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Personal Loans Calgary

Last Updated: January 22, 2025
Written by: Amy Orr
Reviewed by: Jenna West
Originally Published: October 07, 2016

Personal loans in Calgary are perfect for all kinds of purposes. Pay off bills, consolidate debt, buy that new TV or go on vacation – these are all common reasons for looking into a personal loan. These loans come with decent interest rates and long term payment schedules that allow you to benefit from the loan without burning a hole in your wallet further down the line. Compare your options on Smarter Loans and if you’re good with your finances and can handle monthly payments, these loans are a perfect solution to taking the next step in life. Personal loans in Calgary use your personal credit score and history to determine interest rates and payment terms, but depending on the provider,

, the rates, payment schedule, and terms can vary depending on what your score is. As there are so many different personal loans available in Calgary, finding the right lender for you can seem like a challenge. But Smarter Loans is here to help. We understand that you’re looking to get a fast loan in Calgary, and applying online is the most convenient way to apply for a loan these days. Our comprehensive list of reputable lenders will show you the terms and conditions of each lender we’ve ensured are great firms, and you can apply directly from our website. Browse the list below and start your application today!

Company
Amount
Interest Rate
Reviews
Terms
$500 - $35,000
9.99% - 35%
9 - 84 Months
Up to $1600
29.78% - 34.95%
36 months
$1,000 - $5,000
19.9% - 45.9%
12 - 36 months
$500 - $1,000
Varies
3 - 6 months
$20-$350
0%
N/A
$1,000 – $15,000
19.9% - 34.9%
Line of Credit
$150-$1000
30.4% APR
30 Days
$500 - $15,000
29.99% - 47.72%
12 - 60 Months
$100 - $1,500
Varies
2 months
$300 - $20,000
Varies
12 - 60 Months
Company
Amount
Interest Rate
Reviews
Terms
$5,000 - $500k
Varies
6 -12 months
$5,000-$300,000
Starting at 7.99%
Fixed, 4-18 months
$10,000-$1.5M
Starting at 7.99%
3-24 months
$5,000 - $500,000
Varies
4 - 12 months
$15,000 - $1 Million
Starting at 8%
3 - 24 Months
$5000 - $800,000
Starting at 7.99%
6 - 24 Months
$5,000 - $500,000
Starting at 7.99%
6 - 24 Months
$5,000 - $2,000,000
Starting at 7.99%
2-36 months
$5,000 - $50M
Starting at 7%
5 - 96 months
$5,000 - $500,000
Starting at 9.99%
2 Months - 2 years
$500 to $300,000
Starting at 8.39%
2, 3, 4, 6, 9, 12, 18 or 24 month terms
$5,000 - $300,000
Starting at 7.99%
3 - 12 months
$3,000 - $5,000,000
Starting at 13.99%
1 month to 60 months
$10,000 - $20M
Starting at 7.99%
3 to 120 Months
$250 - $1,000,000
Starting at 10%
3 months - 60 months
Company
Amount
Interest Rate
Reviews
Terms
Up to $1600
29.78% - 34.95%
36 months
$500 - $1,000
Varies
3 - 6 months
$20-$350
0%
N/A
$100 - $1,500
Varies
2 months
$150-$1000
30.4% APR
30 Days
$100 - $1,500
Varies
2 months
$300 - $20,000
Varies
12 - 60 Months
$100 - $1,500
Varies
Up to 2 months
$500 - $1,000
29.99% - 46.96%
84 - 120 days
Company
Amount
Interest Rate
Reviews
Terms
$7,500 - $55,000
2.95% - 29.95%
12 - 96 months
$10,000 - $75,000
Varies
12 - 96 months
$7,500 to $50,000 (Refinance your existing auto loan)
8.99% to 19.99% (lower your auto loan interest rate)
Up to 84 months
Company
Amount
Interest Rate
Reviews
Terms
$50,000 and Above
As low as 4.09%
6 - 60 Months
$10,000 and up
Varies (Home Equity Loans)
12 Months
$20,000 - $2,000,0000 (Reverse Mortgage)
4-5% (Ages 55+ only)
Lifetime (Must be 55+ to qualify)
$50,000 and up
Rates starting at 5.44%
5 years
$50,000 and Up
Varies
1 - 10 years
Company
Amount
Interest Rate
Reviews
Terms
$3,000 - $75,000
9.9% - 29.9%
12 months to 180 months
$5,000+
Varies
12 - 120 Months
$5,000-$300,000
Starting at 7.99%
Fixed, 4-18 months
$10,000-$1.5M
Starting at 7.99%
3-24 months
$5,000 - $500,000
Varies
4 - 12 months
$15,000 - $1 Million
Starting at 8%
3 - 24 Months
$5,000 - $500,000
Starting at 7.99%
6 - 24 Months
$5,000 - $50M
Starting at 7%
5 - 96 months
$2,500 - Unlimited
Starting at 3.9% - 34.9%
3 - 240 Months
Company
Amount
Interest Rate
Reviews
Terms
$5,000+
Varies
12 - 120 Months
$10,000-$1.5M
Starting at 7.99%
3-24 months
$5,000 - $500,000
Varies
4 - 12 months
$15,000 - $1 Million
Starting at 8%
3 - 24 Months
$5,000 - $500,000
Starting at 7.99%
6 - 24 Months
$5,000 - $50M
Starting at 7%
5 - 96 months
$2,500 - Unlimited
Starting at 3.9% - 34.9%
3 - 240 Months
Company
Amount
Interest Rate
Reviews
Terms
$5,000+
Varies
12 - 120 Months
$5,000 - $500,000
Varies
4 - 12 months
$5,000 - $50M
Starting at 7%
5 - 96 months
$2,500 - Unlimited
Starting at 3.9% - 34.9%
3 - 240 Months
Company
Amount
Interest Rate
Reviews
Terms
$5,000+
Varies
12 - 120 Months
$5,000-$300,000
Starting at 7.99%
Fixed, 4-18 months
$10,000-$1.5M
Starting at 7.99%
3-24 months
$5,000 - $500,000
Varies
4 - 12 months
$15,000 - $1 Million
Starting at 8%
3 - 24 Months
$5,000 - $500,000
Starting at 7.99%
6 - 24 Months
$5,000 - $50M
Starting at 7%
5 - 96 months
$2,500 - Unlimited
Starting at 3.9% - 34.9%
3 - 240 Months
Company
Amount
Interest Rate
Reviews
Terms
$3,000 - $75,000
9.9% - 29.9%
12 months to 180 months
$5,000 - $50M
Starting at 7%
5 - 96 months
$2,500 - Unlimited
Starting at 3.9% - 34.9%
3 - 240 Months
Company
Amount
Interest Rate
Reviews
Terms
$50,000 and Above
As low as 4.09%
6 - 60 Months
$10,000 and up
Varies (Home Equity Loans)
12 Months
$50,000 and up
Rates starting at 5.44%
5 years
$50,000 and Up
Varies
1 - 10 years
Company
Amount
Interest Rate
Reviews
Terms
$500 - $35,000
9.99% - 35%
9 - 84 Months
Up to $1600
29.78% - 34.95%
36 months
$1,000 - $5,000
19.9% - 45.9%
12 - 36 months
$500 - $1,000
Varies
3 - 6 months
$1,000 – $15,000
19.9% - 34.9%
Line of Credit
$500 - $15,000
29.99% - 47.72%
12 - 60 Months
$300 - $20,000
Varies
12 - 60 Months
Company
Amount
Interest Rate
Reviews
Terms
$3,000 - $75,000
9.9% - 29.9%
12 months to 180 months
$5,000+
Varies
12 - 120 Months
$2,500 - Unlimited
Starting at 3.9% - 34.9%
3 - 240 Months

