Trusted by more than 2,000,000 Canadians since 2016

Subprime Personal Loans

Canada is thriving as a country with over 37 million citizens. As the country continues to expand, it’s become a beacon of opportunity for many folks. Thus, it’s very common for new opportunities to arise for individuals where they need a loan to make it happen. Unfortunately, the space can be quite hard on folks with lower credit scores and perhaps not the cleanest financial record. This is where subprime loans can offer you assistance. Directed at folks who have had a rough financial history, subprime loans are available for any folks who have personal or business endeavors they wish to pursue.

Here at Smarter Loans, we work with a large network of subprime loan providers in Canada. They provide some of the friendliest rates within the subprime category, and with our assistance, is able to deliver the loans within days of you applying. Imagine seeing your cash loan within the same week as applying for one! 
Smarter Loans is here to connect you with all of the top subprime loan providers in Canada so there is no need to settle on anything but the best. That’s why we have developed a loan directory that you can refer to below. By scrolling down, we’ve laid it out so that you can sort through terms, rates and offers and apply directly to any given any subprime loan provider easily. Don’t hesitate and apply today! 

If you get approved for a subprime loan, we succeed as much as you do. You can find other solutions like subprime mortgages. Smarter Loans’ primary mission is to ensure your success by providing you the connections and information that’s necessary for you to determine a solution that’s best for your needs.

After you’re ready, click “Apply Now” to begin. If you are having difficulty choosing a solution from the list, alternatively pre-apply with Smarter Loans and we’ll decide for you, taking the responsibility off your shoulders.

We can help connect you with the top prime loan providers in Canada.

Pre-Apply For A Subprime Personal Loan Now

Top Subprime Personal Loans Providers in Canada

Company
Amount
Interest Rate
Reviews
Terms
Up to $1600
29.78% - 44.80%
36 months
$500 - $35,000
9.99% - 46.96%
9 - 84 Months
$1,000 - $5,000
19.9% - 45.9%
12 - 36 months
$500 - $1,000
Varies
3 - 6 months
$250 - $7,000
Varies
6 - 60 Months
$1,000 – $15,000
19.9% - 34.9%
Line of Credit
$400 - $1500
24.99%+
4 months to 12 months
$100 - $1,500
Varies
2 months
$500 - $15,000
29.99% - 47.72%
12 - 60 Months
$300 - $20,000
Varies
12 - 60 Months
$20-$350
0%
N/A
$100 - $15,000
46.93%
12 - 60 Months
$500 - $1,000
29.99% - 46.96%
84 - 120 days
$500 - $10,000
12.99% - 39.99%
9 - 36 Months

What our users think...

4.5
Based on 138 reviews
powered by Google
Nate CampeauNate Campeau
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Bles4lif Pro-DreBles4lif Pro-Dre
19:29 23 Oct 24
Vincent JohnsonVincent Johnson
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels HillKels Hill
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara HartTara Hart
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A ScottA Scott
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”
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Access to Over 50 Lenders in One Place
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Types of Subprime Personal Loans offered:

  • Personal Loans
  • Short Term Loans
  • Debt Consolidation Loans
  • Long Term Loans
  • Credit Cards
  • Bad Credit Loans
  • Dentist Loans
  • Installment Loans
  • Prime Loans
  • Subprime Loans
  • Same Day Loans
  • Wedding Loans
  • Home Improvement Loans
  • Vacation Loans
  • Car Repair Loans
  • Emergency Loans
  • Cash Advance Loans
  • Online Loans

Find Providers Near You: