Published line of credit terms, side by side. Rates reviewed August 2026.
Best for: Borrowers who want an open revolving line they can draw from as needed
Apply Now Full profileBest for: Borrowers with fair credit who want a fixed three-year payoff on a mid-size balance
Apply Now Full profile| LendDirect | MDG Financial | |
|---|---|---|
| Amount range | $100 – $15,000 | $3,200 – $20,000 |
| Rate | 34.99% APR | 19.8 - 34.99% APR |
| Term | Not published | 36 months |
| Funding speed | 1 hour | 3 hours |
| Minimum income | $1,500/month minimum | $1,500/month minimum |
| Income types | 3 income types accepted | 3 income types accepted |
| Minimum credit band | fair | poor |
| Provinces | 10 provinces | All provinces and territories |
