Published line of credit terms, side by side. Rates reviewed August 2026.
Best for: Borrowers who want an open revolving line they can draw from as needed
Apply Now Full profileBest for: People who need a very small advance and want to avoid interest entirely
Apply Now Full profile| LendDirect | Nyble | |
|---|---|---|
| Amount range | $100 – $15,000 | $30 – $250 |
| Rate | 34.99% APR | 0% APR |
| Funding speed | 1 hour | 2 days |
| Minimum income | $1,500/month minimum | $1,000/month minimum |
| Income types | 3 income types accepted | 3 income types accepted |
| Minimum credit band | fair | any |
| Provinces | 10 provinces | All provinces and territories |
