How Do Second Mortgages Work?
Second Mortgages in Canada Anyone who has bought a home knows the complicated process of getting a home mortgage to finance the purchase. Assuming all has gone as planned, the homeowner has been living peacefully in the house, making payments on time and building equity. These scenarios are suited for second mortgages, if the homeowner…
Mortgages in Canada – All You Need to Know
If you are contemplating becoming a new owner of an apartment, townhouse, condominium, or a house you are not alone. Get all the answers you need on Canadian mortgages here at Smarter Loans.
What is a Business Line of Credit?
There are several very valid reasons for a company to open a business line of credit, since there is always a need to keep operations running smoothly no matter the nature of the business.
Home Equity Loans
Home equity loans are another way for homeowners to gain access to money based on the equity they have built in their property. Learn all about home equity loans here.
How to Repair Bad Credit
How to Repair Bad Credit If you’ve received more credit rejection letters than you care to think about, don’t despair. Tons of information on how to repair bad credit is at your fingertips. You can start now by using the tools that millions of other people utilize and turn your credit rating around too. All…
Merchant Cash Advance – All You Need to Know About MCAs
Leveraging the funds built upon credit merchant accounts is one of the many ways in which a business might have access to some cash for capital when needed. Read the full story at Smarter Loans.
Peer to Peer Lending in Canada
Peer to peer (or P2P) lending in Canada is the financial fit for borrowers in need of cash for any number of reasons. Read all about P2P lending at Smarter Loans.
How to Get a Car Loan with Bad Credit
When you need to buy a car and your credit is less than perfect, you still have options. Even if the major banks won’t offer you a loan, you can still get credit.
How to Get a Home Mortgage Loan with Bad Credit
For many years it wasn’t possible to get a mortgage with bad credit, but that’s changed. Mainstream lenders no longer dominate the mortgage market and even people with bad credit can now find mortgages to buy a home.
How to Qualify for a Business Loan
If you’ve looked into securing a business loan at all, you’ll understand that qualifying is a process. You’re going to need a great business plan, a decent credit score, and knowledge of the criteria of the institutions you plan to apply to. In many cases, you must already be in business and generating sales…
How To Fund A Business Startup
Starting up a new business can seem like a fairly daunting task—there’s a lot that goes into getting it just right. Once you’ve got the idea and the business plan, it’s time to figure out where the money you’re going to need to get started will come from. The process of finding funding can be…
What Is A Line Of Credit?
A line of credit is a flexible loan for a predetermined amount. You use it more like a credit card and don’t start to pay payments or interest until you decide to use the credit available to you. Once you tap into the funds, you pay monthly payments. You can use as much or as…
What Is A Payday Loan?
If you find yourself in a tight spot between paychecks, a payday loan may be a good solution but be extremely careful – it is easy to get sucked into something called a ‘payday loan cycle’ – at it can be vicious. These loans will spot you a little cash for the short term (1-2…
What Is A Personal Loan?
If you find yourself in a situation where you’re a little short on cash, taking out a personal loan might be the perfect solution to help keep you on your feet in the short term. Personal loans are perfect if you’re looking to start a home improvement project, paying off a large overdue bill, or…