Guarantor Loans

easyfinancial, a division of goeasy Ltd., is one of Canada’s leading non-prime consumer lenders, providing everyday Canadians with access to responsible credit solutions when traditional banks may not be an option. Since its launch in 2006, easyfinancial has supported individuals and families in building stronger financial futures through flexible personal and home equity loans, financial education tools, and a commitment to second chances.

easyfinancial specializes in helping non-prime borrowers access unsecured personal loans ranging from $500 to $20,000 and secured home equity loans from $15,000 to $150,000. With interest rates starting as low as 9.99% and repayment terms of up to 240 months, easyfinancial offers practical lending options designed to meet diverse financial needs. Customers can get approved in minutes, receive funds in as little as 24 hours, and improve their credit with every on-time payment.

With over 2,400 dedicated team members across Canada, easyfinancial is proud to provide a path to a better tomorrow—today. From online applications to branch-level support, easyfinancial continues to grow its national footprint while empowering Canadians to rebuild their credit, reach their goals, and take control of their financial well-being.

Money Mart loans are a leading provider of financial services in North America with over 500 physical locations in Canada. For 40 years they’ve been committed to providing financial solutions that meet the evolving needs of consumers and business owners.

Money Mart offers a variety of financial services such as consumer personal loans (Installment Loans and Cash Advance), cheque cashing, money transfers, prepaid credit cards and much more such as Money Mart line of credit

Spring Financial provides Canadians with access to fair priced financial products. They offer a range of products including personal loans, mortgages and credit building.

Their unsecured personal loans application is quick, easy to fill out and every step of the process can be done online or over the phone – Spring Financial Phone Number Canada: 1-877 393 1516

Spring Financial loans range from $300 to $35,000, with interest rates from 9.99 – 34.95%. Once you are approved, then you can sign the loan documents right away. You can use the funds for whatever you want. All of their loans are open which means you can pay them back at any time with no extra fees or penalties.

Don’t let a tight budget or less-than-perfect credit history stand in your way. Get prequalified today with MDG Financial – where everyone is considered for an MDG Cash Loan.

We offer a range of financial products, including instalment loans of up to $20,000 with funds deposited into your bank account within 3 hours of final checks. Or, a Line of Credit of up to $3,200, which can be used to finance purchases made on MDG Canada (mdg.ca).

Whether you need quick access to cash or wish to finance a big purchase, MDG loans have the solution for you. Our flexible payment plans make managing your budget stress-free, whether you’re financing a product or obtaining a cash loan.

Don’t let financial setbacks hold you back – apply now for MDG Finance and get the best rate for you.

Loan Away is a Canadian owned and operated online-only lender. This means they don’t have expensive retail branches or locations to maintain, and more savings can be passed onto customers. They use unique proprietary technology to approve loan applications. It’s easy to fill out applications in the comfort and privacy of your home.

Are you looking to get a personal loan and currently live in Canada? If so then welcome to Eastern Loans. Since 2014, EasternLoans.com has been able to provide a tremendous customer service experience to Canadians. We take pride in the fact that we are fast, secure and easy to use. Apply now and receive your money today! Nous parlons aussi français! Hablamos español tambien!

Fora aims for credit inclusivity. At Fora credit, we understand that an emergency can happen, and you may need some help as an emergency loan. We are proud to offer the flexibility of a Line of Credit and serve Canadians from different parts of the country.

Enjoy our Line of Credit with no application fees, annual fees, draw fees or late fees. Breeze through your application online in just minutes and get a quick answer to see if your application was approved. If approved, you may receive your funds as soon as the same business day.

What sets Fora apart:

• Flexibility of a Line of Credit
• Application process is entirely online
• No application fees, lates fees or draw fees
• Pay interest only on what you borrow
• Fast funding

Since 2023, MoneyUp has been helping over 5,000 Canadians take control of their finances – whether it’s spending, saving, or borrowing – quickly, affordably, and reliably.

Our easy-to-use app is packed with tools designed for everyday financial needs and those unexpected moments. With features like FastForward, users can access an instant line of credit up to $1,000, giving them the freedom to stop waiting for payday and get funds in minutes – simply, securely, and affordably.

Need an extra cushion? MoneyUp also offers an instant, affordable overdraft, ensuring you have access to emergency funds when you need them most.

Take the stress out of borrowing. Mogo offers a range of easy-to-use products to help you rule you finances: personal loans of up to $35,000, free credit score monitoring, mortgages, identity fraud protection, and more. Our loan experience is designed to help you get out of debt faster, whether you have good or not-so-great credit. See your no obligation loan pre-approval in just 3 minutes without affecting your credit score.

Mogo is a member of the Canadian Lenders Association:

iCash is a reputable Canadian lender, serving over half a million customers nationwide with short-term, same-day loans.

As a fully licensed provider in every province where they operate, iCash prides themselves on delivering high-quality services quickly and safely.

iCash Canada has offerings that are reliable, accessible, and affordable, ensuring that financial assistance is within reach for everyone.

Scroll down the page to read all the iCash reviews left by our users and gain confidence in the service that they offer.

Besoin d’argent rapidement?

Obtenez du crédit sans enquête.

Alterfina vous permet d’obtenir du crédit sans enquête rapidement au Québec, pour répondre à n’importe quelle urgence financière.

Need money fast?

Get credit without a credit check.

Alterfina allows you to obtain credit in Quebec, for any financial emergency.

Do you have poor credit or a non-traditional source of income?

That’s okay. Not only do we lend to employment income, we accept government subsidies such as unemployment insurance, workers comp, maternity leave, baby bonuses and pensions.

We’re here for you to offer uncomplicated short term personal loans up to $20,000 with a fixed affordable monthly rate. There are no additional penalties if you wish to pay your loan out early.

Even if banks and payday loan companies don’t fit your needs we are here to help as we take all aspects into consideration by looking beyond your credit score to determine your eligibility for a loan.

We like to keep it simple and you can complete our application with Magical Credit from beginning to end in the comfort of your home!

Scroll down to the bottom of the page to see our Magical Credit Reviews left by our users – they currently have a 5-star rating with Smarter Loans users.

Magical Credit is a member of the Canadian Lenders Association:

Since 2001, Cash 4 You (or Cash For You) has helped millions of hardworking Canadians with a variety of personalized money solutions including Installment Loans, Personal Loans, Payday Loans, & Money Transfer services with no hassle and more flexibility than banks.

We are a Canadian Consumer Finance Association recognised, fully-licensed lender serving our valued customers all across Ontario. We believe our customers deserve transparent & understandable loan terms and therefore encourage fair and fully disclosed lending practices.

Our core values drive our passion and uncompromising dedication to treat every customer with the highest level of integrity & respect. All for the sole purpose of our customers having confidence in their choice to work smartly & reliably with Cash 4 You.

What differentiates Cash For You is our culture and our extreme customer obsession! We stop at nothing to WOW our customers. We do whatever it takes to make them happy & successful!

Cash 4 You Customer Service Phone Number: 1-888-997-2807

Once you become a customer you can use your Cash 4 You login to access your account and manage your details without the need to contact their customer service department – however there is a customer service chat available online if required.