Published line of credit terms, side by side. Rates reviewed August 2026.
Best for: People who need to bridge a small gap before payday without paying interest
Apply Now Full profileBest for: Borrowers who want an open revolving line they can draw from as needed
Apply Now Full profile| Bree Loans | LendDirect | |
|---|---|---|
| Amount range | $15 – $750 | $100 – $15,000 |
| Rate | 0% APR | 34.99% APR |
| Term | Up to 3 months | Not published |
| Funding speed | 1 hour | 1 hour |
| Minimum income | $1,200/month minimum | $1,500/month minimum |
| Income types | 3 income types accepted | 3 income types accepted |
| Minimum credit band | any | fair |
| Provinces | All provinces and territories | 9 provinces |
