Subprime Personal Loans

Canada is thriving as a country with over 37 million citizens. As the country continues to expand, it’s become a beacon of opportunity for many folks. Thus, it’s very common for new opportunities to arise for individuals where they need a loan to make it happen. Unfortunately, the space can be quite hard on folks with lower credit scores and perhaps not the cleanest financial record. This is where subprime loans can offer you assistance. Directed at folks who have had a rough financial history, subprime loans are available for any folks who have personal or business endeavors they wish to pursue.

Here at Smarter Loans, we work with a large network of subprime loan providers in Canada. They provide some of the friendliest rates within the subprime category, and with our assistance, is able to deliver the loans within days of you applying. Imagine seeing your cash loan within the same week as applying for one! 
Smarter Loans is here to connect you with all of the top subprime loan providers in Canada so there is no need to settle on anything but the best. That’s why we have developed a loan directory that you can refer to below. By scrolling down, we’ve laid it out so that you can sort through terms, rates and offers and apply directly to any given any subprime loan provider easily. Don’t hesitate and apply today! 

If you get approved for a subprime loan, we succeed as much as you do. You can find other solutions like subprime mortgages. Smarter Loans’ primary mission is to ensure your success by providing you the connections and information that’s necessary for you to determine a solution that’s best for your needs.

After you’re ready, click “Apply Now” to begin. If you are having difficulty choosing a solution from the list, alternatively pre-apply with Smarter Loans and we’ll decide for you, taking the responsibility off your shoulders.

We can help connect you with the top prime loan providers in Canada.

Pre-Apply For A Subprime Personal Loan Now

Top Subprime Personal Loans Providers in Canada

Interest Rate
$500 - $15,000
9.99% - 46.96%
6 - 60 Months
$1,000 - $5,000
19.9% - 45.9%
12 - 36 months
$500 - $1,000
3 - 6 months
$500 - $15,000
29.99% - 47.72%
12 - 60 Months
$1,000 – $10,000
19.9% - 46.9%
Line of Credit
$300 - $20,000
12 - 60 Months
$1,000 - $5,000
46% (Ontario & BC Only)
9 - 24 months
$500 - $15,000
18.9% - 46.93%
6 months - 5 years
$500 - $10,000
Open Line of Credit
$100 - $15,000
12 - 60 Months
$500 - $1,000
29.99% - 46.96%
84 - 120 days
$500 - $10,000
12.99% - 39.99%
9 - 36 Months

Types of Subprime Personal Loans offered:

  • Personal Loans
  • Short Term Loans
  • Debt Consolidation Loans
  • Long Term Loans
  • Credit Cards
  • Bad Credit Loans
  • Dentist Loans
  • Installment Loans
  • Prime Loans
  • Subprime Loans
  • Same Day Loans
  • Wedding Loans
  • Home Improvement Loans
  • Vacation Loans
  • Car Repair Loans
  • Emergency Loans
  • Cash Advance Loans
  • Online Loans

Elite Trusted Lenders

These companies are recognized for their excellent service, product offering and financial literacy education for all Canadians.