Score-Up

Avg. Rating: 5.0 (3 reviews)

We’re Score-Up, the most effective credit building solution in Canada that can immediately boost your credit score in as little as 1 month. Unlike other companies that offer free credit scores, Score-Up leaves no more guessing on how to improve your credit score, giving you the confidence and approval power to save thousands of dollars each year.

Start by choosing a Boost Subscription that suits you.

Our unique credit rebuilding subscription option utilizes a loan repayment structure that reports every month to the credit bureaus, positively impacting your credit score every time you make a payment.

Score-Up is the only solution in Canada that combines revolutionary point deduction, monitoring, coaching and budgeting technology to provide real-time recommendations to consistently boost your credit score.

Set a target credit score or financial goals and Score-Up will recommend you what debts to pay, how much to pay and when to pay them. You’ll be surprised how many points a $50 budget can get you!

So it’s time to lock up those credit monsters and Score-Up today – because positive credit provides a promising future.

  • TIME IN BUSINESS: Since 2015
  • # OF CUSTOMERS: Over 1,000
Visit site and sign up

1-604-330-9275

scoreup@mymarble.ca #1200 - 1166 Alberni St, Vancouver, BC V6E 1A5
Call Center: Monday to Friday 9am - 5pm PST
Support Offered:
  • Email
  • Call Center
  • Web Chat
  • Social Media
Availability: All of Canada except Quebec

Products Offered

Below are all the products offered by this company.

Boost: $49.99 per month

  1. Monthly Credit Score
  2. Point Deduction Technolog
  3. Credit Monitoring & Alerts
  4. Errors & Omission Tracking
  5. Target Score Simulator
  6. Budget Simulator

Boost Plus: $69.99 per month

  1. Monthly Credit Score
  2. Point Deduction Technolog
  3. Credit Monitoring & Alerts
  4. Errors & Omission Tracking
  5. Target Score Simulator
  6. Budget Simulator
  7. Quarterly Progress Review with one of our experts

Boost Premium: $99.99 per month

  1. Monthly Credit Score
  2. Point Deduction Technolog
  3. Credit Monitoring & Alerts
  4. Errors & Omission Tracking
  5. Target Score Simulator
  6. Budget Simulator
  7. Quarterly Progress Review with expert Credit Coach
  8. Monthly credit review and budget planning with one of our experts
  9. Unlimited Credit Expert email support

Step 1. Complete the online application

Customers are asked to choose 1 of 3 subscription models Score-Up Boost, Boost Plus, or Boost Premium. Payment is made through Score-Up’s Booster Loan for payments of $49.99, $66.99, or $99.99 per month. Booster Subscriptions use a 0% interest loan to pay for your 12-month plan, meaning we can report every payment to the bureaus each month, further boosting your credit score.

Step 2. Set a target credit score and get a data-driven plan

Next, customers utilize the power of our crediting boosting software. Score-Up is the only solution in Canada that leverages a combination revolutionary point deduction, credit monitoring, and budgeting technology to significantly improve your credit score in as little as 3-months

Step 3. Achieve financial goals

Make a positive impact on your credit score, giving you the peace of mind for the future by achieving affordable credit, saving you thousands of dollars in interest each year.

Articles About Score-Up

By Vlad Sherbatov

Vlad is the President and Co-Founder of Smarter Loans, Canada's original and largest loan comparison website. He is a passionate entrepreneur and business leader in the Canadian financial sector. He was selected as a 2019 Top 25 Leaders in Lending by the Canadian Lenders Association. Vlad is an author at Smarter Loans, and has been featured in publications like the Toronto Star and National Post, among others.

Frequently Asked Questions About Score-Up

What is Score-Up?

Score-Up is a system that helps you achieve your desire credit score as quickly as possible.

How does Score-Up help boost a credit score?

Score-Up tells you what actions to take to increase your score as quickly as possible. Score-Up evaluates your credit history, understands you, and recommends particular actions you can take to increase your credit score as quickly as possible. Finally, Score-Up tells you which days to make purchases and which days to make payments for maximum positive impact on your credit score.

How much does Score-Up Cost

Score-Up consists of $49.99, $69,99, or $99.99 subscription options, which have the potential to save you thousands of dollars in interest charges for the rest of your life. To make it more affordable, Score-Up has broken down the cost into bi-weekly payments, which will report to both TransUnion and Equifax, further increasing your credit score. Through all these factors working together, people have increased their credit scores by over 100 points with Score-Up. But remember, Score-Up subscriptions are like gym memberships, you get out of it, what you put in.

What is Point Deduction Technology?

Score-Up's Point Deduction Technology® software is based on credit weight algorithms. It analyzes credit data points in real- time to identify those that make the most significant impact—both positively, negatively, and incorrectly—on your credit score. Each item is assigned a weight from 0 to 100+, which indicates how many points your score is reduced. Score-Up then develops a strategy to achieve your credit score goal quickly and economically by claiming your points back.

How many credit points can I expect to be increased by?

This all depends on how you utilize our Score-Up software. You can see a jump from anywhere between 30 and 300, if you use our recommendations correctly and make changes to your spending habits.

How long is the Score-Up program?

The Score–Up program is a one-year subscription service, which provides you with access to our proprietary technology to help you improve your credit score. Using our Target Score Simulator, Money Simulator and more, this one-year program will help you make a change to your score.

Does the Score-Up Booster Loan mean I am borrowing money?

Score-Up isn’t a loan service, but it’s a subscription service. Score-Up purchases the software license on your behalf, and you re-pay with monthly fees. This allows you to have full access to everything that ScoreUp has to offer at two bi-weekly payments.

Are there any documents required to use Score-Up?

Score-Up will need an automated bank statements and a credit report, two pieces of government issued identification, a void cheque and three emergency contacts.

How does Score-Up help me qualify for lower interest rates from the bank?

Major banks lend based on your financial history and your credit score. This information provides banks the information on how likely you are to pay them back. The high the score, the better. When using Score-Up’s recommendations and budgeting app, it will ensure your are effectively paying of the right bills, for the right amount, and at the right time. Your higher credit score shows you can manage you money well meaning they are more likely to offer you a lower interest rate.

Why are credit scores important?

Major banks lend based on your financial history and your credit score. This information provides banks the information on how likely you are to pay them back. The high the score, the better. When using Score-Up’s recommendations and budgeting app, it will ensure your are effectively paying of the right bills, for the right amount, and at the right time. Your higher credit score shows you can manage you money well meaning they are more likely to offer you a lower interest rate.

How does Score-Up report positive payments to Equifax and Transunion?

Score-Up reports each subscription payment to Equifax and Transunion as positive payments, which helps to further build your credit score depending on your spending habits. The Score-Up team is on hand to ensure your positive payments are all reported accurately to both credit reporting agencies.

Score-Up Reviews

Avg. Rating: 5.0 (3 reviews)
Great Results

We were getting ready to buy our first home when we saw credit report items I didn’t recognize. Score-Up guided us to raise my score from 618 to 710 in 5 months.

Gary
Raised My Score!

I am so pleased with the way that this company handled my services. Because of Score-Up, I was able to raise my score from 664 to 734. Not only do I enjoy preferred rates, I save money.

Grace
Thank You

ScoreUp was very professional and helped me regain my financial freedom with ease. The staff provided me with clear, ongoing support and the necessary tools and guidance needed to manage, budget and maintain my credit worthiness. They delivered impeccable customer service throughout my journey and I would most definitely recommend ScoreUp to everyone!

Karen

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