Calgary Fact Sheet

  • Average household income in Calgary is registered at $115,000.
  • Calgary, incorporated in 1894, is located in Southern Alberta. The population of Calgary is 1,239,000.
  • Employment rate: 70%.
  • According to the most recent research, Calgary reports 333,000 registered home owners .
  • On the average, consumer debt in Calgary is estimated at $42,900. In this Calgary is noticeably below Alberta’s average.
This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

Our platform helps you connect with competent Personal Loan lenders in Calgary for all your borrowing needs.

Browse our directory of Personal Loan companies to discover the latest Personal Loan rates in Calgary

Personal Loans are frequently utilized for the following reasons

  • gaining cash on a reasonably quick timeline
  • low processing and documentation requirements
  • gaining cash without collateral
  • paying lower rates than credit cards
  • offering flexibility in spending outlets

etc.

Written By:

Amy Orr

Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.

Reviewed By:

Jenna West

Jenna West is Smarter Loans' in-house financial writer and content director. She has been covering the Canadian FinTech and finance industry since 2017, including financial trends analysis, industry surveys, regulatory updates and changes in Canadian consumer behaviour when it comes to finance.


What our users think...

4.5
Based on 138 reviews
powered by Google
Nate CampeauNate Campeau
4 months ago
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Bles4lif Pro-DreBles4lif Pro-Dre
4 months ago
Vincent JohnsonVincent Johnson
4 months ago
Good place for borrowing a bit of money 😁
Kels HillKels Hill
4 months ago
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara HartTara Hart
4 months ago
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A ScottA Scott
5 months ago
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”
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