High Ratio Mortgages in BC

British Columbia is home to a quickly growing and expanding film industry that’s led to the province now being nicknamed “Hollywood North”. The quantity and quality of films that are produced in BC continue to attract people from all walks of life. Due to this phenomenon, the demand for high ratio mortgages is greater than ever. If you are confused to what a high ratio mortgage is, it is a mortgage that doesn’t require a downpayment of at least 20%. This makes purchasing a home much more feasible for a greater number of people, especially the demographic of young professionals. In return for greater risk from the banks, it is required of the applicant to obtain mortgage insurance. If a high ratio mortgage sounds ideal for you, Smarter Loans has experience helping countless other individuals secure their high ratio mortgages.

Rather than desperately searching for a high ratio mortgage on your own, we’ve made the process incredibly simple.

Through Smarter Loans, you can reference an online directory that includes the terms, rates and offers for all of the most qualified high ratio mortgages in BC for you to view. When searching for high ratio mortgage, you’ll be able to do so efficiently with the help of Smarter Loans.

With Smarter Loans, simply choose a high ratio mortgage that is aligned with what you are looking for. Then by clicking “Apply Now” next to a provider of your choice, you’ll just need to answer a brief questionnaire, and then you’ll be able to get approved and processed for the high ratio mortgage that you desire. On the other hand, if you’d prefer you can also pre-apply with Smarter Loans and we will find the right high ratio mortgage that we deem best fit for your goals.