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5 / 5

We’re Canada’s leading online lending platform. Our job is to give Canadians a better way to borrow — one that’s faster, easier and more affordable than getting a loan from a bank or carrying a balance on a credit card. We’re lowering the costs of borrowing because we’ve lowered the costs of lending.

We leverage the power of technology to bring together creditworthy borrowers seeking loans with investors looking to earn a fair return on their money — all in a convenient online environment that guarantees timely, personalized service with very competitive interest rates.

Our loans are 3-year personal loans, for up to $30,000, and our rates range from 5.9%-18.99%

Call center


Web Chat
Help Center/Blog
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in business


of customers





All of Canada except for Quebec, Nova Scotia and Saskatchewan

Grow Reviews
5 /5 (3 Reviews)
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Customization and Partnerships Set Grow Financial Apart
Patti’s writing has been published in a range of Canadian magazines and newspapers, including the Globe and Mail, National Post, Ottawa Citizen, Vancouver Sun and Maclean’s. She has won a Canadian Association of Journalism (CAJ) award for investigative magazine journalism and has been a Gold Medal winner and Top 5 Finalist in the KRW Canadian Business Press awards.
Grow Financial is growing again: The Vancouver-based lending platform, which launched a partnership with Saskatchewan’s Conexus Credit Union in April, says another partnership is in the works for later this year with BC’s First West Credit Union.

Product Offering

Personal Loan
Interest rate

5.9% – 18.99%


$1,000 – $30,000


36 months

Who is eligible

19 years of age
Citizen or permanent resident of Canada
Have 12 months of credit history within Canada
Minimum gross annual employment income of $30,000
Minimum credit score of 660.

What you need to provide

A picture of the front and back of your driver’s license or provincial ID card, and a photo of your face.

A picture of a secondary piece of government issued photo ID. (One of the following: passport, birth certificate, social insurnace card, provincial health card, permanent resident card or Nexus card.

Copies of your two most recent employment pay stubs. If you can’t provide pay stubs, we will also accept copies of your three most recent years of notices of assessment from the Canadian Revenue Agency.

Your three most recent months of bank account activity from the account that your pay goes into, using a secure online banking verification service.

A void cheque or direct deposit form for the account that you verified in the step above. We will deposit your loan and debit loan payments from this account.

How fast can you get the money

Within 2 business days

Funding method

Direct Deposit

How does repayment work

Monthly automated withdrawals from your bank

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