Primed Loans logoPrimed Loans Review 2026

★★★★★ 4.7 · 12 borrower reviews
Primed Loans is a Canadian business lender offering term loans from $10,000 to $20 million. Funding in as little as 168 hours.

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Rates checked August 24, 2026
In business
Since 2018
Customers served
1400+
Total funded
Over $300 Million
Branches
1
Provinces
13 of 13

Products offered

Each product is priced separately. Compare them below.

Business Loan
Unsecured · All of Canada
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Amount
$10K - $20M
Rate
From 7.99% APR
Terms
3 - 120 months
Min revenue
$29,167/mo
Time in business
12+ months
Good to know: Minimum credit score 620.

See if you qualify

Three questions checked against Primed Loans's published criteria, per product. No application started.

Answer the questions to check Primed Loans's published criteria
Educational check against published criteria. Not an approval or offer.

Eligibility and documents

Primed publishes two complete rulebooks: one for unsecured loans, and a stricter one for its Quebec banking loans.

Who qualifies

Unsecured revenue test
$350K annual revenue, or $30K+ in monthly deposits
Unsecured tier
1 year in business, credit score 620
Banking loans, Quebec
$1M annual revenue, 2 years in business, credit score 680
Account conduct
Few NSF transactions, at least 4 deposits a month
Where it lends
13 provinces and territories

What you need to apply

  • Six months of bank statements
  • A completed application form
  • A signed mandate
  • For banking loans, two years of financial statements
  • For banking loans, a business structure organigram

Primed's two rulebooks

Deposits can substitute for revenue

The unsecured test is an either-or. Clear $350K in annual revenue, or show $30K and up in monthly deposits, and either arm alone satisfies it.

The Quebec banking tier is stricter on every line

Banking loans ask for $1M in annual revenue against $350K, two years in business against one, a 680 score against 620, and no NSF transactions in 90 days where the unsecured tier tolerates a few in 30.

Contact Primed Loans

Get in touch

Support and hours

  • 24/7
  • ChannelsEmail, Call Centre, Website FAQs, Live Support Chat, Social Media

Borrower reviews

12 reviews from borrowers who used Primed Loans. Reviews are moderated; lenders cannot remove them.

★★★★★ Great Work at Primed Loans

Their Whole Team Works Hard to obtain you a product that fits your needs, thank you!

Valerie B.
★★★★★ Love Primed Loans

Primed Loans has revolutionized how businesses secure funding. Working with them is a no-brainer for any entrepreneur.

Pillow Team
★★★★★ Doubled Our Business

One of the most trusted names in business financing right now is Primed Loans. They truly understand what entrepreneurs need.

Dan N.
★★★★★ Highly Recommended

Primed Loans made the process incredibly smooth from start to finish. I got my loan quickly and the support was excellent.

David B.
★★★★★ Excellent Customer Service!

The customer service from Primed Loans was top-notch. They answered all my questions and made the application simple.

John B.
★★★★★ Fast Funding, Easy Application

Really impressed with how easy it was to apply at Primed Loans. Funds came in faster than expected!

Sophia T.
★★★★★ Great Experience – Would Refer Friends!

Great experience with Primed Loans. I'd recommend them to friends who need fast financing.

Mike T.
★★★★★ Perfect Fit for My Needs

Primed Loans offered flexible terms that suited my situation perfectly. Great service!

Ryan M.
★★★★☆ Would Use Again

Took a little while to get approved, but Primed Loans still delivered on their promise.

Ryan J.
★★★★★ Very Satisfied

They helped me out when other lenders wouldn't. Primed Loans came through.

Sarah D.

Showing 10 of 12 reviews.

Common questions about Primed Loans

Who is Primed Loans, and what services do they provide?

Primed Loans is a trusted provider of personalized business and personal financing solutions, offering a variety of loan options to Canadian businesses and individuals.

Are loans from Primed Loans safe and secure?

Yes, Primed Loans is a reputable lender with a proven track record of helping businesses and individuals across Canada achieve their financial goals through transparent and secure financing.

Who is eligible for a loan from Primed Loans?

Eligibility depends on the type of loan. For unsecured loans, businesses must have a minimum of $350K annual revenue, 30K+ monthly deposits, a credit score of 620+, and at least one year in business. For banking loans (QC), businesses require $1M+ annual revenue, two years in business, a 680+ credit score, and no recent NSF transactions.

What types of loans does Primed Loans offer?

Primed Loans offers a variety of financing options, including unsecured term loans, merchant cash advances, lines of credit, secured asset-based loans, and invoice factoring. Loan amounts range from $10,000 to $20MM, depending on the type of financing.

What is the interest rate for loans from Primed Loans?

Interest rates vary based on the type of loan, creditworthiness, and other factors. Rates start at 7.99% for unsecured loans, with competitive terms that reflect current market conditions.

What can I use the loan for?

Loan proceeds can be used for a variety of purposes, such as business expansion, equipment purchases, managing cash flow, refinancing debt, or other operational needs.

Primed Loans · $10,000 - $20 million · funding in 168 hours Apply Now