 4, 6, 9, 12, 18 or 24 month terms
$5,000 - $300,000
Starting at 7.99%
3 - 12 months
$3,000 - $5,000,000
Starting at 13.99%
1 month to 60 months
$10,000 - $20M
Starting at 7.99%
3 to 120 Months
$250 - $1,000,000
Starting at 10%
3 months - 60 months
Company
Amount
Interest Rate
Reviews
Terms
Up to $20,000
29.78% - 34.95%
36 months
$500 - $1,000
Varies
3 - 6 months
$20-$350
0%
N/A
$100 - $1,500
Varies
2 months
$150-$1000
30.4% APR
30 Days
$100 - $1,500
Varies
2 months
$300 - $20,000
Varies
12 - 60 Months
$100 - $1,500
Varies
Up to 2 months
$500 - $1,000
29.99% - 46.96%
84 - 120 days
Company
Amount
Interest Rate
Reviews
Terms
$7,500 - $55,000
2.95% - 29.95%
12 - 96 months
$10,000 - $75,000
Varies
12 - 96 months
$7,500 to $50,000 (Refinance your existing auto loan)
8.99% to 19.99% (lower your auto loan interest rate)
Up to 84 months
Company
Amount
Interest Rate
Reviews
Terms
$50,000 and Above
As low as 4.09%
6 - 60 Months
$10,000 and up
Varies (Home Equity Loans)
12 Months
$20,000 - $2,000,0000 (Reverse Mortgage)
4-5% (Ages 55+ only)
Lifetime (Must be 55+ to qualify)
$50,000 and up
Rates starting at 5.44%
5 years
$50,000 and Up
Varies
1 - 10 years
Company
Amount
Interest Rate
Reviews
Terms
$3,000 - $75,000
9.9% - 29.9%
12 months to 180 months
$5,000+
Varies
12 - 120 Months
$5,000-$300,000
Starting at 7.99%
Fixed, 4-18 months
$10,000-$1.5M
Starting at 7.99%
3-24 months
$5,000 - $500,000
Varies
4 - 12 months
$15,000 - $1 Million
Starting at 8%
3 - 24 Months
$5,000 - $500,000
Starting at 7.99%
6 - 24 Months
$5,000 - $50M
Starting at 7%
5 - 96 months
$2,500 - Unlimited
Starting at 3.9% - 34.9%
3 - 240 Months
$2500 to $5 million
Varies
18 - 84 months
Company
Amount
Interest Rate
Reviews
Terms
$5,000+
Varies
12 - 120 Months
$5,000 - $500,000
Varies
4 - 12 months
$5,000 - $50M
Starting at 7%
5 - 96 months
$2,500 - Unlimited
Starting at 3.9% - 34.9%
3 - 240 Months
$2500 to $5 million
Varies
18 - 84 months
Company
Amount
Interest Rate
Reviews
Terms
$5,000+
Varies
12 - 120 Months
$5,000-$300,000
Starting at 7.99%
Fixed, 4-18 months
$10,000-$1.5M
Starting at 7.99%
3-24 months
$5,000 - $500,000
Varies
4 - 12 months
$15,000 - $1 Million
Starting at 8%
3 - 24 Months
$5,000 - $500,000
Starting at 7.99%
6 - 24 Months
$5,000 - $50M
Starting at 7%
5 - 96 months
$2,500 - Unlimited
Starting at 3.9% - 34.9%
3 - 240 Months
$2500 to $5 million
Varies
18 - 84 months
Company
Amount
Interest Rate
Reviews
Terms
$3,000 - $75,000
9.9% - 29.9%
12 months to 180 months
$5,000 - $50M
Starting at 7%
5 - 96 months
$2,500 - Unlimited
Starting at 3.9% - 34.9%
3 - 240 Months
Company
Amount
Interest Rate
Reviews
Terms
$50,000 and Above
As low as 4.09%
6 - 60 Months
$10,000 and up
Varies (Home Equity Loans)
12 Months
$50,000 and up
Rates starting at 5.44%
5 years
$50,000 and Up
Varies
1 - 10 years
Company
Amount
Interest Rate
Reviews
Terms
$500 - $35,000
9.99% - 35%
9 - 84 Months
Up to $20,000
29.78% - 34.95%
36 months
$1,000 - $5,000
19.9% - 45.9%
12 - 36 months
$500 - $1,000
Varies
3 - 6 months
$1,000 – $15,000
19.9% - 34.9%
Line of Credit
$500 - $15,000
29.99% - 47.72%
12 - 60 Months
$300 - $20,000
Varies
12 - 60 Months
Company
Amount
Interest Rate
Reviews
Terms
$3,000 - $75,000
9.9% - 29.9%
12 months to 180 months
$5,000+
Varies
12 - 120 Months
$2,500 - Unlimited
Starting at 3.9% - 34.9%
3 - 240 Months

Alberta Actualities

  • The employment rate in Alberta is 70%.
  • Average HI is $93,800.
  • Alberta’s leading hiring sectors are other services (except public administration), public administration, transportation and warehousing.
  • The areas of study interests of Alberta population lie first of all in health and related fields, social and behavioural sciences and law, business, management and public administration.
  • As per the most recent data, Alberta has 1,106,000 listed home owners.
This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

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Written By:

Amy Orr

Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.

Reviewed By:

Jenna West

Jenna West is Smarter Loans' in-house financial writer and content director. She has been covering the Canadian FinTech and finance industry since 2017, including financial trends analysis, industry surveys, regulatory updates and changes in Canadian consumer behaviour when it comes to finance.


What our users think...

4.5
Based on 138 reviews
powered by Google
Nate CampeauNate Campeau
5 months ago
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Bles4lif Pro-DreBles4lif Pro-Dre
5 months ago
Vincent JohnsonVincent Johnson
5 months ago
Good place for borrowing a bit of money 😁
Kels HillKels Hill
5 months ago
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara HartTara Hart
5 months ago
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A ScottA Scott
5 months ago
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”
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