What Is Line 10100 (Or 101) On Your Tax Return?
A fundamental section of your tax return to complete accurately is Line 10100 (formerly specified as 101), which deals with your employment income. Let’s take a look at the details to help you navigate your way around the form.
Top 7 Paid Surveys Sites in Canada
We’ll let you know about the top 7 paid survey sites for Canadians. These have been vetted as legitimate, well-established paid survey sites. They all have different incentives that can include cash, gift cards, a point system, sweepstakes, and free products.
How to Spot and Avoid E-Transfer Scams
One of the main ways you can be scammed is through e-Transfers. Unfortunately, there are many ways that you can be scammed if you’re not cautious. We’ll let you know what to look out for and how to prevent scams from happening to you.
The 30 Cheapest Places to Live in Canada for 2023
If you’re currently living in one of the areas in Canada that are inflated, you may want to consider looking for a new place. There are plenty of affordable towns and cities in Canada to get in on owning a home. There are some mortgages you may not currently be able to access because you don’t qualify. If you have the freedom to move, you may want to consider it. There are a lot of Canadians that are working remotely now. If you don’t need to live in one of the expensive cities like Vancouver or Toronto, it’s a great opportunity to explore this incredible country.
The Dividend Tax Rate in Canada: What You Need to Know Now
If you live in Canada and are an investor, you can benefit from the dividend tax rate. Why is this exactly? A dividend stock in Canada will share the tax burden with the company you’re investing in. If the company performs well financially because of the money you invested, you get to keep the stock and any future dividend returns. Not only that but you pay less tax on dividend income.
Best Bank for Students in Canada
When you’re going through college, you want to save every penny you can. Having a bank account that doesn’t have huge costs attached to it is one of the perks of being a student. The bank knows that someday, you’ll be potentially looking for loans because you’re making good money. So low-cost bank accounts for students are to their benefit. Here are competitive offers that might make your life easier while you’re focused on your studies.
Prime Rates Canada and Their History
It’s expected that the Bank of Canada’s target overnight rate will reach at least 2.00% by the end of 2022. As a result, Canadian bank prime rates will likely be at least 4.20% by the end of the year. Looking back at the decades before now, there have certainly been some higher interest rates based on economic problems. History shows us that things are ever changing and what we’re experiencing now with Prime rates isn’t permanent. Learn more!
How much can I borrow with a 750 credit score?
Determine what kind of loan you can get approved for with a 750 credit score and use our loan calculator to find out a possible monthly repayment amount.
Is There a Minimum Credit Score for Renting an Apartment in Canada in 2022?
Most landlords and rental companies check the credit scores of potential tenants as part of their application process. But is there a minimum credit score requirement for renting an apartment in Canada? Here’s what you need to know about credit scores and renting in 2022.
Foreign Exchange Fees in Canada
If you are ready to learn more about these exchange fees, then read on to find out even more. You can benefit from knowing these fees, but also be able to stay away from anywhere that the fees might be higher than you’d like to play.
Canada Savings Bonds Explained
Savings bonds are a popular choice to go with for those who want to gift someone with a financial gain that grows with time. For decades this used to be one of the easiest ways to grow some of your cash and cash out later when it matures. However, since 2017; savings bonds have really died down. Find out even more about these Canada Savings Bonds, what they are, why they are now gone, and how you might be able to cash yours in if you’re still holding onto them.
Onlia Saves Ontarians Time and Money With Self-service Insurance Options
One insurance provider is following the self-service trend, providing Ontario residents with an opportunity to save on home and car insurance by cutting out the broker and doing it themselves. Founded in Toronto in 2018, Onlia provides a more affordable and more flexible insurance option for Canadians who want to avoid the added hassle and expense of dealing with a broker.
