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Personal Loans in Yukon

One application. 7 lenders.

Yukon borrowers can reach seven lenders in the Smarter Loans network with one application, and all seven lend online. They lend $15 to $35,000, one pays out within the hour and four within 24 hours. All seven consider a score under 560, and income minimums run from $1,000 to $2,000 a month. Rates start at 0% and stop at the 35% federal cap. Rates checked August 2026.

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Amount: AnyCredit: Any Province: Any Sort: Recommended
★★★★★ 4.4 (11)
Amount
$3,200 - $20,000
Rate (APR)
19.8 - 34.99% APR
Terms
36 months
Funding
3 hours
Best for Borrowers with fair credit who want a fixed three-year payoff on a mid-size balance · Line of credit
★★★★★ 4.4 (14)
Amount
$500 - $35,000
Rate
From 9.99% APR
Terms
6 - 84 months
Funding
2 days
Best for Borrowers with fair or poor credit who want a long repayment runway and a path to better credit · Installment loan
★★★★★ 4.7 (12)
Amount
$500 - $750
Rate (APR)
23% APR
Terms
3 - 6 months
Funding
1 day
Best for Borrowers who need a few hundred dollars quickly and want a rate well under the cap · Installment loan
★★★★★ 5.0 (2)
Amount
$30 - $250
Rate (APR)
0% APR
Terms
Revolving
Funding
2 days
Best for People who need a very small advance and want to avoid interest entirely · Line of credit
★★★★★ 4.5 (13)
Amount
$15 - $750
Rate (APR)
0% APR
Terms
0 - 3 months
Funding
1 hour
Best for People who need to bridge a small gap before payday without paying interest · Line of credit
★★★★★ 4.6 (20)
Amount
$500 - $20,000
Rate (APR)
9.99 - 34.99% APR
Terms
9 - 84 months
Funding
2 days
Best for Borrowers who want branch support and the option to scale from a small unsecured loan to a large secured one · Installment loan · Also offers: secured loan
★★★★★ 4.6 (7)
Amount
$500 - $1,000
Rate (APR)
29.99 - 35% APR
Terms
3 - 4 months
Funding
1 day
Best for Small, short borrowing with the least paperwork: instant bank verification carries nearly every file · Installment loan

Which lenders serve Yukon?

Seven in our network, and all seven lend online. They lend $15 to $35,000. Rates start at 0% on the smallest advances and stop at the 35% federal cap. Four lenders pay out within 24 hours, and one within the hour.

Lenders
Serve Yukon online7
Pay out within the hour1
Pay out within 24 hours4
Consider a score under 5607
Set no minimum score3
Lowest income minimum$1,000 a month
Highest income minimum$2,000 a month

Published lender terms, checked August 2026.

You apply once. Our application goes to the lender most likely to approve the amount and purpose you enter, and the other six stay in reserve. The money arrives by deposit, in Whitehorse or anywhere else in the territory.

Do you need good credit in Yukon?

No. All seven lenders consider a score under 560, and three set no minimum at all. None of the seven asks for a fair score.

Income is the test instead. Minimums run from $1,000 to $2,000 a month, and the lender wants to see it arriving regularly. One of the seven accepts disability or pension income. Yukon sends us too few personal loan applications for us to publish what people borrow, so this page sticks to the lenders and the rules.

Which rules set the price?

Federal ones. The Criminal Code caps the annual rate on any loan at 35%. A payday loan, $1,500 or less for 62 days or less, is priced on its own, and federal regulation limits its cost to 14% of the amount advanced. The seven lenders above offer longer loans at an annual rate, so work out the dollar cost of each before you choose.

Every personal lender we work with is on the personal loans in Canada page.

Reviewed by Vlad Sherbatov, Co-Founder and President, Smarter Loans, 8 October 2026. Lender terms checked August 2026.

Common questions

How many lenders offer personal loans in Yukon?

Seven lenders in our network serve Yukon online, lending $15 to $35,000. Four pay out within 24 hours, and one within the hour.

Can I get a personal loan in Yukon with bad credit?

Yes. All seven lenders consider a score under 560, and three set no minimum score at all.

What income do I need for a personal loan in Yukon?

Lenders ask for $1,000 to $2,000 a month, depending on the lender, and want to see it arriving regularly.

Do I have to visit a lender in Whitehorse?

No. Every one of the seven lenders takes the application online and pays out by deposit, wherever in Yukon you live.

What is the most a lender can charge in Yukon?

The federal cap is 35% a year on any loan. A payday loan of $1,500 or less for 62 days or less is limited to 14% of the amount advanced.

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