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Short Term Loans British Columbia, Canada

Last Updated: November 20, 2024
Written by: Amy Orr
Reviewed by: Jenna West
Originally Published: November 17, 2017

British Columbia, home of the Rocky Mountains, hosts some of the most scenic locations in Canada. However, sometimes the stresses that come with one’s finances can detract from the ability to enjoy these locations. That’s why short term loans can be the extra push one could use to solve their everyday problems. With loans that require a short turnover in its payback, it’s massively grown in popularity in British Columbia. Smarter Loans is able to work with terms between a few months to a few years and using these loans for a range of purposes. Short term loans are not defined by its purpose meaning that they can be used for almost anything! We find that our lendees are using them for both personal and business use. In British Columbia, they are normally used for emergency expenses, unpaid credit card bills, and/or balance cash flow in a small business. Luckily due to the latest digital advances, applicants can find applying for a short term loan in the comfort of their own home.

Approvals are easy to acquire even with a bad credit score, as our providers are eager to help our applicants with their unique situations.

Smarter Loans is here to help the citizens of British Columbia ease their financing troubles with our stellar short term loan services. We’ve curated a list of some of the top short term loan providers in British Columbia. All you have to do is click on “Apply Now” next to the company you’ve chosen to start an application. However if the list seems daunting to you, our team here at Smarter Loans can help you narrow your options. Pre-apply with us and we can take the stress off your back. We’ll find you the best provider for you and send an application upon your behalf.

British Columbia Information Sheet

  • As per the latest available information, an average rate per hour in British Columbia is $30.
  • British Columbia’s biggest hiring industries are utilities, administrative and support, waste management and remediation services, other services (except public administration).
  • Employment rate is 60%.
  • Based on the latest independent research, an average British Columbia inhabitant earns $43,300 per month.
  • The recent estimates put British Columbia’s population at 4,648,000.
This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

Our website helps you choose loan providers in BC.

Written By:

Amy Orr

Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.

Reviewed By:

Jenna West

Jenna West is Smarter Loans' in-house financial writer and content director. She has been covering the Canadian FinTech and finance industry since 2017, including financial trends analysis, industry surveys, regulatory updates and changes in Canadian consumer behaviour when it comes to finance.


What our users think...

4.5
Based on 138 reviews
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Nate CampeauNate Campeau
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Bles4lif Pro-DreBles4lif Pro-Dre
19:29 23 Oct 24
Vincent JohnsonVincent Johnson
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels HillKels Hill
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara HartTara Hart
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A ScottA Scott
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”
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