Canada’s Most Popular Digital Bank Accounts Are Here
Most Canadians have at least 1 bank account which they use to save money or to achieve other purposes. You don’t find so many people holding cash anymore. Huge transactions are made via a debit or credit card. Although banking is essential, many Canadians don’t enjoy keeping their money in traditional banks because of the fees involved. So, to help you make better choices with banking and increase your returns, we’ll be looking at Canada’s most popular digital bank accounts for keeping your money safe and increasing your earnings. Click on any of the banks to explore their full profile and start banking.
Money Mart Review
Requiring a loan is a commonplace occurrence among most Canadians at some point in our lives. Money Mart, which was founded in Canada in 1982 offers a wide variety of different services to help their customers meet their short-term financial obligations. They are a reputable company with over 700 locations that can be found all across North America and are registered with the Better Business Bureau.
Eastern Loans Gives Canadians Quick and Easy Access to Instalment Loans 7-days a Week
Today, Eastern Loans offers personal loans of between $500 and $1,000 to Canadians based anywhere other than Quebec and Saskatchewan, with competitive rates that differ between provinces.
The 7-Step Starters Guide on How to Invest in Stocks
Listen, we get that investing can seem like not only a weird thing but also seem super intimidating too. For many, it seems like something Canadians do or that older (i.e. rich) people can afford to do. Truth is, that’s just not the case! There’s a reason why people are still investing in stocks, it [...]
Canadian Bank Institution Numbers
Across the globe, banks have specific and unique designations – names, numbers, monikers that precisely identify the institution and its place within the financial industry. This is the case in Canada where bank institution numbers work to distinguish banks from one another. Here is a listing of institution numbers (in easy-to-find alphabetical order) for the ten largest Canadian banks.
Buying a Home With Bad Credit: Tales of Success
If a home loan is not approved on the first try, it pays to apply with another creditor that will be open to saying yes. There are countless lenders that offer mortgages specifically for buyers with bruised credit or other financial situations. All borrowers should know their credit score in advance so they have an idea of their chances for approval.
2020 Canada Tax Filing Deadline
The date to circle on your calendar is April 30th, 2020. For most Canadians, that’s the deadline to file your taxes for the 2019 fiscal year. In this post, we’ll be breaking down all the basics you need to know like what the deadlines are for personal, self-employment and corporate tax filings, what the penalties are for not filing your taxes on time and more!
GoDay Offers Speedy Online Payday Loans For Canadians In a Hurry
The Toronto-based payday lender, which has been offering Canadians speedy loans since 2012, has built a reputation for providing safe and reliable loans in a hurry.
Wealthsimple: How I am using this robo advisor to invest for long-term
If you’re just starting with your investments, Wealthsimple guides you through the entire process. Similarly, if you are an experienced investor, Wealthsimple gives you multiple diversification options, along with the ability to set custom portfolios. If you need to contact support or require specific services, just reach out to their financial planners at the tap of a button.
Canada Child Benefit Loan Applications
CCB assistance is received in the form of a monthly tax-free payment to parents of minor children. Because the benefit is paid on a regular basis (monthly), it is considered qualified income which can be used in an application for a personal loan. In fact, due to popular demand, there is an abundance of loan products exclusively geared to child tax benefit recipients.
How ConsumerCapital Offers Services Well Beyond Its Years
ConsumerCapital may be relatively new in the Canadian alternative lending ecosystem, but the company is already focused on establishing long-lasting relationships with its customers.
Lending Mate Helps Canadians Get a Loan With a Little Help From their Friends
Rather than considering the credit rating of the borrower, Lending Mate provides guarantor loans, which only requires the borrower to have a qualified friend or relative vouch for their ability to pay it back.
SkyCap Financial Wants to Help Clients Get Back to Borrowing from the Bank
While some short-term lenders seek to keep their customers on a cycle of payday loans with high interest rates, the Kingston-Ontario based alternative lender strives to get its customers back to borrowing at lower rates from the banks. “The goal for us is to help that client to not have to borrow with us,” said SkyCap Financial president Jeremy Wilson. “We want the client to get back to being able to borrow with a bank.”