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Three in ten. Of 1,562 Saskatchewan applications on our platform, three in ten came from people with a score under 560. About a quarter more had no score on file.
| Credit score | Share of Saskatchewan applications |
|---|---|
| Under 560 | 29.8% |
| 560 to 659 | 40.8% |
| No score on file | 26.1% |
Smarter Loans platform, 1,562 personal loan applications from Saskatchewan, 1 January to 30 June 2026. The 660 and up group is too small to report.
Bills, and bigger ones than the average. Saskatchewan applicants under 560 ask for about $1,600 on average. More than a third are catching up on bills, and those requests average about $1,700. A loan that size is easier to clear over months than on one payday.
With some lenders. Three in ten Saskatchewan applicants live on benefits, and nearly half work full-time. Benefits count as income at one of the seven lenders. Choose your real income type on the form, because it decides which lenders see your application.
Seven of the ten personal lenders that serve Saskatchewan, listed on the personal loans in Saskatchewan page. Five consider poor credit, and two set no minimum score. Four pay out within 24 hours, two within the hour. Income minimums run from $1,000 to $2,000 a month. Our application reaches all seven at once.
A payday loan is regulated separately. It costs at most $14 per $100, from a lender licensed by the FCAA. The payday loans in Saskatchewan page sets out those rules. Every lender we work with that lends below 560 is on the bad credit loans in Canada page.
Reviewed by Vlad Sherbatov, Co-Founder and President, Smarter Loans, 4 October 2026. Lender terms checked August 2026. Platform figures cover applications from 1 January to 30 June 2026.
Yes. Seven lenders in our network lend below 560 in Saskatchewan, and two set no minimum score.
Three in ten Saskatchewan applicants have a score under 560, and about a quarter have none. Figures are from Smarter Loans applications, January to June 2026.
Saskatchewan applicants under 560 ask for about $1,600 on average, and about $1,700 when catching up on bills. Figures are from Smarter Loans applications, January to June 2026.
Saskatchewan's FCAA licenses them, and a payday loan costs at most $14 per $100.
Four of the seven lenders pay out within 24 hours, two within the hour, and all seven within two days.
