Published line of credit terms, side by side. Rates reviewed August 2026.
Best for: Borrowers who want an open revolving line they can draw from as needed
Apply Now Full profileBest for: Borrowers who want a small revolving line of credit managed entirely from an app
Apply Now Full profile| LendDirect | Mogo | |
|---|---|---|
| Amount range | $100 – $15,000 | $300 – $3,500 |
| Rate | 34.99% APR | 34.37% APR |
| Term | Not published | 12 – 60 months |
| Funding speed | 1 hour | 2 days |
| Minimum income | $1,500/month minimum | $2,500/month minimum |
| Income types | 3 income types accepted | 3 income types accepted |
| Minimum credit band | fair | fair |
| Provinces | 10 provinces | 7 provinces |
