Residential Mortgages in BC

British Columbia is the westernmost province of Canada where the residents of the region comprise 13% of the total population of Canada, and a higher than average population density. It’s not always practical for citizens that want to move to pay for the entire home in one payment. This is the reason home mortgages are created because it allows individuals like yourself to spread the cost of a house over an extended period. In addition to the loan which is secured by the property itself, it is beneficial because it is easy to repay and has additional tax benefits. The only catch is that you do have to be approved for a residential mortgage in British Columbia. The approval which is dependent on your credit score, monthly income, and ability to repay the loan.

At Smarter Loans, we provide a more natural way to get approved for a mortgage to move into your new home. Listed below are some of the most reputable mortgage providers who might be able to help you.

We made it easy to compare the offerings from all the different competitors in one place. The offerings being the repayment terms, interest rates, fixed rate vs. interest, and also check out first-hand customer reviews. When you are ready, click “Apply Now” beside the company of your selection to complete an online application. The mortgage would arrive within a few days if approved and you can continue the process of financing a home. If not approved, don’t be concerned because many of the companies can still help you.

If you were to “Pre-Apply” with Smarter Loans, we could find the most suitable lease provider in British Columbia for your residential mortgage.