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Truck Loans & Financing in Alberta

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June 12, 2025

Trucks and Trailers Financing and Leasing in Alberta

So, you just started your own business? Well, there’s a good chance that you will be requiring the use of a truck to run that business. You could always buy one upfront, but, there’s a small problem – you need a lot of money. Fortunately, there are other solutions that can make your life a little easier. In this case, we are referring to truck and trailer financing. In fact, that’s the preferred choice for most people in Alberta. How else do you think most Albertans own trucks or trailers? However, in order to get the financing, you need to meet a few conditions like having a good credit score, be employed or be in business for a few years. Every loan provider might have different application requirements and some will even help you out if your credit isn’t great. This is where Smarter Loans comes in.

Smarter Loans can help individuals, including those with bad credit, find suitable financing options!

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Compare Lenders

AMOUNT
$5,000+
INTEREST RATE
Varies
TERMS
12 - 120 Months
AMOUNT
$15,000 and up
INTEREST RATE
5.5% - 14%
TERMS
12-84 months
AMOUNT
$10K - $1.5M
INTEREST RATE
From 7.99%
TERMS
3 - 24 Months
AMOUNT
$5K - $500K
INTEREST RATE
Varies
TERMS
4 - 12 Months
AMOUNT
$15K - $1M
INTEREST RATE
From 8%
TERMS
3 - 24 Months
AMOUNT
$5K - $500K
INTEREST RATE
From 7.99%
TERMS
6 - 24 Months
AMOUNT
$5K - $50M
INTEREST RATE
From 7%
TERMS
5 - 96 Months
AMOUNT
$2,500 - Unlimited
INTEREST RATE
Starting at 3.9% - 34.9%
TERMS
3 - 240 Months

Alberta Data

  • Average Household Income is $93,800.
  • The areas of study interests of Alberta population lie primarily in social and behavioural sciences and law, health and related fields, business, management and public administration.
  • Alberta’s biggest employment industries are transportation and warehousing, other services (except public administration), public administration.
  • On the average, an hourly rate in Alberta is at the level of $30.
  • According to the most up-to-date data, there are 1,106,000 listed home owners in Alberta.
This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

Our website helps you get in touch with the right Truck Loan lenders in Alberta for your specific financial goals.

Check our register of Truck Loan lenders to get the latest Truck Loan rates in Alberta.

Truck Loans are generally used to

  • get small and large highway trucks
  • get any type of truck and trailer with quick and easy approval
  • finance a single truck and trailer or a fleet of trucks for your business
  • obtain any kind of truck including semi, box, haul. highway, dump, platform and many more
  • obtain quality trucks and trailers at good interest rates
  • easily obtain heavy trucks and trailers for commercial use

If you’re in need of an auto loan in Alberta, your journey to driving your dream car begins here. Apply now through Smarter Loans and unlock the keys to your automotive aspirations in Alberta.

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Awesome G.
04:46 26 Feb 25
I’m very honoured to shear my experience with this illustrious platform. To be able to systematically choose from a list optional to one’s profile without doing much leg work is truly rewarding. This platform allowed to expand my options and chose which lenders fit my profile, thank you and continue doing what you do best,, connecting people to available wealth opportunities.
Pat M.
03:10 26 Feb 25
Good place to get a loan
Chris “Stufphr” H.
02:07 26 Feb 25
When you feel in need of a loan do it smart and make it a Smarter Loans.
Dan Bott (.
01:41 26 Feb 25
Very Helpful, was assisted in a timely fashion and was ultimately able to receive assistance; I highly recommend!!!
joel K.
22:59 25 Feb 25
I have recommended this place to many friends I feel that this company goes out of their way to help people that they can and they are very easy to work with
Nate C.
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Vincent J.
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels H.
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara H.
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A S.
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”

Why Choose Smarter Loans?

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Access to Over 50 Lenders in One Place

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Transparency in Rates & Terms

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100% Free to Use

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Apply Once & Get Multiple Offers

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Save Time & Money

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